County FMR · HUD FY2026

Polk County Fair Market Rent

HUD's FY2026 Fair Market Rent for Polk County, GA - 19% below the US average.

$776
1-bedroom FMR
$1,018
2-bedroom FMR
+9.0%
YoY change
-19%
vs US avg

The verdict

Polk is the 71st cheapest of 159 counties in Georgia by 2-bedroom FMR; rent here has climbed 9.0% since FY 2025, a modest shift relative to most counties.

#71
cheapest of 159 in Georgia (2BR)
-24%
vs the state average
$31,040
income to afford it (30% rule)
+9.0%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (7.2%), while Fast Food and Counter Workers spend the most (35.4%).

FY 2026 HUD Fair Market Rent for Polk County, GA. Verify with HUD →

Polk County, Georgia carries an FY 2026 1-bedroom Fair Market Rent of $776 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,018/mo and a studio is $771/mo. That's 19% below the national benchmark of $959 and 24% below the Georgia average of $1,023.

Rent increased9.0% from FY 2025 ($712), outpacing inflation. To afford rent here, a household needs at least $31,040/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Georgia. Population: 43,019. Population has held roughly steady over the past five years (+4.2%, Census ACS). That's in line with Georgia's statewide growth of +5.1% over the same period.

What these rents mean for Polk County

The Polk County FMR area applies to all ZIP codes inside the county boundary, and Georgia's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 19% below the US average of $959 and 24% lower than the Georgia state average of $1,023. The 1-bedroom FMR went from$712 in FY 2025 to $776 in FY 2026 - a change of +9.0%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $776, affording it under the 30%-of-income rule takes $31,040 per year (about $2,587/month) in household income, and a 2-bedroom at $1,018 pushes that threshold even higher. With a population of 43,019 and a county median household income of $55,308, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $979 · US avg: $893
$771/mo
↑ 9.1% YoY -21% vs state -14% vs US
1 Bedroom
State avg: $1,023 · US avg: $959
$776/mo
↑ 9.0% YoY -24% vs state -19% vs US
2 Bedroom
State avg: $1,203 · US avg: $1,175
$1,018/mo
↑ 9.0% YoY -15% vs state -13% vs US
3 Bedroom
State avg: $1,524 · US avg: $1,525
$1,290/mo
↑ 9.6% YoY -15% vs state -15% vs US
4 Bedroom
State avg: $1,775 · US avg: $1,756
$1,348/mo
↑ 8.9% YoY -24% vs state -23% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $707
$771
+$64 (+9.1%)
1 Bedroom $712
$776
+$64 (+9.0%)
2 Bedroom $934
$1,018
+$84 (+9.0%)
3 Bedroom $1,177
$1,290
+$113 (+9.6%)
4 Bedroom $1,238
$1,348
+$110 (+8.9%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$31,040
$2,587/month gross
Required annual income for 2 BR
$40,720
$3,393/month gross

Rent Burden Analysis

How much of household income goes to rent in Polk County. The 30% threshold indicates cost burden.

Studio
16.7%
Affordable
Need $30,840/yr for 30% rule
1 Bedroom
16.8%
Affordable
Need $31,040/yr for 30% rule
2 Bedroom
22.1%
Affordable
Need $40,720/yr for 30% rule
3 Bedroom
28%
Affordable
Need $51,600/yr for 30% rule
4 Bedroom
29.2%
Affordable
Need $53,920/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Polk County 2-bedroom rent burden

0%100%National avg22%22.1%
Polk County 2-bedroom rent burden
County median income: $55,308 · National avg burden: 21.7% ·View Georgia rent burden →

Where Polk sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,018 higher than 49% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). This entry sits in this band. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Polk compares on 1-bedroom rent

1-bedroom FMR vs other Georgia counties

1BR FMR / mo

What this shows Polk is highlighted. Nearby Georgia counties by 1-bedroom FMR, highest to lowest: Fulton County ($1,660), Gwinnett County ($1,660), Cobb County ($1,660), DeKalb County ($1,660), Clayton County ($1,660), Chatham County ($1,533), Polk County (this county) ($776).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $776/mo compares to Georgia salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation GA Salary Rent Burden Verdict
Software Developers $128,920 7.2% Affordable
General & Operations Managers $99,800 9.3% Affordable
Registered Nurses $86,560 10.8% Affordable
Accountants & Auditors $80,100 11.6% Affordable
Elementary School Teachers $63,490 14.7% Affordable
Electricians $58,860 15.8% Affordable
Police & Sheriff's Patrol Officers $56,350 16.5% Affordable
Heavy & Tractor-Trailer Truck Drivers $56,570 16.5% Affordable
Paralegals & Legal Assistants $55,120 16.9% Affordable
Customer Service Representatives $39,030 23.9% Affordable
Pharmacy Technicians $38,390 24.3% Affordable
Janitors & Cleaners $33,130 28.1% Affordable
Retail Salespersons $29,770 31.3% Stretched
Teaching Assistants $27,860 33.4% Stretched
Fast Food & Counter Workers $26,310 35.4% Stretched
Salaries: BLS OES (Georgia) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Polk County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Polk (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 40.1% overall, from $554 to $776. Most of that movement was gradual except for a single sharp jump of +12.5% in FY 2023, well above this county's typical year-to-year change.

$500$600$700$800 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $776
Polk County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑9.0% $771 $776 $1,018
FY 2025 ↑1.3% $707 $712 $934
FY 2024 ↑11.9% $699 $703 $924
FY 2023 ↑12.5% $623 $628 $826
FY 2022 ↑2.2% $554 $558 $734
FY 2021 ↓1.4% $542 $546 $719
FY 2020 $551 $554 $730
Total change (6yr): +40.1%
Annualized: +5.8%/yr
1 BR: $554 → $776

Part of the Cedartown, GA Micro Area

Polk County is a central county of the Cedartown, GA micropolitan statistical area.

Nearby Counties in Georgia

Largest counties by population in Georgia

Frequently Asked Questions

What is the average rent in Polk County?
The FY 2026 Fair Market Rent for a 1-bedroom in Polk County is $776 per month. A 2-bedroom is $1,018 and a studio is $771.
How does Polk County rent compare to the national average?
Rent in Polk County is 19% below the national average. A 1-bedroom here costs $776 compared to $959 nationally.
What income do I need to afford rent in Polk County?
Based on the 30% affordability rule, you need an annual income of at least $31,040 ($2,587/month) to afford a 1-bedroom at Fair Market Rent in Polk County.
Is rent going up or down in Polk County?
The 1-bedroom Fair Market Rent in Polk County increased by 9.0% from FY 2025 to FY 2026, going from $712 to $776.
Which jobs can afford rent in Polk County?
Based on Georgia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $776/mo. 12 of 15 common occupations are affordable here.
How much has rent changed in Polk County over time?
The 1-bedroom Fair Market Rent in Polk County went from $554 in FY 2020 to $776 in FY 2026, a total change of +40.1% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Polk County?
In Polk County, the FY 2026 FMR of $776/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Polk County?
For Polk County, it's the specific 40th-percentile rent HUD publishes each year ($776/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Polk's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $776 implies about $31,040/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Polk can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.