Metro FMR · CBSA 44940 · HUD FY2026

Sumter, SC MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Sumter, SC MSA metro area - 1% above the US average.

$972
1-bedroom FMR
$1,276
2-bedroom FMR
+36.7%
YoY change
+1%
vs US avg

The verdict

A 2-bedroom in the Sumter, SC MSA area rents at $1,276 under HUD's FY2026 Fair Market Rent - 9% above the US average, lower than 53% of the 387 metro areas HUD tracks.

#183
most affordable of 387 US metros (2BR)
+9%
vs the US 2-bedroom average
$51,040
income to afford it (30% rule)
+36.7%
1BR change, FY2025→2026

Affordability & income context

Sumter: #183 most affordable nationally · income context

At the metro's ACS median household income of $55,990, this 1-bedroom FMR takes 20.8% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Sumter in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 105,199 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 41.1% of the 13,692 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$880/mo

18.9% of median income

1 Bedroom

$972/mo

20.8% of median income

2 Bedroom

$1,276/mo

27.3% of median income

3 Bedroom

$1,530/mo

32.8% of median income

4 Bedroom

$1,871/mo

40.1% of median income

FMR filing desk

CBSA CBSA·44940

Sumter: $972/mo 1BR · #183 of 387 metros (2BR) · FY2026 CBSA 44940

  • CBSA 44940
  • 1BR-FMR $972
  • 2BR-FMR $1,276
  • RANK-MID #183
  • YOY-SURGE +36.7%
  • VSUS-NEAR +1%
  • IN-ST-LOW #2 SC
  • INC-MID 21%
  • POP-MID 105K
  • PHOTO-NEAR Anderson
  • VOUCH-90-110 $875–$1,069
  • FY-2026 FY2026

Photo-finish peer: Anderson ($63 1BR gap)

Read with: Understanding rent trends

Where Sumter sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,276 higher than 47% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Sumter studio–4BR schedule (FY2026) · 2BR #183 most affordable

1BR $972 (+1% vs US, +36.7% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 44940.

Studio
$880
US avg $893
↑24.5% YoY -1% vs US
1 Bedroom
$972
US avg $959
↑36.7% YoY +1% vs US
2 Bedroom
$1,276
US avg $1,175
↑36.8% YoY +9% vs US
3 Bedroom
$1,530
US avg $1,525
↑23.0% YoY +0% vs US
4 Bedroom
$1,871
US avg $1,756
↑28.8% YoY +7% vs US

How Sumter compares on 1-bedroom rent

1-bedroom FMR vs other SC metro areas

1BR FMR / mo

What this shows Sumter highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Sumter: out-of-state FMR & burden peers

PlainRent pairs Sumter with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside SC (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside SC

Nearest schedules by 2BR delta (FY2026).

Abilene
TX · 2 BR $1,276/mo
Memphis
TN · 2 BR $1,274/mo
Dayton-Kettering-Beavercreek
OH · 2 BR $1,273/mo
Louisville
KY · 2 BR $1,272/mo

Burden % · outside SC

Nearest 2BR FMR ÷ ACS median income (FY2026).

Sebring
FL · 27.4% of income · 2 BR $1,271/mo
Yuma
AZ · 27.4% of income · 2 BR $1,382/mo
Warren County
NJ · 27.5% of income · 2 BR $1,895/mo
Asheville
NC · 27.2% of income · 2 BR $1,567/mo

Sumter: quick answers

What is the average rent in the Sumter, SC MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Sumter, SC MSA is $972 per month. A 2-bedroom is $1,276 and a studio is $880.
How does Sumter, SC MSA rent compare to the national average? ▼
Rent in the Sumter, SC MSA metro area is 1% above the national average. A 1-bedroom costs $972 compared to $959 nationally.
Where does Sumter rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,276 ranks #183 most affordable among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Sumter, SC MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $38,880 ($3,240/month) to afford a 1-bedroom at Fair Market Rent in the Sumter, SC MSA area.

Compare Sumter vs Anderson →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $972/mo · 1BR SC

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.