County FMR · HUD FY2026
Dubuque County Fair Market Rent
HUD's FY2026 Fair Market Rent for Dubuque County, IA - 12% below the US average.
- $841
- 1-bedroom FMR
- $1,077
- 2-bedroom FMR
- +10.2%
- YoY change
- -12%
- vs US avg
The verdict
Dubuque is the 15th most expensive of 99 counties in Iowa by 2-bedroom FMR; rent here has climbed 10.2% since FY 2025, a sharp move relative to most counties.
- #15
- most expensive of 99 in Iowa (2BR)
- +7%
- vs the state average
- $33,640
- income to afford it (30% rule)
- +10.2%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (9.2%), while Fast Food and Counter Workers spend the most (35.5%).
FY 2026 HUD Fair Market Rent for Dubuque County, IA. Verify with HUD →
Dubuque County, Iowa carries an FY 2026 1-bedroom Fair Market Rent of $841 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,077/mo and a studio is $774/mo. That's 12% below the national benchmark of $959 and 7% above the Iowa average of $788.
Rent increased10.2% from FY 2025 ($763), outpacing inflation. To afford rent here, a household needs at least $33,640/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Iowa. Population: 98,812. Population has held roughly steady over the past five years (+2.2%, Census ACS). That's in line with Iowa's statewide growth of +2.0% over the same period.
What these rents mean for Dubuque County
The Dubuque County FMR area applies to all ZIP codes inside the county boundary, and Iowa's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 12% below the US average of $959 and 7% higher than the Iowa state average of $788. The 1-bedroom FMR went from$763 in FY 2025 to $841 in FY 2026 - a change of +10.2%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $841, affording it under the 30%-of-income rule takes $33,640 per year (about $2,803/month) in household income, and a 2-bedroom at $1,077 pushes that threshold even higher. With a population of 98,812 and a county median household income of $75,919, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $722 | $774 | +$52 (+7.2%) |
| 1 Bedroom | $763 | $841 | +$78 (+10.2%) |
| 2 Bedroom | $996 | $1,077 | +$81 (+8.1%) |
| 3 Bedroom | $1,315 | $1,450 | +$135 (+10.3%) |
| 4 Bedroom | $1,673 | $1,807 | +$134 (+8.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Dubuque County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Dubuque County 2-bedroom rent burden
Where Dubuque sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,077 higher than 56% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Dubuque compares on 1-bedroom rent
1-bedroom FMR vs other Iowa counties
- Polk
Polk County
$1,109 1BR FMR / mo
- Johnson
Johnson County
$961 1BR FMR / mo
- Scott
Scott County
$928 1BR FMR / mo
- Woodbury
Woodbury County
$925 1BR FMR / mo
- Dubuque
Dubuque County
$841 1BR FMR / mo
- Linn
Linn County
$816 1BR FMR / mo
- Black Hawk
Black Hawk County
$801 1BR FMR / mo
What this shows Dubuque is highlighted. Nearby Iowa counties by 1-bedroom FMR, highest to lowest: Polk County ($1,109), Johnson County ($961), Scott County ($928), Woodbury County ($925), Dubuque County (this county) ($841), Linn County ($816), Black Hawk County ($801).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $841/mo compares to Iowa salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | IA Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $109,850 | 9.2% | Affordable |
| General & Operations Managers | $80,620 | 12.5% | Affordable |
| Registered Nurses | $76,960 | 13.1% | Affordable |
| Accountants & Auditors | $74,290 | 13.6% | Affordable |
| Police & Sheriff's Patrol Officers | $73,900 | 13.7% | Affordable |
| Electricians | $62,880 | 16% | Affordable |
| Elementary School Teachers | $55,540 | 18.2% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $55,080 | 18.3% | Affordable |
| Paralegals & Legal Assistants | $53,280 | 18.9% | Affordable |
| Customer Service Representatives | $44,990 | 22.4% | Affordable |
| Pharmacy Technicians | $41,380 | 24.4% | Affordable |
| Janitors & Cleaners | $36,130 | 27.9% | Affordable |
| Retail Salespersons | $30,030 | 33.6% | Stretched |
| Teaching Assistants | $28,500 | 35.4% | Stretched |
| Fast Food & Counter Workers | $28,400 | 35.5% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Dubuque County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Dubuque (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 41.3% overall, from $595 to $841. The increases have been fairly steady year to year, with no single jump exceeding 11.4% (FY 2023).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑10.2% | $774 | $841 | $1,077 |
| FY 2025 ↑7.2% | $722 | $763 | $996 |
| FY 2024 ↑0.8% | $650 | $712 | $936 |
| FY 2023 ↑11.4% | $621 | $706 | $929 |
| FY 2022 ↑3.6% | $554 | $634 | $834 |
| FY 2021 ↑2.9% | $532 | $612 | $806 |
| FY 2020 | $510 | $595 | $783 |
Part of the Dubuque, IA Metro Area
Dubuque County is a central county of the Dubuque, IA metropolitan statistical area.
Nearby Counties in Iowa
Largest counties by population in Iowa
Frequently Asked Questions
What is the average rent in Dubuque County? ▼
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How does Fair Market Rent affect Section 8 vouchers in Dubuque County? ▼
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What this means for renters
Treat Dubuque's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $841 implies about $33,640/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Dubuque can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.