Rockford, IL MSA
FY 2026 HUD Fair Market Rents for the Rockford, IL MSA metro area. Population: 338,050.
Fair Market Rents (2026)
Studio
National avg: $893
$810/mo
↑ 0.0% YoY
-9% vs US
1 Bedroom
National avg: $959
$895/mo
↓ 0.6% YoY
-7% vs US
2 Bedroom
National avg: $1,175
$1,175/mo
↓ 0.5% YoY
+0% vs US
3 Bedroom
National avg: $1,525
$1,555/mo
↓ 0.4% YoY
+2% vs US
4 Bedroom
National avg: $1,756
$1,594/mo
↓ 0.6% YoY
-9% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $810 | $810 | $0 (0.0%) |
| 1 Bedroom | $900 | $895 | $-5 (-0.6%) |
| 2 Bedroom | $1,181 | $1,175 | $-6 (-0.5%) |
| 3 Bedroom | $1,561 | $1,555 | $-6 (-0.4%) |
| 4 Bedroom | $1,603 | $1,594 | $-9 (-0.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$35,800
$2,983/month gross
Required annual income for 2 BR
$47,000
$3,917/month gross
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.