County FMR · HUD FY2026
Lincoln County Fair Market Rent
HUD's FY2026 Fair Market Rent for Lincoln County, NC - 1% below the US average.
- $953
- 1-bedroom FMR
- $1,054
- 2-bedroom FMR
- -9.9%
- YoY change
- -1%
- vs US avg
The verdict
Lincoln is the 49th cheapest of 100 counties in North Carolina by 2-bedroom FMR; rent here has fallen 9.9% since FY 2025, a modest shift relative to most counties.
- #49
- cheapest of 100 in North Carolina (2BR)
- -3%
- vs the state average
- $38,120
- income to afford it (30% rule)
- -9.9%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (8.7%), while Teaching Assistants, Except Postsecondary spend the most (40.5%).
FY 2026 HUD Fair Market Rent for Lincoln County, NC. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Lincoln County, North Carolina is $953 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,054/mo and a studio is $917/mo. This is 1% lower than the national average of $959 and 3% below the North Carolina average of $981.
Rent decreased9.9% from FY 2025 ($1,058), declining against the trend. To afford rent here, a household needs at least $38,120/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in North Carolina. Population: 87,933. Population grew 11.0% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than North Carolina's statewide growth of +4.2% over the same period.
What these rents mean for Lincoln County
The Lincoln County FMR area applies to all ZIP codes inside the county boundary, and North Carolina's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 1% below the US average of $959 and 3% lower than the North Carolina state average of $981. Year-over-year, the 1-bedroom FMR moved from$1,058 in FY 2025 to $953 in FY 2026 - a change of -9.9%, which is unusual and suggests softening demand or revised HUD sampling.
At the FY 2026 1-bedroom FMR of $953, affording it under the 30%-of-income rule takes $38,120 per year (about $3,177/month) in household income, and a 2-bedroom at $1,054 pushes that threshold even higher. With a population of 87,933 and a county median household income of $78,490, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,018 | $917 | $-101 (-9.9%) |
| 1 Bedroom | $1,058 | $953 | $-105 (-9.9%) |
| 2 Bedroom | $1,171 | $1,054 | $-117 (-10.0%) |
| 3 Bedroom | $1,623 | $1,461 | $-162 (-10.0%) |
| 4 Bedroom | $1,731 | $1,728 | $-3 (-0.2%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Lincoln County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Lincoln County 2-bedroom rent burden
Where Lincoln sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,054 higher than 54% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Lincoln compares on 1-bedroom rent
1-bedroom FMR vs other North Carolina counties
- Wake
Wake County
$1,596 1BR FMR / mo
- Mecklenburg
Mecklenburg County
$1,538 1BR FMR / mo
- Durham
Durham County
$1,507 1BR FMR / mo
- Guilford
Guilford County
$1,213 1BR FMR / mo
- Cumberland
Cumberland County
$1,113 1BR FMR / mo
- Forsyth
Forsyth County
$1,082 1BR FMR / mo
- Lincoln
Lincoln County
$953 1BR FMR / mo
What this shows Lincoln is highlighted. Nearby North Carolina counties by 1-bedroom FMR, highest to lowest: Wake County ($1,596), Mecklenburg County ($1,538), Durham County ($1,507), Guilford County ($1,213), Cumberland County ($1,113), Forsyth County ($1,082), Lincoln County (this county) ($953).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $953/mo compares to North Carolina salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | NC Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $131,000 | 8.7% | Affordable |
| General & Operations Managers | $99,190 | 11.5% | Affordable |
| Registered Nurses | $81,860 | 14% | Affordable |
| Accountants & Auditors | $80,490 | 14.2% | Affordable |
| Police & Sheriff's Patrol Officers | $58,030 | 19.7% | Affordable |
| Electricians | $54,070 | 21.2% | Affordable |
| Elementary School Teachers | $49,400 | 23.1% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $49,580 | 23.1% | Affordable |
| Paralegals & Legal Assistants | $49,390 | 23.2% | Affordable |
| Pharmacy Technicians | $39,870 | 28.7% | Affordable |
| Customer Service Representatives | $39,530 | 28.9% | Affordable |
| Janitors & Cleaners | $32,630 | 35% | Stretched |
| Retail Salespersons | $30,090 | 38% | Stretched |
| Fast Food & Counter Workers | $28,760 | 39.8% | Stretched |
| Teaching Assistants | $28,230 | 40.5% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Lincoln County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Lincoln (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 44.8% overall, from $658 to $953. The path there hasn't been smooth: year-over-year moves have swung by as much as 21.6% (FY 2024), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓9.9% | $917 | $953 | $1,054 |
| FY 2025 ↑9.1% | $1,018 | $1,058 | $1,171 |
| FY 2024 ↑21.6% | $944 | $970 | $1,089 |
| FY 2023 ↑18.6% | $794 | $798 | $924 |
| FY 2022 ↓1.3% | $669 | $673 | $816 |
| FY 2021 ↑3.6% | $678 | $682 | $843 |
| FY 2020 | $654 | $658 | $800 |
Part of the Charlotte-Concord-Gastonia, NC-SC Metro Area
Lincoln County is a outlying county of the Charlotte-Concord-Gastonia, NC-SC metropolitan statistical area, alongside 10 other metro-area counties.
Lincoln County ranks #8 of 11 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Mecklenburg County ($1,538), York County ($1,538), Union County ($1,538), Gaston County ($1,538), Cabarrus County ($1,538), Iredell County ($1,222), Rowan County ($958), Lincoln County (this county) ($953), Lancaster County ($922), Anson County ($867), Chester County ($816).
Nearby Counties in North Carolina
Largest counties by population in North Carolina
Frequently Asked Questions
What is the average rent in Lincoln County? ▼
How does Lincoln County rent compare to the national average? ▼
What income do I need to afford rent in Lincoln County? ▼
Is rent going up or down in Lincoln County? ▼
Which jobs can afford rent in Lincoln County? ▼
How much has rent changed in Lincoln County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Lincoln County? ▼
What does Fair Market Rent mean for Lincoln County? ▼
What this means for renters
Treat Lincoln's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $953 implies about $38,120/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Lincoln can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.