County FMR · HUD FY2026
Ravalli County Fair Market Rent
HUD's FY2026 Fair Market Rent for Ravalli County, MT - 19% above the US average.
- $1,145
- 1-bedroom FMR
- $1,423
- 2-bedroom FMR
- +22.3%
- YoY change
- +19%
- vs US avg
The verdict
Ravalli is the 16th most expensive of 56 counties in Montana by 2-bedroom FMR; rent here has climbed 22.3% since FY 2025, a sharp move relative to most counties.
- #16
- most expensive of 56 in Montana (2BR)
- +6%
- vs the state average
- $45,800
- income to afford it (30% rule)
- +22.3%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (13.7%), while Fast Food and Counter Workers spend the most (46.9%); nearby Montana counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.
FY 2026 HUD Fair Market Rent for Ravalli County, MT. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Ravalli County, Montana is $1,145 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,423/mo and a studio is $1,116/mo. This is 19% higher than the national average of $959 and 6% above the Montana average of $1,076.
Rent increased22.3% from FY 2025 ($936), outpacing inflation. To afford rent here, a household needs at least $45,800/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Montana. Population: 44,876. Population grew 9.3% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Montana's statewide growth of +6.1% over the same period.
What these rents mean for Ravalli County
The Ravalli County FMR area applies to all ZIP codes inside the county boundary, and Montana's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 19% above the US average of $959 and 6% higher than the Montana state average of $1,076. Year-over-year, the 1-bedroom FMR moved from$936 in FY 2025 to $1,145 in FY 2026 - a change of +22.3%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $1,145, affording it under the 30%-of-income rule takes $45,800 per year (about $3,817/month) in household income, and a 2-bedroom at $1,423 pushes that threshold even higher. With a population of 44,876 and a county median household income of $71,323, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $928 | $1,116 | +$188 (+20.3%) |
| 1 Bedroom | $936 | $1,145 | +$209 (+22.3%) |
| 2 Bedroom | $1,175 | $1,423 | +$248 (+21.1%) |
| 3 Bedroom | $1,646 | $1,979 | +$333 (+20.2%) |
| 4 Bedroom | $1,973 | $2,387 | +$414 (+21.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Ravalli County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Ravalli County 2-bedroom rent burden
Where Ravalli sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,423 Top 17% higher than 83% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Ravalli compares on 1-bedroom rent
1-bedroom FMR vs other Montana counties
- Gallatin
Gallatin County
$1,642 1BR FMR / mo
- Missoula
Missoula County
$1,400 1BR FMR / mo
- Lewis and Clark
Lewis and Clark County
$1,319 1BR FMR / mo
- Flathead
Flathead County
$1,289 1BR FMR / mo
- Ravalli
Ravalli County
$1,145 1BR FMR / mo
- Yellowstone
Yellowstone County
$1,109 1BR FMR / mo
- Cascade
Cascade County
$979 1BR FMR / mo
What this shows Ravalli is highlighted. Nearby Montana counties by 1-bedroom FMR, highest to lowest: Gallatin County ($1,642), Missoula County ($1,400), Lewis and Clark County ($1,319), Flathead County ($1,289), Ravalli County (this county) ($1,145), Yellowstone County ($1,109), Cascade County ($979).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,145/mo compares to Montana salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | MT Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $100,190 | 13.7% | Affordable |
| General & Operations Managers | $85,240 | 16.1% | Affordable |
| Registered Nurses | $81,560 | 16.8% | Affordable |
| Accountants & Auditors | $74,400 | 18.5% | Affordable |
| Police & Sheriff's Patrol Officers | $69,910 | 19.7% | Affordable |
| Electricians | $68,980 | 19.9% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $59,060 | 23.3% | Affordable |
| Elementary School Teachers | $56,200 | 24.4% | Affordable |
| Paralegals & Legal Assistants | $54,230 | 25.3% | Affordable |
| Pharmacy Technicians | $46,980 | 29.2% | Affordable |
| Customer Service Representatives | $43,820 | 31.4% | Stretched |
| Janitors & Cleaners | $37,390 | 36.7% | Stretched |
| Retail Salespersons | $35,000 | 39.3% | Stretched |
| Teaching Assistants | $33,720 | 40.7% | Stretched |
| Fast Food & Counter Workers | $29,280 | 46.9% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Ravalli County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Ravalli (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 71.9% overall, from $666 to $1,145. The path there hasn't been smooth: year-over-year moves have swung by as much as 30.4% (FY 2025), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑22.3% | $1,116 | $1,145 | $1,423 |
| FY 2025 ↑30.4% | $928 | $936 | $1,175 |
| FY 2024 ↑7.0% | $674 | $718 | $928 |
| FY 2023 ↑10.2% | $633 | $671 | $878 |
| FY 2022 ↓5.9% | $566 | $609 | $801 |
| FY 2021 ↓2.9% | $597 | $647 | $853 |
| FY 2020 | $605 | $666 | $877 |
Where Ravalli County Ranks in Montana
Ravalli County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #41 of 56 counties in Montana. Nearest by rank: Mineral County ($1,361), Meagher County ($1,393), Fallon County ($1,401), Jefferson County ($1,404), Silver Bow County ($1,414), Carbon County ($1,417), Yellowstone County ($1,417), Ravalli County (this county) ($1,423), Lake County ($1,444), Fergus County ($1,446), Madison County ($1,540), McCone County ($1,548), Petroleum County ($1,548), Prairie County ($1,548), Treasure County ($1,548).
Nearby Counties in Montana
Largest counties by population in Montana
Frequently Asked Questions
What is the average rent in Ravalli County? ▼
How does Ravalli County rent compare to the national average? ▼
What income do I need to afford rent in Ravalli County? ▼
Is rent going up or down in Ravalli County? ▼
Which jobs can afford rent in Ravalli County? ▼
How much has rent changed in Ravalli County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Ravalli County? ▼
What does Fair Market Rent mean for Ravalli County? ▼
What this means for renters
Treat Ravalli's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,145 implies about $45,800/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Ravalli can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.