County FMR · HUD FY2026

Josephine County Fair Market Rent

HUD's FY2026 Fair Market Rent for Josephine County, OR — 8% above the US average.

$1,039
1-bedroom FMR
$1,363
2-bedroom FMR
+3.2%
YoY change
+8%
vs US avg

FY 2026 HUD Fair Market Rent for Josephine County, OR. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Josephine County, Oregon is $1,039 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,363/mo and a studio is $940/mo.

This is 8% higher than the national average of $959 and 9% below the Oregon average of $1,143. Rent increased3.2% from FY 2025 ($1,007), outpacing inflation. To afford rent here, a household needs at least $41,560/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Oregon. Population: 87,994.

What these rents mean for Josephine County

HUD's FY 2026 Fair Market Rent schedule sets the Josephine County Oregon 1-bedroom at $1,039, with a studio at $940, 2-bedroom at $1,363, 3-bedroom at $1,896, and 4-bedroom at $2,014. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Josephine County FMR area applies to all ZIP codes inside the county boundary, and Oregon's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 8% above the US average of $959 and 9% lower than the Oregon state average of $1,143. Year-over-year, the 1-bedroom FMR moved from $1,007 in FY 2025 to $1,039 in FY 2026 — a change of +3.2%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,039, that implies a household income of $41,560 per year (about $3,463/month) to stay affordable — a 2-bedroom at $1,363 pushes that threshold even higher. With a population of 87,994 and a county median household income of $59,097, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $1,051 · US avg: $893
$940/mo
↑ 3.8% YoY -11% vs state +5% vs US
1 Bedroom
State avg: $1,143 · US avg: $959
$1,039/mo
↑ 3.2% YoY -9% vs state +8% vs US
2 Bedroom
State avg: $1,425 · US avg: $1,175
$1,363/mo
↑ 3.2% YoY -4% vs state +16% vs US
3 Bedroom
State avg: $1,963 · US avg: $1,525
$1,896/mo
↑ 2.4% YoY -3% vs state +24% vs US
4 Bedroom
State avg: $2,318 · US avg: $1,756
$2,014/mo
↑ 5.2% YoY -13% vs state +15% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $906 $940 +$34 (+3.8%)
1 Bedroom $1,007 $1,039 +$32 (+3.2%)
2 Bedroom $1,321 $1,363 +$42 (+3.2%)
3 Bedroom $1,851 $1,896 +$45 (+2.4%)
4 Bedroom $1,915 $2,014 +$99 (+5.2%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$41,560
$3,463/month gross
Required annual income for 2 BR
$54,520
$4,543/month gross

Rent Burden Analysis

How much of household income goes to rent in Josephine County. The 30% threshold indicates cost burden.

Studio
19.1%
Affordable
Need $37,600/yr for 30% rule
1 Bedroom
21.1%
Affordable
Need $41,560/yr for 30% rule
2 Bedroom
27.7%
Affordable
Need $54,520/yr for 30% rule
3 Bedroom
38.5%
Burdened
Need $75,840/yr for 30% rule
4 Bedroom
40.9%
Burdened
Need $80,560/yr for 30% rule
County median income: $59,097 · National avg burden: 21.7% ·View Oregon rent burden →

How Josephine compares on 1-bedroom rent

1-bedroom FMR vs other Oregon counties

1BR FMR / mo

What this shows Josephine is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,039/mo compares to Oregon salaries for popular occupations (30% rule).

Occupation OR Salary Rent Burden Verdict
Software Developers $135,260 9.2% Affordable
Registered Nurses $123,990 10.1% Affordable
General & Operations Managers $98,580 12.6% Affordable
Electricians $97,320 12.8% Affordable
Police & Sheriff's Patrol Officers $88,140 14.1% Affordable
Accountants & Auditors $81,130 15.4% Affordable
Elementary School Teachers $75,800 16.4% Affordable
Paralegals & Legal Assistants $63,970 19.5% Affordable
Heavy & Tractor-Trailer Truck Drivers $61,180 20.4% Affordable
Pharmacy Technicians $51,210 24.3% Affordable
Customer Service Representatives $46,280 26.9% Affordable
Janitors & Cleaners $37,550 33.2% Stretched
Teaching Assistants $36,540 34.1% Stretched
Retail Salespersons $36,140 34.5% Stretched
Fast Food & Counter Workers $34,430 36.2% Stretched
Salaries: BLS OES (Oregon) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Josephine County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑3.2% $940 $1,039 $1,363
FY 2025 ↓1.7% $906 $1,007 $1,321
FY 2024 ↑15.4% $912 $1,024 $1,346
FY 2023 ↑4.6% $781 $887 $1,167
FY 2022 ↑1.1% $795 $848 $1,116
FY 2021 ↑3.3% $819 $839 $1,106
FY 2020 $807 $812 $1,070
Total change (6yr): +28.0%
Annualized: +4.2%/yr
1 BR: $812 → $1,039

Nearby Counties in Oregon

Largest counties by population in Oregon

Frequently Asked Questions

What is the average rent in Josephine County?
The FY 2026 Fair Market Rent for a 1-bedroom in Josephine County is $1,039 per month. A 2-bedroom is $1,363 and a studio is $940.
How does Josephine County rent compare to the national average?
Rent in Josephine County is 8% above the national average. A 1-bedroom here costs $1,039 compared to $959 nationally.
What income do I need to afford rent in Josephine County?
Based on the 30% affordability rule, you need an annual income of at least $41,560 ($3,463/month) to afford a 1-bedroom at Fair Market Rent in Josephine County.
Is rent going up or down in Josephine County?
The 1-bedroom Fair Market Rent in Josephine County increased by 3.2% from FY 2025 to FY 2026, going from $1,007 to $1,039.
Which jobs can afford rent in Josephine County?
Based on Oregon BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $1,039/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Josephine County over time?
The 1-bedroom Fair Market Rent in Josephine County went from $812 in FY 2020 to $1,039 in FY 2026, a total change of +28.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Josephine County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Josephine County. The FY 2026 FMR of $1,039/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Josephine County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Josephine County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Josephine County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page