FY 2026 HUD SAFMR Polk -13% vs US

ZIP HUD FMR profile

30104 Aragon, GA Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 30104 (Polk County, GA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$830
1-bedroom SAFMR / mo
-13%
vs US average
$33,200
Income needed (30% rule)

Aragon, GA — Polk. Population: 4,708 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 30104 uses the FY 2026 SAFMR for Polk County, GA ($830 1BR). The county-wide FMR schedule for Polk may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 30104 (Aragon) is 13% below the national average and 19% below the state average. A 1-bedroom benchmark is $830/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $33,200/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 30104 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 30104 (Aragon, GA) is covered by Polk County, GA, so FY 2026 figures here are ZIP-specific: $830 for a 1-bedroom, studio $810, 2-bedroom $1,080, 3-bedroom $1,370, and 4-bedroom $1,440. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Polk can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 13% below the US average of $959, and 19% below the GA state average of $1,023.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $830, that implies a household income of $33,200 per year (about $2,767/month) to avoid being cost-burdened, a 2-bedroom at $1,080 lifts that threshold higher still. ZIP 30104 has a population of 4,708 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $979 · US avg: $893
$810/mo
↑ 14.6% YoY -17% vs state -9% vs US
1 Bedroom
State avg: $1,023 · US avg: $959
$830/mo
↑ 16.6% YoY -19% vs state -13% vs US
2 Bedroom
State avg: $1,203 · US avg: $1,175
$1,080/mo
↑ 15.6% YoY -10% vs state -8% vs US
3 Bedroom
State avg: $1,524 · US avg: $1,525
$1,370/mo
↑ 16.4% YoY -10% vs state -10% vs US
4 Bedroom
State avg: $1,775 · US avg: $1,756
$1,440/mo
↑ 16.3% YoY -19% vs state -18% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$33,200
$2,767/month gross
Required annual income for 2 BR
$43,200
$3,600/month gross

County Information

ZIP 30104 is in Polk. HUD sets Fair Market Rents at the county level, so all ZIP codes within Polk share the same FMR.

Nearby ZIP Codes in Polk

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 30104?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 30104 (Aragon, GA) is $830 per month. A 2-bedroom is $1,080 and a studio is $810. These are ZIP-level SAFMR figures from HUD for Polk County, GA, not asking rents.
How does the FMR in 30104 compare to the national average?
The displayed 1-bedroom FMR for ZIP 30104 is 13% below the national average ($830 vs $959).
What income do I need to afford the FMR in 30104?
Based on the 30% affordability rule, you need an annual income of at least $33,200 to afford a 1-bedroom at the displayed HUD FMR in ZIP 30104 (Aragon, GA).
What county is ZIP code 30104 in?
ZIP 30104 is in Polk, GA. This page uses HUD's Small Area FMR for the ZIP (Polk County, GA), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.