County FMR · HUD FY2026

Copiah County Fair Market Rent

HUD's FY2026 Fair Market Rent for Copiah County, MS - 14% above the US average.

$1,097
1-bedroom FMR
$1,288
2-bedroom FMR
+4.4%
YoY change
+14%
vs US avg

The verdict

Copiah is the 4th most expensive of 82 counties in Mississippi by 2-bedroom FMR.

#4
most expensive of 82 in Mississippi (2BR)
+40%
vs the state average
$43,880
income to afford it (30% rule)
+4.4%
YoY, FY2025→2026

General and Operations Managers spend the smallest share of income on rent here (14.9%), while Teaching Assistants, Except Postsecondary spend the most (60.4%).

FY 2026 HUD Fair Market Rent for Copiah County, MS. Verify with HUD →

HUD sets the FY 2026 1-bedroom Fair Market Rent for Copiah County, Mississippi at $1,097 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $1,288/mo and a studio is $1,091/mo. This is 14% higher than the national average of $959 and 40% above the Mississippi average of $782.

Rent increased4.4% from FY 2025 ($1,051), outpacing inflation. To afford rent here, a household needs at least $43,880/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Mississippi. Population: 28,210. Population has held roughly steady over the past five years (-2.5%, Census ACS). That's in line with Mississippi's statewide growth of -1.2% over the same period.

What these rents mean for Copiah County

The Copiah County FMR area applies to all ZIP codes inside the county boundary, and Mississippi's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Copiah County's 1-bedroom rent runs 14% above the US average of $959 and 40% higher than the Mississippi state average of $782. Over the past year, 1-bedroom rent here shifted from$1,051 in FY 2025 to $1,097 in FY 2026 - a change of +4.4%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,097, affording it under the 30%-of-income rule takes $43,880 per year (about $3,657/month) in household income, and a 2-bedroom at $1,288 pushes that threshold even higher. With a population of 28,210 and a county median household income of $47,994, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $751 · US avg: $893
$1,091/mo
↑ 4.4% YoY +45% vs state +22% vs US
1 Bedroom
State avg: $782 · US avg: $959
$1,097/mo
↑ 4.4% YoY +40% vs state +14% vs US
2 Bedroom
State avg: $924 · US avg: $1,175
$1,288/mo
↑ 4.5% YoY +39% vs state +10% vs US
3 Bedroom
State avg: $1,177 · US avg: $1,525
$1,544/mo
↑ 4.0% YoY +31% vs state +1% vs US
4 Bedroom
State avg: $1,295 · US avg: $1,756
$1,705/mo
↑ 4.4% YoY +32% vs state -3% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,045
$1,091
+$46 (+4.4%)
1 Bedroom $1,051
$1,097
+$46 (+4.4%)
2 Bedroom $1,232
$1,288
+$56 (+4.5%)
3 Bedroom $1,484
$1,544
+$60 (+4.0%)
4 Bedroom $1,633
$1,705
+$72 (+4.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$43,880
$3,657/month gross
Required annual income for 2 BR
$51,520
$4,293/month gross

Rent Burden Analysis

How much of household income goes to rent in Copiah County. The 30% threshold indicates cost burden.

Studio
27.3%
Affordable
Need $43,640/yr for 30% rule
1 Bedroom
27.4%
Affordable
Need $43,880/yr for 30% rule
2 Bedroom
32.2%
Burdened
Need $51,520/yr for 30% rule
3 Bedroom
38.6%
Burdened
Need $61,760/yr for 30% rule
4 Bedroom
42.6%
Burdened
Need $68,200/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Copiah County 2-bedroom rent burden

0%100%National avg22%32.2%
Copiah County 2-bedroom rent burden
County median income: $47,994 · National avg burden: 21.7% ·View Mississippi rent burden →

Where Copiah sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,288 Top 25% higher than 75% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Copiah compares on 1-bedroom rent

