Metro FMR · CBSA 16540 · HUD FY2026

Chambersburg, PA MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Chambersburg, PA MSA metro area - 17% above the US average.

$1,119
1-bedroom FMR
$1,379
2-bedroom FMR
+14.3%
YoY change
+17%
vs US avg

The verdict

A 2-bedroom in the Chambersburg, PA MSA area rents at $1,379 under HUD's FY2026 Fair Market Rent - 17% above the US average, higher than 60% of the 387 metro areas HUD tracks.

#155
priciest of 387 US metros (2BR)
+17%
vs the US 2-bedroom average
$55,160
income to afford it (30% rule)
+14.3%
1BR change, FY2025→2026

Affordability & income context

Chambersburg: #155 priciest nationally · income context

At the metro's ACS median household income of $74,946, this 1-bedroom FMR takes 17.9% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Chambersburg in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 156,084 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 36.6% of the 16,882 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,014/mo

16.2% of median income

1 Bedroom

$1,119/mo

17.9% of median income

2 Bedroom

$1,379/mo

22.1% of median income

3 Bedroom

$1,825/mo

29.2% of median income

4 Bedroom

$1,991/mo

31.9% of median income

FMR filing desk

CBSA CBSA·16540

Chambersburg: $1,119/mo 1BR · #155 of 387 metros (2BR) · FY2026 CBSA 16540

  • CBSA 16540
  • 1BR-FMR $1,119
  • 2BR-FMR $1,379
  • RANK-MID #155
  • YOY-SURGE +14.3%
  • VSUS-ABOVE +17%
  • IN-ST-HIGH #10 PA
  • INC-ROOM 18%
  • POP-MID 156K
  • PHOTO-NEAR Altoona
  • VOUCH-90-110 $1,007–$1,231
  • FY-2026 FY2026

Photo-finish peer: Altoona ($171 1BR gap)

Read with: Understanding rent burden

Where Chambersburg sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,379 Top 40% higher than 60% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). This entry sits in this band. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Chambersburg studio–4BR schedule (FY2026) · 2BR #155 nationally

1BR $1,119 (+17% vs US, +14.3% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 16540.

Studio
$1,014
US avg $893
↑7.2% YoY +14% vs US
1 Bedroom
$1,119
US avg $959
↑14.3% YoY +17% vs US
2 Bedroom
$1,379
US avg $1,175
↑15.6% YoY +17% vs US
3 Bedroom
$1,825
US avg $1,525
↑14.7% YoY +20% vs US
4 Bedroom
$1,991
US avg $1,756
↑10.4% YoY +13% vs US

How Chambersburg compares on 1-bedroom rent

1-bedroom FMR vs other PA metro areas

1BR FMR / mo

What this shows Chambersburg highlighted among 3 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Chambersburg: out-of-state FMR & burden peers

PlainRent pairs Chambersburg with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside PA (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside PA

Nearest schedules by 2BR delta (FY2026).

Yuma
AZ · 2 BR $1,382/mo
Yakima
WA · 2 BR $1,374/mo
Ocala
FL · 2 BR $1,373/mo
Crook County
OR · 2 BR $1,385/mo

Burden % · outside PA

Nearest 2BR FMR ÷ ACS median income (FY2026).

Longview
TX · 22.1% of income · 2 BR $1,199/mo
Salt Lake City
UT · 22.1% of income · 2 BR $1,747/mo
San Benito County
CA · 22.1% of income · 2 BR $2,902/mo
Killeen-Temple
TX · 22% of income · 2 BR $1,233/mo

Chambersburg: quick answers

What is the average rent in the Chambersburg, PA MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Chambersburg, PA MSA is $1,119 per month. A 2-bedroom is $1,379 and a studio is $1,014.
How does Chambersburg, PA MSA rent compare to the national average? ▼
Rent in the Chambersburg, PA MSA metro area is 17% above the national average. A 1-bedroom costs $1,119 compared to $959 nationally.
Where does Chambersburg rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,379 ranks #155 most expensive among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Chambersburg, PA MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $44,760 ($3,730/month) to afford a 1-bedroom at Fair Market Rent in the Chambersburg, PA MSA area.

Compare Chambersburg vs Altoona →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,119/mo · 1BR PA

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.