Clay County
FY 2026 HUD Fair Market Rents in Mississippi. Population: 18,598.
Fair Market Rents (2026)
Studio
National avg: $893
$708/mo
↓ 8.1% YoY
-21% vs US
1 Bedroom
National avg: $959
$713/mo
↓ 8.0% YoY
-26% vs US
2 Bedroom
National avg: $1,175
$842/mo
↓ 9.8% YoY
-28% vs US
3 Bedroom
National avg: $1,525
$1,159/mo
↓ 9.9% YoY
-24% vs US
4 Bedroom
National avg: $1,756
$1,412/mo
↓ 9.9% YoY
-20% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $770 | $708 | $-62 (-8.1%) |
| 1 Bedroom | $775 | $713 | $-62 (-8.0%) |
| 2 Bedroom | $933 | $842 | $-91 (-9.8%) |
| 3 Bedroom | $1,287 | $1,159 | $-128 (-9.9%) |
| 4 Bedroom | $1,567 | $1,412 | $-155 (-9.9%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$28,520
$2,377/month gross
Required annual income for 2 BR
$33,680
$2,807/month gross
Other Counties in Mississippi
Claiborne County
1 BR: $713/mo
Walthall County
1 BR: $781/mo
Kemper County
1 BR: $713/mo
Winston County
1 BR: $768/mo
Union County
1 BR: $795/mo
Jones County
1 BR: $699/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.