1-bedroom FMR vs other Mississippi counties

1BR FMR / mo

What this shows Copiah is highlighted. Nearby Mississippi counties by 1-bedroom FMR, highest to lowest: DeSoto County ($1,154), Copiah County (this county) ($1,097), Hinds County ($1,097), Rankin County ($1,097), Madison County ($1,097), Jackson County ($951), Harrison County ($923).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,097/mo compares to Mississippi salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MS Salary Rent Burden Verdict
General & Operations Managers $88,290 14.9% Affordable
Software Developers $86,460 15.2% Affordable
Registered Nurses $74,470 17.7% Affordable
Accountants & Auditors $64,170 20.5% Affordable
Electricians $57,300 23% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,700 26% Affordable
Elementary School Teachers $48,440 27.2% Affordable
Police & Sheriff's Patrol Officers $45,610 28.9% Affordable
Paralegals & Legal Assistants $39,120 33.7% Stretched
Pharmacy Technicians $38,210 34.5% Stretched
Customer Service Representatives $35,580 37% Stretched
Retail Salespersons $27,810 47.3% Stretched
Janitors & Cleaners $27,610 47.7% Stretched
Fast Food & Counter Workers $22,280 59.1% Unaffordable
Teaching Assistants $21,790 60.4% Unaffordable
Salaries: BLS OES (Mississippi) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Copiah County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Copiah (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 41.7% overall, from $774 to $1,097. The increases have been fairly steady year to year, with no single jump exceeding 11.8% (FY 2023).

$700$800$900$1,000$1,100$1,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,097
Copiah County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑4.4% $1,091 $1,097 $1,288
FY 2025 ↑5.4% $1,045 $1,051 $1,232
FY 2024 ↑9.8% $996 $997 $1,159
FY 2023 ↑11.8% $895 $908 $1,059
FY 2022 ↑2.3% $781 $812 $947
FY 2021 ↑2.6% $748 $794 $932
FY 2020 $707 $774 $911
Total change (6yr): +41.7%
Annualized: +6.0%/yr
1 BR: $774 → $1,097

Part of the Jackson, MS Metro Area

Copiah County is a outlying county of the Jackson, MS metropolitan statistical area, alongside 7 other metro-area counties.

Copiah County ranks #4 of 8 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Hinds County ($1,097), Rankin County ($1,097), Madison County ($1,097), Copiah County (this county) ($1,097), Scott County ($795), Holmes County ($768), Simpson County ($762), Yazoo County ($750).

Nearby Counties in Mississippi

Largest counties by population in Mississippi

Frequently Asked Questions

What is the average rent in Copiah County?
The FY 2026 Fair Market Rent for a 1-bedroom in Copiah County is $1,097 per month. A 2-bedroom is $1,288 and a studio is $1,091.
How does Copiah County rent compare to the national average?
Rent in Copiah County is 14% above the national average. A 1-bedroom here costs $1,097 compared to $959 nationally.
What income do I need to afford rent in Copiah County?
Based on the 30% affordability rule, you need an annual income of at least $43,880 ($3,657/month) to afford a 1-bedroom at Fair Market Rent in Copiah County.
Is rent going up or down in Copiah County?
The 1-bedroom Fair Market Rent in Copiah County increased by 4.4% from FY 2025 to FY 2026, going from $1,051 to $1,097.
Which jobs can afford rent in Copiah County?
Based on Mississippi BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $1,097/mo. 8 of 15 common occupations are affordable here.
How much has rent changed in Copiah County over time?
The 1-bedroom Fair Market Rent in Copiah County went from $774 in FY 2020 to $1,097 in FY 2026, a total change of +41.7% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Copiah County?
In Copiah County, the FY 2026 FMR of $1,097/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Copiah County?
For Copiah County, it's the specific 40th-percentile rent HUD publishes each year ($1,097/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Copiah's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,097 implies about $43,880/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Copiah can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.