County FMR · HUD FY2026

Golden Valley County Fair Market Rent

HUD's FY2026 Fair Market Rent for Golden Valley County, MT - 9% above the US average.

$1,045
1-bedroom FMR
$1,339
2-bedroom FMR
+24.1%
YoY change
+9%
vs US avg

The verdict

Golden Valley is the 26th most expensive of 56 counties in Montana by 2-bedroom FMR; rent here has climbed 24.1% since FY 2025, a sharp move relative to most counties.

#26
most expensive of 56 in Montana (2BR)
-3%
vs the state average
$41,800
income to afford it (30% rule)
+24.1%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (12.5%), while Fast Food and Counter Workers spend the most (42.8%); nearby Montana counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Golden Valley County, MT. Verify with HUD →

Golden Valley County, Montana carries an FY 2026 1-bedroom Fair Market Rent of $1,045 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,339/mo and a studio is $1,004/mo. That's 9% above the national benchmark of $959 and 3% below the Montana average of $1,076.

Rent increased24.1% from FY 2025 ($842), outpacing inflation. To afford rent here, a household needs at least $41,800/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Montana. Population: 841.

What these rents mean for Golden Valley County

The Golden Valley County FMR area applies to all ZIP codes inside the county boundary, and Montana's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 9% above the US average of $959 and 3% lower than the Montana state average of $1,076. The 1-bedroom FMR went from$842 in FY 2025 to $1,045 in FY 2026 - a change of +24.1%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $1,045, affording it under the 30%-of-income rule takes $41,800 per year (about $3,483/month) in household income, and a 2-bedroom at $1,339 pushes that threshold even higher. With a population of 841 and a county median household income of $57,353, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $988 · US avg: $893
$1,004/mo
↑ 23.8% YoY +2% vs state +12% vs US
1 Bedroom
State avg: $1,076 · US avg: $959
$1,045/mo
↑ 24.1% YoY -3% vs state +9% vs US
2 Bedroom
State avg: $1,336 · US avg: $1,175
$1,339/mo
↑ 21.2% YoY +0% vs state +14% vs US
3 Bedroom
State avg: $1,789 · US avg: $1,525
$1,862/mo
↑ 22.4% YoY +4% vs state +22% vs US
4 Bedroom
State avg: $2,113 · US avg: $1,756
$2,165/mo
↑ 22.8% YoY +2% vs state +23% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $811
$1,004
+$193 (+23.8%)
1 Bedroom $842
$1,045
+$203 (+24.1%)
2 Bedroom $1,105
$1,339
+$234 (+21.2%)
3 Bedroom $1,521
$1,862
+$341 (+22.4%)
4 Bedroom $1,763
$2,165
+$402 (+22.8%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$41,800
$3,483/month gross
Required annual income for 2 BR
$53,560
$4,463/month gross

Rent Burden Analysis

How much of household income goes to rent in Golden Valley County. The 30% threshold indicates cost burden.

Studio
21%
Affordable
Need $40,160/yr for 30% rule
1 Bedroom
21.9%
Affordable
Need $41,800/yr for 30% rule
2 Bedroom
28%
Affordable
Need $53,560/yr for 30% rule
3 Bedroom
39%
Burdened
Need $74,480/yr for 30% rule
4 Bedroom
45.3%
Burdened
Need $86,600/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Golden Valley County 2-bedroom rent burden

0%100%National avg22%28%
Golden Valley County 2-bedroom rent burden
County median income: $57,353 · National avg burden: 21.7% ·View Montana rent burden →

Where Golden Valley sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,339 Top 22% higher than 78% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Golden Valley compares on 1-bedroom rent

1-bedroom FMR vs other Montana counties

1BR FMR / mo

What this shows Golden Valley is highlighted. Nearby Montana counties by 1-bedroom FMR, highest to lowest: Gallatin County ($1,642), Missoula County ($1,400), Lewis and Clark County ($1,319), Flathead County ($1,289), Yellowstone County ($1,109), Golden Valley County (this county) ($1,045), Cascade County ($979).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,045/mo compares to Montana salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MT Salary Rent Burden Verdict
Software Developers $100,190 12.5% Affordable
General & Operations Managers $85,240 14.7% Affordable
Registered Nurses $81,560 15.4% Affordable
Accountants & Auditors $74,400 16.9% Affordable
Police & Sheriff's Patrol Officers $69,910 17.9% Affordable
Electricians $68,980 18.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $59,060 21.2% Affordable
Elementary School Teachers $56,200 22.3% Affordable
Paralegals & Legal Assistants $54,230 23.1% Affordable
Pharmacy Technicians $46,980 26.7% Affordable
Customer Service Representatives $43,820 28.6% Affordable
Janitors & Cleaners $37,390 33.5% Stretched
Retail Salespersons $35,000 35.8% Stretched
Teaching Assistants $33,720 37.2% Stretched
Fast Food & Counter Workers $29,280 42.8% Stretched
Salaries: BLS OES (Montana) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Golden Valley County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Golden Valley (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 82.1% overall, from $574 to $1,045. The path there hasn't been smooth: year-over-year moves have swung by as much as 24.1% (FY 2026), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.

$400$600$800$1,000$1,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,045
Golden Valley County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑24.1% $1,004 $1,045 $1,339
FY 2025 ↑16.8% $811 $842 $1,105
FY 2024 ↑4.8% $688 $721 $947
FY 2023 ↑16.4% $653 $688 $905
FY 2022 ↑3.9% $549 $591 $778
FY 2021 ↓0.9% $495 $569 $750
FY 2020 $484 $574 $758
Total change (6yr): +82.1%
Annualized: +10.5%/yr
1 BR: $574 → $1,045

Where Golden Valley County Ranks in Montana

Golden Valley County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #31 of 56 counties in Montana. Nearest by rank: Stillwater County ($1,257), Glacier County ($1,275), Cascade County ($1,284), Big Horn County ($1,302), Chouteau County ($1,307), Hill County ($1,307), Richland County ($1,312), Golden Valley County (this county) ($1,339), Musselshell County ($1,344), Teton County ($1,360), Mineral County ($1,361), Meagher County ($1,393), Fallon County ($1,401), Jefferson County ($1,404), Silver Bow County ($1,414).

Nearby Counties in Montana

Largest counties by population in Montana

Frequently Asked Questions

What is the average rent in Golden Valley County?
The FY 2026 Fair Market Rent for a 1-bedroom in Golden Valley County is $1,045 per month. A 2-bedroom is $1,339 and a studio is $1,004.
How does Golden Valley County rent compare to the national average?
Rent in Golden Valley County is 9% above the national average. A 1-bedroom here costs $1,045 compared to $959 nationally.
What income do I need to afford rent in Golden Valley County?
Based on the 30% affordability rule, you need an annual income of at least $41,800 ($3,483/month) to afford a 1-bedroom at Fair Market Rent in Golden Valley County.
Is rent going up or down in Golden Valley County?
The 1-bedroom Fair Market Rent in Golden Valley County increased by 24.1% from FY 2025 to FY 2026, going from $842 to $1,045.
Which jobs can afford rent in Golden Valley County?
Based on Montana BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,045/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Golden Valley County over time?
The 1-bedroom Fair Market Rent in Golden Valley County went from $574 in FY 2020 to $1,045 in FY 2026, a total change of +82.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Golden Valley County?
In Golden Valley County, the FY 2026 FMR of $1,045/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Golden Valley County?
For Golden Valley County, it's the specific 40th-percentile rent HUD publishes each year ($1,045/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Golden Valley's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,045 implies about $41,800/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Golden Valley can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.