County FMR · HUD FY2026

Coos County Fair Market Rent

HUD's FY2026 Fair Market Rent for Coos County, NH — 4% above the US average.

$994
1-bedroom FMR
$1,287
2-bedroom FMR
+21.7%
YoY change
+4%
vs US avg

FY 2026 HUD Fair Market Rent for Coos County, NH. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Coos County, New Hampshire is $994 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,287/mo and a studio is $988/mo.

This is 4% higher than the national average of $959 and 32% below the New Hampshire average of $1,460. Rent increased21.7% from FY 2025 ($817), outpacing inflation. To afford rent here, a household needs at least $39,760/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in New Hampshire.

What these rents mean for Coos County

HUD's FY 2026 Fair Market Rent schedule sets the Coos County New Hampshire 1-bedroom at $994, with a studio at $988, 2-bedroom at $1,287, 3-bedroom at $1,702, and 4-bedroom at $1,708. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Coos County FMR area applies to all ZIP codes inside the county boundary, and New Hampshire's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 4% above the US average of $959 and 32% lower than the New Hampshire state average of $1,460. Year-over-year, the 1-bedroom FMR moved from $817 in FY 2025 to $994 in FY 2026 — a change of +21.7%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $994, that implies a household income of $39,760 per year (about $3,313/month) to stay affordable — a 2-bedroom at $1,287 pushes that threshold even higher. Local wage data from BLS helps illustrate which occupations can realistically afford these rents. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,340 · US avg: $893
$988/mo
↑ 21.7% YoY -26% vs state +11% vs US
1 Bedroom
State avg: $1,460 · US avg: $959
$994/mo
↑ 21.7% YoY -32% vs state +4% vs US
2 Bedroom
State avg: $1,894 · US avg: $1,175
$1,287/mo
↑ 20.1% YoY -32% vs state +10% vs US
3 Bedroom
State avg: $2,464 · US avg: $1,525
$1,702/mo
↑ 20.2% YoY -31% vs state +12% vs US
4 Bedroom
State avg: $2,665 · US avg: $1,756
$1,708/mo
↑ 20.2% YoY -36% vs state -3% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $812 $988 +$176 (+21.7%)
1 Bedroom $817 $994 +$177 (+21.7%)
2 Bedroom $1,072 $1,287 +$215 (+20.1%)
3 Bedroom $1,416 $1,702 +$286 (+20.2%)
4 Bedroom $1,421 $1,708 +$287 (+20.2%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$39,760
$3,313/month gross
Required annual income for 2 BR
$51,480
$4,290/month gross

Rent Burden Analysis

How much of household income goes to rent in Coos County. The 30% threshold indicates cost burden.

Studio
20.3%
Affordable
Need $39,520/yr for 30% rule
1 Bedroom
20.4%
Affordable
Need $39,760/yr for 30% rule
2 Bedroom
26.4%
Affordable
Need $51,480/yr for 30% rule
3 Bedroom
34.9%
Burdened
Need $68,080/yr for 30% rule
4 Bedroom
35.1%
Burdened
Need $68,320/yr for 30% rule
County median income: $58,439 · National avg burden: 21.7% ·View New Hampshire rent burden →

How Coos compares on 1-bedroom rent

1-bedroom FMR vs other New Hampshire counties

1BR FMR / mo

What this shows Coos is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $994/mo compares to New Hampshire salaries for popular occupations (30% rule).

Occupation NH Salary Rent Burden Verdict
Software Developers $132,420 9% Affordable
General & Operations Managers $107,060 11.1% Affordable
Registered Nurses $96,830 12.3% Affordable
Accountants & Auditors $82,830 14.4% Affordable
Police & Sheriff's Patrol Officers $67,620 17.6% Affordable
Elementary School Teachers $64,430 18.5% Affordable
Electricians $61,990 19.2% Affordable
Paralegals & Legal Assistants $60,640 19.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $58,620 20.3% Affordable
Customer Service Representatives $46,960 25.4% Affordable
Pharmacy Technicians $45,300 26.3% Affordable
Janitors & Cleaners $37,860 31.5% Stretched
Teaching Assistants $37,220 32% Stretched
Retail Salespersons $35,440 33.7% Stretched
Fast Food & Counter Workers $30,320 39.3% Stretched
Salaries: BLS OES (New Hampshire) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Coos County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑21.7% $988 $994 $1,287
FY 2025 ↑9.2% $812 $817 $1,072
FY 2024 ↓4.0% $654 $748 $960
FY 2023 ↑5.3% $647 $779 $950
FY 2022 ↑8.0% $591 $740 $862
FY 2021 ↑3.8% $531 $685 $792
FY 2020 $549 $660 $769
Total change (6yr): +50.6%
Annualized: +7.1%/yr
1 BR: $660 → $994

Nearby Counties in New Hampshire

Largest counties by population in New Hampshire

Frequently Asked Questions

What is the average rent in Coos County?
The FY 2026 Fair Market Rent for a 1-bedroom in Coos County is $994 per month. A 2-bedroom is $1,287 and a studio is $988.
How does Coos County rent compare to the national average?
Rent in Coos County is 4% above the national average. A 1-bedroom here costs $994 compared to $959 nationally.
What income do I need to afford rent in Coos County?
Based on the 30% affordability rule, you need an annual income of at least $39,760 ($3,313/month) to afford a 1-bedroom at Fair Market Rent in Coos County.
Is rent going up or down in Coos County?
The 1-bedroom Fair Market Rent in Coos County increased by 21.7% from FY 2025 to FY 2026, going from $817 to $994.
Which jobs can afford rent in Coos County?
Based on New Hampshire BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $994/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Coos County over time?
The 1-bedroom Fair Market Rent in Coos County went from $660 in FY 2020 to $994 in FY 2026, a total change of +50.6% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Coos County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Coos County. The FY 2026 FMR of $994/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Coos County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Coos County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Coos County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page