County FMR · HUD FY2026

McDuffie County Fair Market Rent

HUD's FY2026 Fair Market Rent for McDuffie County, GA — 16% above the US average.

$1,114
1-bedroom FMR
$1,261
2-bedroom FMR
+7.2%
YoY change
+16%
vs US avg

FY 2026 HUD Fair Market Rent for McDuffie County, GA. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in McDuffie County, Georgia is $1,114 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,261/mo and a studio is $939/mo.

This is 16% higher than the national average of $959 and 9% above the Georgia average of $1,023. Rent increased7.2% from FY 2025 ($1,039), outpacing inflation. To afford rent here, a household needs at least $44,560/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Georgia. Population: 21,715.

What these rents mean for McDuffie County

HUD's FY 2026 Fair Market Rent schedule sets the McDuffie County Georgia 1-bedroom at $1,114, with a studio at $939, 2-bedroom at $1,261, 3-bedroom at $1,627, and 4-bedroom at $1,984. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The McDuffie County FMR area applies to all ZIP codes inside the county boundary, and Georgia's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 16% above the US average of $959 and 9% higher than the Georgia state average of $1,023. Year-over-year, the 1-bedroom FMR moved from $1,039 in FY 2025 to $1,114 in FY 2026 — a change of +7.2%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,114, that implies a household income of $44,560 per year (about $3,713/month) to stay affordable — a 2-bedroom at $1,261 pushes that threshold even higher. With a population of 21,715 and a county median household income of $54,058, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $979 · US avg: $893
$939/mo
↑ 8.2% YoY -4% vs state +5% vs US
1 Bedroom
State avg: $1,023 · US avg: $959
$1,114/mo
↑ 7.2% YoY +9% vs state +16% vs US
2 Bedroom
State avg: $1,203 · US avg: $1,175
$1,261/mo
↑ 7.3% YoY +5% vs state +7% vs US
3 Bedroom
State avg: $1,524 · US avg: $1,525
$1,627/mo
↑ 5.3% YoY +7% vs state +7% vs US
4 Bedroom
State avg: $1,775 · US avg: $1,756
$1,984/mo
↑ 5.0% YoY +12% vs state +13% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $868 $939 +$71 (+8.2%)
1 Bedroom $1,039 $1,114 +$75 (+7.2%)
2 Bedroom $1,175 $1,261 +$86 (+7.3%)
3 Bedroom $1,545 $1,627 +$82 (+5.3%)
4 Bedroom $1,890 $1,984 +$94 (+5.0%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$44,560
$3,713/month gross
Required annual income for 2 BR
$50,440
$4,203/month gross

Rent Burden Analysis

How much of household income goes to rent in McDuffie County. The 30% threshold indicates cost burden.

Studio
20.8%
Affordable
Need $37,560/yr for 30% rule
1 Bedroom
24.7%
Affordable
Need $44,560/yr for 30% rule
2 Bedroom
28%
Affordable
Need $50,440/yr for 30% rule
3 Bedroom
36.1%
Burdened
Need $65,080/yr for 30% rule
4 Bedroom
44%
Burdened
Need $79,360/yr for 30% rule
County median income: $54,058 · National avg burden: 21.7% ·View Georgia rent burden →

How McDuffie compares on 1-bedroom rent

1-bedroom FMR vs other Georgia counties

1BR FMR / mo

What this shows McDuffie is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,114/mo compares to Georgia salaries for popular occupations (30% rule).

Occupation GA Salary Rent Burden Verdict
Software Developers $128,920 10.4% Affordable
General & Operations Managers $99,800 13.4% Affordable
Registered Nurses $86,560 15.4% Affordable
Accountants & Auditors $80,100 16.7% Affordable
Elementary School Teachers $63,490 21.1% Affordable
Electricians $58,860 22.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $56,570 23.6% Affordable
Police & Sheriff's Patrol Officers $56,350 23.7% Affordable
Paralegals & Legal Assistants $55,120 24.3% Affordable
Customer Service Representatives $39,030 34.3% Stretched
Pharmacy Technicians $38,390 34.8% Stretched
Janitors & Cleaners $33,130 40.4% Stretched
Retail Salespersons $29,770 44.9% Stretched
Teaching Assistants $27,860 48% Stretched
Fast Food & Counter Workers $26,310 50.8% Unaffordable
Salaries: BLS OES (Georgia) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for McDuffie County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑7.2% $939 $1,114 $1,261
FY 2025 ↑8.1% $868 $1,039 $1,175
FY 2024 ↑8.0% $805 $961 $1,100
FY 2023 ↑12.8% $750 $890 $1,017
FY 2022 ↑11.4% $685 $789 $906
FY 2021 ↓1.9% $636 $708 $815
FY 2020 $689 $722 $848
Total change (6yr): +54.3%
Annualized: +7.5%/yr
1 BR: $722 → $1,114

Nearby Counties in Georgia

Largest counties by population in Georgia

Frequently Asked Questions

What is the average rent in McDuffie County?
The FY 2026 Fair Market Rent for a 1-bedroom in McDuffie County is $1,114 per month. A 2-bedroom is $1,261 and a studio is $939.
How does McDuffie County rent compare to the national average?
Rent in McDuffie County is 16% above the national average. A 1-bedroom here costs $1,114 compared to $959 nationally.
What income do I need to afford rent in McDuffie County?
Based on the 30% affordability rule, you need an annual income of at least $44,560 ($3,713/month) to afford a 1-bedroom at Fair Market Rent in McDuffie County.
Is rent going up or down in McDuffie County?
The 1-bedroom Fair Market Rent in McDuffie County increased by 7.2% from FY 2025 to FY 2026, going from $1,039 to $1,114.
Which jobs can afford rent in McDuffie County?
Based on Georgia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,114/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in McDuffie County over time?
The 1-bedroom Fair Market Rent in McDuffie County went from $722 in FY 2020 to $1,114 in FY 2026, a total change of +54.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in McDuffie County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in McDuffie County. The FY 2026 FMR of $1,114/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for McDuffie County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for McDuffie County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for McDuffie County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page