Owen County
FY 2026 HUD Fair Market Rents in Kentucky. Population: 11,229.
Fair Market Rents (2026)
Studio
National avg: $893
$711/mo
↑ 4.1% YoY
-20% vs US
1 Bedroom
National avg: $959
$758/mo
↑ 4.8% YoY
-21% vs US
2 Bedroom
National avg: $1,175
$995/mo
↑ 4.8% YoY
-15% vs US
3 Bedroom
National avg: $1,525
$1,329/mo
↑ 8.7% YoY
-13% vs US
4 Bedroom
National avg: $1,756
$1,389/mo
↑ 6.3% YoY
-21% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $683 | $711 | +$28 (+4.1%) |
| 1 Bedroom | $723 | $758 | +$35 (+4.8%) |
| 2 Bedroom | $949 | $995 | +$46 (+4.8%) |
| 3 Bedroom | $1,223 | $1,329 | +$106 (+8.7%) |
| 4 Bedroom | $1,307 | $1,389 | +$82 (+6.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$30,320
$2,527/month gross
Required annual income for 2 BR
$39,800
$3,317/month gross
Other Counties in Kentucky
Fayette County
1 BR: $1,079/mo
Lee County
1 BR: $740/mo
Clinton County
1 BR: $660/mo
Lincoln County
1 BR: $753/mo
Ballard County
1 BR: $817/mo
Estill County
1 BR: $790/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.