County FMR · HUD FY2026

Cheshire County Fair Market Rent

HUD's FY2026 Fair Market Rent for Cheshire County, NH — 53% above the US average.

$1,468
1-bedroom FMR
$1,926
2-bedroom FMR
+24.4%
YoY change
+53%
vs US avg

FY 2026 HUD Fair Market Rent for Cheshire County, NH. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Cheshire County, New Hampshire is $1,468 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,926/mo and a studio is $1,328/mo.

This is 53% higher than the national average of $959 and 1% above the New Hampshire average of $1,460. Rent increased24.4% from FY 2025 ($1,180), outpacing inflation. To afford rent here, a household needs at least $58,720/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in New Hampshire. Population: 1,625.

What these rents mean for Cheshire County

HUD's FY 2026 Fair Market Rent schedule sets the Cheshire County New Hampshire 1-bedroom at $1,468, with a studio at $1,328, 2-bedroom at $1,926, 3-bedroom at $2,518, and 4-bedroom at $2,550. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Cheshire County FMR area applies to all ZIP codes inside the county boundary, and New Hampshire's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 53% above the US average of $959 and 1% higher than the New Hampshire state average of $1,460. Year-over-year, the 1-bedroom FMR moved from $1,180 in FY 2025 to $1,468 in FY 2026 — a change of +24.4%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,468, that implies a household income of $58,720 per year (about $4,893/month) to stay affordable — a 2-bedroom at $1,926 pushes that threshold even higher. With a population of 1,625 and a county median household income of $81,001, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,340 · US avg: $893
$1,328/mo
↑ 25.2% YoY -1% vs state +49% vs US
1 Bedroom
State avg: $1,460 · US avg: $959
$1,468/mo
↑ 24.4% YoY +1% vs state +53% vs US
2 Bedroom
State avg: $1,894 · US avg: $1,175
$1,926/mo
↑ 24.4% YoY +2% vs state +64% vs US
3 Bedroom
State avg: $2,464 · US avg: $1,525
$2,518/mo
↑ 25.1% YoY +2% vs state +65% vs US
4 Bedroom
State avg: $2,665 · US avg: $1,756
$2,550/mo
↑ 24.3% YoY -4% vs state +45% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $1,061
$1,328
+$267 (+25.2%)
1 Bedroom $1,180
$1,468
+$288 (+24.4%)
2 Bedroom $1,548
$1,926
+$378 (+24.4%)
3 Bedroom $2,013
$2,518
+$505 (+25.1%)
4 Bedroom $2,052
$2,550
+$498 (+24.3%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$58,720
$4,893/month gross
Required annual income for 2 BR
$77,040
$6,420/month gross

Rent Burden Analysis

How much of household income goes to rent in Cheshire County. The 30% threshold indicates cost burden.

Studio
19.7%
Affordable
Need $53,120/yr for 30% rule
1 Bedroom
21.7%
Affordable
Need $58,720/yr for 30% rule
2 Bedroom
28.5%
Affordable
Need $77,040/yr for 30% rule
3 Bedroom
37.3%
Burdened
Need $100,720/yr for 30% rule
4 Bedroom
37.8%
Burdened
Need $102,000/yr for 30% rule
County median income: $81,001 · National avg burden: 21.7% ·View New Hampshire rent burden →

How Cheshire compares on 1-bedroom rent

1-bedroom FMR vs other New Hampshire counties

1BR FMR / mo

What this shows Cheshire is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,468/mo compares to New Hampshire salaries for popular occupations, using the 30%-of-income affordability rule. Wage figures are state-level median annual earnings from the U.S. Bureau of Labor Statistics Occupational Employment & Wage Statistics.

Occupation NH Salary Rent Burden Verdict
Software Developers $132,420 13.3% Affordable
General & Operations Managers $107,060 16.5% Affordable
Registered Nurses $96,830 18.2% Affordable
Accountants & Auditors $82,830 21.3% Affordable
Police & Sheriff's Patrol Officers $67,620 26.1% Affordable
Elementary School Teachers $64,430 27.3% Affordable
Electricians $61,990 28.4% Affordable
Paralegals & Legal Assistants $60,640 29.1% Affordable
Heavy & Tractor-Trailer Truck Drivers $58,620 30.1% Stretched
Customer Service Representatives $46,960 37.5% Stretched
Pharmacy Technicians $45,300 38.9% Stretched
Janitors & Cleaners $37,860 46.5% Stretched
Teaching Assistants $37,220 47.3% Stretched
Retail Salespersons $35,440 49.7% Stretched
Fast Food & Counter Workers $30,320 58.1% Unaffordable
Salaries: BLS OES (New Hampshire) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Cheshire County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑24.4% $1,328 $1,468 $1,926
FY 2025 ↑11.2% $1,061 $1,180 $1,548
FY 2024 ↑4.9% $945 $1,061 $1,394
FY 2023 ↑17.3% $946 $1,011 $1,331
FY 2022 ↑4.7% $816 $862 $1,122
FY 2021 ↑2.1% $769 $823 $1,080
FY 2020 $725 $806 $1,062
Total change (6yr): +82.1%
Annualized: +10.5%/yr
1 BR: $806 → $1,468

Nearby Counties in New Hampshire

Largest counties by population in New Hampshire

Frequently Asked Questions

What is the average rent in Cheshire County?
The FY 2026 Fair Market Rent for a 1-bedroom in Cheshire County is $1,468 per month. A 2-bedroom is $1,926 and a studio is $1,328.
How does Cheshire County rent compare to the national average?
Rent in Cheshire County is 53% above the national average. A 1-bedroom here costs $1,468 compared to $959 nationally.
What income do I need to afford rent in Cheshire County?
Based on the 30% affordability rule, you need an annual income of at least $58,720 ($4,893/month) to afford a 1-bedroom at Fair Market Rent in Cheshire County.
Is rent going up or down in Cheshire County?
The 1-bedroom Fair Market Rent in Cheshire County increased by 24.4% from FY 2025 to FY 2026, going from $1,180 to $1,468.
Which jobs can afford rent in Cheshire County?
Based on New Hampshire BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,468/mo. 8 of 15 common occupations are affordable here.
How much has rent changed in Cheshire County over time?
The 1-bedroom Fair Market Rent in Cheshire County went from $806 in FY 2020 to $1,468 in FY 2026, a total change of +82.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Cheshire County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Cheshire County. The FY 2026 FMR of $1,468/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Cheshire County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Cheshire County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Cheshire County and beyond.

What this means for renters

Treat Cheshire's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,468 implies about $58,720/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Cheshire can run higher or lower, and HUD updates FMRs once a year.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page