County FMR · HUD FY2026

Ravalli County Fair Market Rent

HUD's FY2026 Fair Market Rent for Ravalli County, MT - 19% above the US average.

$1,145
1-bedroom FMR
$1,423
2-bedroom FMR
+22.3%
YoY change
+19%
vs US avg

The verdict

Ravalli is the 16th most expensive of 56 counties in Montana by 2-bedroom FMR; nationally it ranks #535 most expensive of 3,145 HUD counties; rent here has climbed 22.3% since FY 2025, a sharp move relative to most counties.

#535
most expensive of 3,145 US counties (2BR)
#16
most expensive of 56 in Montana (2BR)
+6%
vs the state average
$45,800
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (13.7%), while Fast Food and Counter Workers spend the most (46.9%); nearby Montana counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Ravalli County, MT. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Ravalli County, Montana is $1,145 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,423/mo and a studio is $1,116/mo. This is 19% higher than the national average of $959 and 6% above the Montana average of $1,076.

Rent increased22.3% from FY 2025 ($936), outpacing inflation. A household needs about $45,800/year to stay under the 30% rent-to-income line.

Observed renter burden: 40.7% of the 4,022 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Montana. Population: 44,876. Population grew 9.3% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Montana's statewide growth of +6.1% over the same period.

FMR filing desk

Area RAVALLI·COUNTY·MT·MT

Ravalli County, MT: $1,145/mo 1BR · #535 of 3145 counties (2BR) · FY2026

  • FMR-AREA MT
  • 1BR-FMR $1,145
  • 2BR-FMR $1,423
  • RANK-MID #535
  • YOY-SURGE +22.3%
  • VSUS-ABOVE +19%
  • VS-ST-NEAR +6% MT
  • INC-ROOM 19%
  • POP-SMALL 45K
  • PHOTO-NEAR Yellowstone County
  • VOUCH-90-110 $1,031–$1,260
  • FY-2026 FY2026

Photo-finish peer: Yellowstone ($36 1BR gap)

Read with: Understanding rent burden

Fair Market Rents (2026)

Studio
State avg: $988 · US avg: $893
$1,116/mo
↑ 20.3% YoY +13% vs state +25% vs US
1 Bedroom
State avg: $1,076 · US avg: $959
$1,145/mo
↑ 22.3% YoY +6% vs state +19% vs US
2 Bedroom
State avg: $1,336 · US avg: $1,175
$1,423/mo
↑ 21.1% YoY +7% vs state +21% vs US
3 Bedroom
State avg: $1,789 · US avg: $1,525
$1,979/mo
↑ 20.2% YoY +11% vs state +30% vs US
4 Bedroom
State avg: $2,113 · US avg: $1,756
$2,387/mo
↑ 21.0% YoY +13% vs state +36% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $928
$1,116
+$188 (+20.3%)
1 Bedroom $936
$1,145
+$209 (+22.3%)
2 Bedroom $1,175
$1,423
+$248 (+21.1%)
3 Bedroom $1,646
$1,979
+$333 (+20.2%)
4 Bedroom $1,973
$2,387
+$414 (+21.0%)

Rent Burden Analysis

How much of household income goes to rent in Ravalli County. The 30% threshold indicates cost burden.

Studio
18.8%
Affordable
Need $44,640/yr for 30% rule
1 Bedroom
19.3%
Affordable
Need $45,800/yr for 30% rule
2 Bedroom
23.9%
Affordable
Need $56,920/yr for 30% rule
3 Bedroom
33.3%
Burdened
Need $79,160/yr for 30% rule
4 Bedroom
40.2%
Burdened
Need $95,480/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%23.9%
Ravalli County 2-bedroom rent burden
County median income: $71,323 · National avg burden: 21.7% ·View Montana rent burden →

Where Ravalli sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,423 Top 17% higher than 83% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). This entry sits in this band. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Ravalli compares on 1-bedroom rent

1-bedroom FMR vs other Montana counties

1BR FMR / mo

What this shows Ravalli is highlighted. Nearby Montana counties by 1-bedroom FMR, highest to lowest: Gallatin County ($1,642), Missoula County ($1,400), Lewis and Clark County ($1,319), Flathead County ($1,289), Ravalli County (this county) ($1,145), Yellowstone County ($1,109), Cascade County ($979).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

Against a high local FMR of $1,145/mo, which of 15 common occupations still clear the 30% line using Montana BLS wages?

