County FMR · HUD FY2026

Churchill County Fair Market Rent

HUD's FY2026 Fair Market Rent for Churchill County, NV — 13% above the US average.

$1,083
1-bedroom FMR
$1,421
2-bedroom FMR
+9.5%
YoY change
+13%
vs US avg

FY 2026 HUD Fair Market Rent for Churchill County, NV. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Churchill County, Nevada is $1,083 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,421/mo and a studio is $1,076/mo.

This is 13% higher than the national average of $959 and 5% below the Nevada average of $1,135. Rent increased9.5% from FY 2025 ($989), outpacing inflation. To afford rent here, a household needs at least $43,320/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Nevada. Population: 25,409.

What these rents mean for Churchill County

HUD's FY 2026 Fair Market Rent schedule sets the Churchill County Nevada 1-bedroom at $1,083, with a studio at $1,076, 2-bedroom at $1,421, 3-bedroom at $1,976, and 4-bedroom at $2,176. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Churchill County FMR area applies to all ZIP codes inside the county boundary, and Nevada's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 13% above the US average of $959 and 5% lower than the Nevada state average of $1,135. Year-over-year, the 1-bedroom FMR moved from $989 in FY 2025 to $1,083 in FY 2026 — a change of +9.5%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,083, that implies a household income of $43,320 per year (about $3,610/month) to stay affordable — a 2-bedroom at $1,421 pushes that threshold even higher. With a population of 25,409 and a county median household income of $73,268, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,056 · US avg: $893
$1,076/mo
↑ 13.9% YoY +2% vs state +20% vs US
1 Bedroom
State avg: $1,135 · US avg: $959
$1,083/mo
↑ 9.5% YoY -5% vs state +13% vs US
2 Bedroom
State avg: $1,428 · US avg: $1,175
$1,421/mo
↑ 9.5% YoY -0% vs state +21% vs US
3 Bedroom
State avg: $1,941 · US avg: $1,525
$1,976/mo
↑ 8.6% YoY +2% vs state +30% vs US
4 Bedroom
State avg: $2,352 · US avg: $1,756
$2,176/mo
↑ 3.4% YoY -7% vs state +24% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $945 $1,076 +$131 (+13.9%)
1 Bedroom $989 $1,083 +$94 (+9.5%)
2 Bedroom $1,298 $1,421 +$123 (+9.5%)
3 Bedroom $1,819 $1,976 +$157 (+8.6%)
4 Bedroom $2,105 $2,176 +$71 (+3.4%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$43,320
$3,610/month gross
Required annual income for 2 BR
$56,840
$4,737/month gross

Rent Burden Analysis

How much of household income goes to rent in Churchill County. The 30% threshold indicates cost burden.

Studio
17.6%
Affordable
Need $43,040/yr for 30% rule
1 Bedroom
17.7%
Affordable
Need $43,320/yr for 30% rule
2 Bedroom
23.3%
Affordable
Need $56,840/yr for 30% rule
3 Bedroom
32.4%
Burdened
Need $79,040/yr for 30% rule
4 Bedroom
35.6%
Burdened
Need $87,040/yr for 30% rule
County median income: $73,268 · National avg burden: 21.7% ·View Nevada rent burden →

How Churchill compares on 1-bedroom rent

1-bedroom FMR vs other Nevada counties

1BR FMR / mo

What this shows Churchill is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,083/mo compares to Nevada salaries for popular occupations (30% rule).

Occupation NV Salary Rent Burden Verdict
Software Developers $129,030 10.1% Affordable
Registered Nurses $101,990 12.7% Affordable
General & Operations Managers $94,990 13.7% Affordable
Police & Sheriff's Patrol Officers $78,670 16.5% Affordable
Accountants & Auditors $78,220 16.6% Affordable
Electricians $64,950 20% Affordable
Elementary School Teachers $62,420 20.8% Affordable
Paralegals & Legal Assistants $62,090 20.9% Affordable
Heavy & Tractor-Trailer Truck Drivers $60,900 21.3% Affordable
Pharmacy Technicians $46,670 27.8% Affordable
Customer Service Representatives $38,950 33.4% Stretched
Janitors & Cleaners $36,480 35.6% Stretched
Retail Salespersons $33,430 38.9% Stretched
Teaching Assistants $30,450 42.7% Stretched
Fast Food & Counter Workers $29,180 44.5% Stretched
Salaries: BLS OES (Nevada) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Churchill County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑9.5% $1,076 $1,083 $1,421
FY 2025 ↑7.5% $945 $989 $1,298
FY 2024 ↑11.7% $822 $920 $1,209
FY 2023 ↑9.9% $707 $824 $1,058
FY 2022 ↑19.6% $633 $750 $953
FY 2021 ↓7.2% $623 $627 $826
FY 2020 $671 $676 $890
Total change (6yr): +60.2%
Annualized: +8.2%/yr
1 BR: $676 → $1,083

Nearby Counties in Nevada

Largest counties by population in Nevada

Frequently Asked Questions

What is the average rent in Churchill County?
The FY 2026 Fair Market Rent for a 1-bedroom in Churchill County is $1,083 per month. A 2-bedroom is $1,421 and a studio is $1,076.
How does Churchill County rent compare to the national average?
Rent in Churchill County is 13% above the national average. A 1-bedroom here costs $1,083 compared to $959 nationally.
What income do I need to afford rent in Churchill County?
Based on the 30% affordability rule, you need an annual income of at least $43,320 ($3,610/month) to afford a 1-bedroom at Fair Market Rent in Churchill County.
Is rent going up or down in Churchill County?
The 1-bedroom Fair Market Rent in Churchill County increased by 9.5% from FY 2025 to FY 2026, going from $989 to $1,083.
Which jobs can afford rent in Churchill County?
Based on Nevada BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $1,083/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Churchill County over time?
The 1-bedroom Fair Market Rent in Churchill County went from $676 in FY 2020 to $1,083 in FY 2026, a total change of +60.2% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Churchill County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Churchill County. The FY 2026 FMR of $1,083/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Churchill County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Churchill County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Churchill County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page