County FMR · HUD FY2026
Granite County Fair Market Rent
HUD's FY2026 Fair Market Rent for Granite County, MT - 14% below the US average.
- $822
- 1-bedroom FMR
- $1,053
- 2-bedroom FMR
- +8.6%
- YoY change
- -14%
- vs US avg
The verdict
Granite is the 5th cheapest of 56 counties in Montana by 2-bedroom FMR; rent here has climbed 8.6% since FY 2025, a modest shift relative to most counties.
- #5
- cheapest of 56 in Montana (2BR)
- -24%
- vs the state average
- $32,880
- income to afford it (30% rule)
- +8.6%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (9.8%), while Fast Food and Counter Workers spend the most (33.7%); 14 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold; nearby Montana counties range as much as 68% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.
FY 2026 HUD Fair Market Rent for Granite County, MT. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Granite County, Montana is $822 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,053/mo and a studio is $789/mo. This is 14% lower than the national average of $959 and 24% below the Montana average of $1,076.
Rent increased8.6% from FY 2025 ($757), outpacing inflation. To afford rent here, a household needs at least $32,880/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Montana. Population: 3,368. Population has held roughly steady over the past five years (+4.6%, Census ACS). That's slower than Montana's statewide growth of +6.1% over the same period.
What these rents mean for Granite County
The Granite County FMR area applies to all ZIP codes inside the county boundary, and Montana's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 14% below the US average of $959 and 24% lower than the Montana state average of $1,076. Year-over-year, the 1-bedroom FMR moved from$757 in FY 2025 to $822 in FY 2026 - a change of +8.6%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $822, affording it under the 30%-of-income rule takes $32,880 per year (about $2,740/month) in household income, and a 2-bedroom at $1,053 pushes that threshold even higher. With a population of 3,368 and a county median household income of $54,646, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $684 | $789 | +$105 (+15.4%) |
| 1 Bedroom | $757 | $822 | +$65 (+8.6%) |
| 2 Bedroom | $933 | $1,053 | +$120 (+12.9%) |
| 3 Bedroom | $1,307 | $1,464 | +$157 (+12.0%) |
| 4 Bedroom | $1,489 | $1,702 | +$213 (+14.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Granite County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Granite County 2-bedroom rent burden
Where Granite sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,053 higher than 53% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Granite compares on 1-bedroom rent
1-bedroom FMR vs other Montana counties
- Gallatin
Gallatin County
$1,642 1BR FMR / mo
- Missoula
Missoula County
$1,400 1BR FMR / mo
- Lewis and Clark
Lewis and Clark County
$1,319 1BR FMR / mo
- Flathead
Flathead County
$1,289 1BR FMR / mo
- Yellowstone
Yellowstone County
$1,109 1BR FMR / mo
- Cascade
Cascade County
$979 1BR FMR / mo
- Granite
Granite County
$822 1BR FMR / mo
What this shows Granite is highlighted. Nearby Montana counties by 1-bedroom FMR, highest to lowest: Gallatin County ($1,642), Missoula County ($1,400), Lewis and Clark County ($1,319), Flathead County ($1,289), Yellowstone County ($1,109), Cascade County ($979), Granite County (this county) ($822).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $822/mo compares to Montana salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | MT Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $100,190 | 9.8% | Affordable |
| General & Operations Managers | $85,240 | 11.6% | Affordable |
| Registered Nurses | $81,560 | 12.1% | Affordable |
| Accountants & Auditors | $74,400 | 13.3% | Affordable |
| Police & Sheriff's Patrol Officers | $69,910 | 14.1% | Affordable |
| Electricians | $68,980 | 14.3% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $59,060 | 16.7% | Affordable |
| Elementary School Teachers | $56,200 | 17.6% | Affordable |
| Paralegals & Legal Assistants | $54,230 | 18.2% | Affordable |
| Pharmacy Technicians | $46,980 | 21% | Affordable |
| Customer Service Representatives | $43,820 | 22.5% | Affordable |
| Janitors & Cleaners | $37,390 | 26.4% | Affordable |
| Retail Salespersons | $35,000 | 28.2% | Affordable |
| Teaching Assistants | $33,720 | 29.3% | Affordable |
| Fast Food & Counter Workers | $29,280 | 33.7% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Granite County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Granite (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 47.6% overall, from $557 to $822. The increases have been fairly steady year to year, with no single jump exceeding 11.2% (FY 2023).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑8.6% | $789 | $822 | $1,053 |
| FY 2025 ↑4.1% | $684 | $757 | $933 |
| FY 2024 ↑9.5% | $658 | $727 | $905 |
| FY 2023 ↑11.2% | $596 | $664 | $826 |
| FY 2022 ↑7.2% | $535 | $597 | $757 |
| FY 2021 ↑0.0% | $514 | $557 | $734 |
| FY 2020 | $506 | $557 | $734 |
Where Granite County Ranks in Montana
Granite County is not part of any federally-designated metropolitan or micropolitan statistical area -- an independent rental market not administratively tied to a larger urban core. By 2-bedroom FMR, it ranks #5 of 56 counties in Montana. Nearest by rank: Phillips County ($973), Daniels County ($1,023), Powder River County ($1,025), Liberty County ($1,034), Granite County (this county) ($1,053), Beaverhead County ($1,072), Deer Lodge County ($1,080), Garfield County ($1,099), Sanders County ($1,115), Wheatland County ($1,117), Powell County ($1,133), Judith Basin County ($1,160).
Nearby Counties in Montana
Largest counties by population in Montana
Frequently Asked Questions
What is the average rent in Granite County? ▼
How does Granite County rent compare to the national average? ▼
What income do I need to afford rent in Granite County? ▼
Is rent going up or down in Granite County? ▼
Which jobs can afford rent in Granite County? ▼
How much has rent changed in Granite County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Granite County? ▼
What does Fair Market Rent mean for Granite County? ▼
What this means for renters
Treat Granite's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $822 implies about $32,880/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Granite can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.