County FMR · HUD FY2026

Union County Fair Market Rent

HUD's FY2026 Fair Market Rent for Union County, MS - 17% below the US average.

$795
1-bedroom FMR
$872
2-bedroom FMR
-5.7%
YoY change
-17%
vs US avg

The verdict

Union is the 33rd most expensive of 82 counties in Mississippi by 2-bedroom FMR; nationally it ranks #190 most affordable of 3,145 HUD counties; rent here has fallen 5.7% since FY 2025, a modest shift relative to most counties.

#190
most affordable of 3,145 US counties (2BR)
#33
most expensive of 82 in Mississippi (2BR)
+2%
vs the state average
$31,800
income to afford it (30% rule)

General and Operations Managers spend the smallest share of income on rent here (10.8%), while Teaching Assistants, Except Postsecondary spend the most (43.8%).

FY 2026 HUD Fair Market Rent for Union County, MS. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Union County, Mississippi is $795 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $872/mo and a studio is $760/mo. This is 17% lower than the national average of $959 and 2% above the Mississippi average of $782.

Rent decreased5.7% from FY 2025 ($843), declining against the trend. The 30% affordability floor is comparatively reachable here at $31,800/year.

Observed renter burden: 32.6% of the 2,523 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Mississippi. Population: 27,880. Population has held roughly steady over the past five years (-1.2%, Census ACS). That's in line with Mississippi's statewide growth of -1.2% over the same period.

FMR filing desk

Area UNION·COUNTY·MS·MS

Union County, MS: $795/mo 1BR · #190 of 3145 counties (2BR) · FY2026

  • FMR-AREA MS
  • 1BR-FMR $795
  • 2BR-FMR $872
  • RANK-LOW #190
  • YOY-DOWN -5.7%
  • VSUS-BELOW -17%
  • VS-ST-NEAR +2% MS
  • INC-ROOM 17%
  • POP-SMALL 28K
  • PHOTO-NEAR Hinds County
  • VOUCH-90-110 $716–$875
  • FY-2026 FY2026

Photo-finish peer: Hinds ($302 1BR gap)

Read with: Section 8 housing guide

Fair Market Rents (2026)

Studio
State avg: $751 · US avg: $893
$760/mo
↓ 6.3% YoY +1% vs state -15% vs US
1 Bedroom
State avg: $782 · US avg: $959
$795/mo
↓ 5.7% YoY +2% vs state -17% vs US
2 Bedroom
State avg: $924 · US avg: $1,175
$872/mo
↓ 6.5% YoY -6% vs state -26% vs US
3 Bedroom
State avg: $1,177 · US avg: $1,525
$1,082/mo
↓ 10.0% YoY -8% vs state -29% vs US
4 Bedroom
State avg: $1,295 · US avg: $1,756
$1,155/mo
↓ 6.6% YoY -11% vs state -34% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $811
$760
$-51 (-6.3%)
1 Bedroom $843
$795
$-48 (-5.7%)
2 Bedroom $933
$872
$-61 (-6.5%)
3 Bedroom $1,202
$1,082
$-120 (-10.0%)
4 Bedroom $1,237
$1,155
$-82 (-6.6%)

Rent Burden Analysis

How much of household income goes to rent in Union County. The 30% threshold indicates cost burden.

Studio
16.1%
Affordable
Need $30,400/yr for 30% rule
1 Bedroom
16.8%
Affordable
Need $31,800/yr for 30% rule
2 Bedroom
18.4%
Affordable
Need $34,880/yr for 30% rule
3 Bedroom
22.9%
Affordable
Need $43,280/yr for 30% rule
4 Bedroom
24.4%
Affordable
Need $46,200/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%18.4%
Union County 2-bedroom rent burden
County median income: $56,807 · National avg burden: 21.7% ·View Mississippi rent burden →

Where Union sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$872 higher than 6% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Union compares on 1-bedroom rent

1-bedroom FMR vs other Mississippi counties

1BR FMR / mo

What this shows Union is highlighted. Nearby Mississippi counties by 1-bedroom FMR, highest to lowest: DeSoto County ($1,154), Hinds County ($1,097), Rankin County ($1,097), Madison County ($1,097), Jackson County ($951), Harrison County ($923), Union County (this county) ($795).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

With a below-average 1-bedroom at $795/mo, most of these Mississippi occupations clear, or miss, the 30% affordability line.