Occupation MT Salary Rent Burden Verdict
Software Developers $100,190 13.7% Affordable
General & Operations Managers $85,240 16.1% Affordable
Registered Nurses $81,560 16.8% Affordable
Accountants & Auditors $74,400 18.5% Affordable
Police & Sheriff's Patrol Officers $69,910 19.7% Affordable
Electricians $68,980 19.9% Affordable
Heavy & Tractor-Trailer Truck Drivers $59,060 23.3% Affordable
Elementary School Teachers $56,200 24.4% Affordable
Paralegals & Legal Assistants $54,230 25.3% Affordable
Pharmacy Technicians $46,980 29.2% Affordable
Customer Service Representatives $43,820 31.4% Stretched
Janitors & Cleaners $37,390 36.7% Stretched
Retail Salespersons $35,000 39.3% Stretched
Teaching Assistants $33,720 40.7% Stretched
Fast Food & Counter Workers $29,280 46.9% Stretched
Salaries: BLS OES (Montana) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Ravalli County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Ravalli (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 71.9% overall, from $666 to $1,145. The path there hasn't been smooth: year-over-year moves have swung by as much as 30.4% (FY 2025), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$400$600$800$1,000$1,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,145
Ravalli County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑22.3% $1,116 $1,145 $1,423
FY 2025 ↑30.4% $928 $936 $1,175
FY 2024 ↑7.0% $674 $718 $928
FY 2023 ↑10.2% $633 $671 $878
FY 2022 ↓5.9% $566 $609 $801
FY 2021 ↓2.9% $597 $647 $853
FY 2020 $605 $666 $877
Total change (6yr): +71.9%
Annualized: +9.5%/yr
1 BR: $666 → $1,145

Where Ravalli County Ranks in Montana

Ravalli County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #41 of 56 counties in Montana. Nearest by rank: Mineral County ($1,361), Meagher County ($1,393), Fallon County ($1,401), Jefferson County ($1,404), Silver Bow County ($1,414), Carbon County ($1,417), Yellowstone County ($1,417), Ravalli County (this county) ($1,423), Lake County ($1,444), Fergus County ($1,446), Madison County ($1,540), McCone County ($1,548), Petroleum County ($1,548), Prairie County ($1,548), Treasure County ($1,548).

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Ravalli County, both outside Montana so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Nearby Counties in Montana

Largest counties by population in Montana

Showing the 8 largest of 55 other counties in Montana.

Frequently Asked Questions

What is the average rent in Ravalli County?
The FY 2026 Fair Market Rent for a 1-bedroom in Ravalli County is $1,145 per month. A 2-bedroom is $1,423 and a studio is $1,116.
How does Ravalli County rent compare to the national average?
Rent in Ravalli County is 19% above the national average. A 1-bedroom here costs $1,145 compared to $959 nationally.
Where does Ravalli County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Ravalli County's 2-bedroom FMR of $1,423 ranks #535 most expensive among 3,145 HUD counties, placing it in the upper-rent quarter of HUD counties.
What income do I need to afford rent in Ravalli County?
Based on the 30% affordability rule, you need an annual income of at least $45,800 ($3,817/month) to afford a 1-bedroom at Fair Market Rent in Ravalli County.
Is rent going up or down in Ravalli County?
The 1-bedroom Fair Market Rent in Ravalli County increased by 22.3% from FY 2025 to FY 2026, going from $936 to $1,145.
Which jobs can afford rent in Ravalli County?
Based on Montana BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,145/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Ravalli County over time?
The 1-bedroom Fair Market Rent in Ravalli County went from $666 in FY 2020 to $1,145 in FY 2026, a total change of +71.9% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Ravalli County?
In Ravalli County, the FY 2026 FMR of $1,145/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Ravalli County?
For Ravalli County, it's the specific 40th-percentile rent HUD publishes each year ($1,145/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.