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Metro FMR · CBSA 49740 · HUD FY2026
Yuma, AZ MSA Fair Market Rent
HUD's FY2026 Fair Market Rent for the Yuma, AZ MSA metro area - 10% above the US average.
- $1,053
- 1-bedroom FMR
- $1,382
- 2-bedroom FMR
- +0.3%
- YoY change
- +10%
- vs US avg
The verdict
A 2-bedroom in the Yuma, AZ MSA area rents at $1,382 under HUD's FY2026 Fair Market Rent - 18% above the US average, higher than 60% of the 387 metro areas HUD tracks.
- #155
- priciest of 387 US metros (2BR)
- +18%
- vs the US 2-bedroom average
- $55,280
- income to afford it (30% rule)
- +0.3%
- 1BR change, FY2025→2026
FY 2026 HUD Fair Market Rents for the Yuma, AZ MSA metro area. Population: 204,374. Verify with HUD →
What these rents mean for the Yuma, AZ MSA metro
HUD's FY 2026 Fair Market Rent schedule sets the Yuma, AZ MSA Metro Area (CBSA 49740) 1-bedroom at $1,053, with a studio at $1,046, 2-bedroom at $1,382, 3-bedroom at $1,892, and 4-bedroom at $2,318. These are the 40th percentile of gross rents, utilities included, excluding telephone, meaning roughly 60% of standard-quality rentals in the metro cost more. Because HUD treats a metropolitan statistical area as a single rent market, every county inside the Yuma, AZ MSA CBSA shares these FMR figures, and local housing authorities use them to set Section 8 Housing Choice Voucher payment standards (typically between 90% and 110% of FMR).
Against the national benchmark, a 1-bedroom in Yuma, AZ MSA is 10% above the US 1-bedroom FMR of $959. Year-over-year the 1-bedroom FMR shifted from $1,050 in FY 2025 to $1,053 in FY 2026 - a change of +0.3%, which tracks roughly with broader price growth. Metro-level FMRs often diverge from the rents listed for any single suburb, so renters should view this as the HUD ceiling, not a street-level market rate.
For affordability, the 30% rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,053, that implies a household income of $42,120 per year (about $3,510/month) - a 2-bedroom at $1,382 raises that income floor further. With a metro population of 204,374 and a median household income of $60,417, the gap between FMR and local wages determines how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%). Metro FMR also anchors the Small Area FMR program, which sets ZIP-level payment standards in designated metros to expand voucher choice into higher-opportunity neighborhoods.
Where Yuma sits among every US metro
2-bedroom Fair Market Rent vs. all 387 HUD metro areas
$1,382 Top 40% higher than 60% of 387 metro areas
Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
Fair Market Rents by bedroom (2026)
HUD's FY2026 ceiling for each unit size, with the year-over-year change and how it compares to the US average.
Studio
$1,046
US avg $893
↑0.3% YoY
+17% vs US
1 Bedroom
$1,053
US avg $959
↑0.3% YoY
+10% vs US
2 Bedroom
$1,382
US avg $1,175
↑0.4% YoY
+18% vs US
3 Bedroom
$1,892
US avg $1,525
↑0.8% YoY
+24% vs US
4 Bedroom
$2,318
US avg $1,756
↑0.3% YoY
+32% vs US
Year over year, the 1-bedroom moved from $1,050 in FY2025 to $1,053 in FY2026 - a change of +0.3%, roughly tracking broader price growth.
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$42,120
$3,510/month gross
Required annual income for 2 BR
$55,280
$4,607/month gross
The local median household income is $60,417 - comfortably above the $55,280 needed to afford a 2-bedroom at FMR, leaving the median household with room under the 30% line.
How Yuma compares on 1-bedroom rent
1-bedroom FMR vs other AZ metro areas
- Flagstaff
Flagstaff, AZ MSA
$1,727 1BR FMR / mo
- Phoenix-Mesa-Chandler
Phoenix-Mesa-Chandler, AZ MSA
$1,583 1BR FMR / mo
- Prescott Valley-Prescott
Prescott Valley-Prescott, AZ MSA
$1,309 1BR FMR / mo
- Sierra Vista-Douglas
Sierra Vista-Douglas, AZ MSA
$1,111 1BR FMR / mo
- Lake Havasu City-Kingman
Lake Havasu City-Kingman, AZ MSA
$1,060 1BR FMR / mo
- Yuma
Yuma, AZ MSA
$1,053 1BR FMR / mo
What this shows Yuma is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.
Nearby & Similar Metro Areas
How Yuma stacks up against other metro areas in the same state, by 1-bedroom Fair Market Rent.
Frequently Asked Questions
What is the average rent in the Yuma, AZ MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Yuma, AZ MSA is $1,053 per month. A 2-bedroom is $1,382 and a studio is $1,046.
How does Yuma, AZ MSA rent compare to the national average? ▼
Rent in the Yuma, AZ MSA metro area is 10% above the national average. A 1-bedroom costs $1,053 compared to $959 nationally.
What income do I need to afford rent in Yuma, AZ MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $42,120 ($3,510/month) to afford a 1-bedroom at Fair Market Rent in the Yuma, AZ MSA area.
Is rent going up or down in Yuma, AZ MSA? ▼
The 1-bedroom Fair Market Rent in Yuma, AZ MSA increased by 0.3% from FY 2025 to FY 2026, going from $1,050 to $1,053.
How does Fair Market Rent affect Section 8 vouchers in Yuma, AZ MSA? ▼
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in the Yuma, AZ MSA area. The FY 2026 FMR of $1,053/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for the Yuma, AZ MSA area? ▼
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for the Yuma, AZ MSA metro area. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.
Rental Guides
How Fair Market Rent Works
What FMR means, how HUD calculates it, and why it matters for renters
Section 8 Housing Guide
How Housing Choice Vouchers work, eligibility, and applying
Understanding Rent Burden
The 30% rule, what cost-burdened means, and how to evaluate affordability
Rent vs. Buy Decision
When renting makes more financial sense than buying a home
Explore Yuma, AZ MSA rent data
What this means for renters
Treat the Yuma area's FY2026 Fair Market Rent as HUD's affordability benchmark, not a street-level market rate.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,053 implies about $42,120/yr to rent without being cost-burdened. Run your numbers
- Compare this metro against others before you commit to an area. Compare metros
- See where it ranks among the metros HUD tracks. View rankings
Metro FMRs are HUD's 40th-percentile benchmark used to set voucher payment standards and often diverge from the rents listed in any single suburb. HUD updates FMRs once a year.
Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).
Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area. HUD publishes updated FMRs annually.
Read our methodology - how this data is sourced, computed, and verified.
FY 2026 HUD FMR $1,053/mo · 1BR AZ
Update cadence
Annual (FY)
Refreshed within 30 days of HUD release
Source
HUD User
huduser.gov/portal/datasets/fmr.html
Page reliability score 94.0%
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