Occupation MS Salary Rent Burden Verdict
General & Operations Managers $88,290 10.8% Affordable
Software Developers $86,460 11% Affordable
Registered Nurses $74,470 12.8% Affordable
Accountants & Auditors $64,170 14.9% Affordable
Electricians $57,300 16.6% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,700 18.8% Affordable
Elementary School Teachers $48,440 19.7% Affordable
Police & Sheriff's Patrol Officers $45,610 20.9% Affordable
Paralegals & Legal Assistants $39,120 24.4% Affordable
Pharmacy Technicians $38,210 25% Affordable
Customer Service Representatives $35,580 26.8% Affordable
Retail Salespersons $27,810 34.3% Stretched
Janitors & Cleaners $27,610 34.6% Stretched
Fast Food & Counter Workers $22,280 42.8% Stretched
Teaching Assistants $21,790 43.8% Stretched
Salaries: BLS OES (Mississippi) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Union County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Union (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 37.8% overall, from $577 to $795. Most of that movement was gradual except for a single sharp jump of +18.6% in FY 2024, well above this county's typical year-to-year change.

$500$600$700$800$900 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $795
Union County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↓5.7% $760 $795 $872
FY 2025 ↑4.9% $811 $843 $933
FY 2024 ↑18.6% $783 $804 $903
FY 2023 ↑9.5% $663 $678 $766
FY 2022 ↑3.2% $608 $619 $705
FY 2021 ↑4.0% $586 $600 $684
FY 2020 $492 $577 $657
Total change (6yr): +37.8%
Annualized: +5.5%/yr
1 BR: $577 → $795

Where Union County Ranks in Mississippi

Union County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #50 of 82 counties in Mississippi. Nearest by rank: Yalobusha County ($842), Lincoln County ($852), Amite County ($855), Simpson County ($858), Marion County ($860), Lawrence County ($863), Clarke County ($867), Lowndes County ($872), Union County (this county) ($872), Panola County ($878), Itawamba County ($891), Lauderdale County ($906), Grenada County ($911), Jones County ($917), George County ($921), Walthall County ($923), Pontotoc County ($932).

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Union County, both outside Mississippi so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Nearby Counties in Mississippi

Largest counties by population in Mississippi

Showing the 8 largest of 81 other counties in Mississippi.

Frequently Asked Questions

What is the average rent in Union County?
The FY 2026 Fair Market Rent for a 1-bedroom in Union County is $795 per month. A 2-bedroom is $872 and a studio is $760.
How does Union County rent compare to the national average?
Rent in Union County is 17% below the national average. A 1-bedroom here costs $795 compared to $959 nationally.
Where does Union County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Union County's 2-bedroom FMR of $872 ranks #190 most affordable among 3,145 HUD counties, placing it in the lowest-rent tenth of HUD counties.
What income do I need to afford rent in Union County?
Based on the 30% affordability rule, you need an annual income of at least $31,800 ($2,650/month) to afford a 1-bedroom at Fair Market Rent in Union County.
Is rent going up or down in Union County?
The 1-bedroom Fair Market Rent in Union County decreased by 5.7% from FY 2025 to FY 2026, going from $843 to $795.
Which jobs can afford rent in Union County?
Based on Mississippi BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Registered Nurses can afford a 1-bedroom at $795/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Union County over time?
The 1-bedroom Fair Market Rent in Union County went from $577 in FY 2020 to $795 in FY 2026, a total change of +37.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Union County?
In Union County, the FY 2026 FMR of $795/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Union County?
For Union County, it's the specific 40th-percentile rent HUD publishes each year ($795/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.