Metro FMR · CBSA 13900 · HUD FY2026
Bismarck, ND MSA Fair Market Rent
HUD's FY2026 Fair Market Rent for the Bismarck, ND MSA metro area - 7% above the US average.
- $1,030
- 1-bedroom FMR
- $1,175
- 2-bedroom FMR
- +12.3%
- YoY change
- +7%
- vs US avg
The verdict
A 2-bedroom in the Bismarck, ND MSA area rents at $1,175 under HUD's FY2026 Fair Market Rent - 0% above the US average, lower than 68% of the 387 metro areas HUD tracks.
- #125
- most affordable of 387 US metros (2BR)
- +0%
- vs the US 2-bedroom average
- $47,000
- income to afford it (30% rule)
- +12.3%
- 1BR change, FY2025→2026
Affordability & income context
Bismarck: #125 most affordable nationally · income context
At the metro's ACS median household income of $83,982, this 1-bedroom FMR takes 14.7% of annual income. It is well below the 30% affordability guide for a median-income household.
The 2-bedroom figure places Bismarck in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.
With 133,467 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.
Population has held roughly steady over the past five years (+2.9%, Census ACS).
The ACS rental vacancy rate here is 8.3%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
The Census ACS median gross rent across all rental units here is $1,008/month - the FY2026 HUD two-bedroom FMR of $1,175 runs 16.6% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.
Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.
The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.
Observed renter burden: 40.1% of the 14,898 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.
ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.
Studio
$961/mo
13.7% of median income
1 Bedroom
$1,030/mo
14.7% of median income
2 Bedroom
$1,175/mo
16.8% of median income
3 Bedroom
$1,634/mo
23.3% of median income
4 Bedroom
$1,884/mo
26.9% of median income
FMR filing desk
CBSA CBSA·13900
Bismarck: $1,030/mo 1BR · #125 of 387 metros (2BR) · FY2026 CBSA 13900
- CBSA 13900
- 1BR-FMR $1,030
- 2BR-FMR $1,175
- RANK-MID #125
- YOY-SURGE +12.3%
- VSUS-NEAR +7%
- IN-ST-HIGH #4 ND
- INC-ROOM 15%
- POP-MID 133K
- PHOTO-NEAR Fargo
- VOUCH-90-110 $927–$1,133
- FY-2026 FY2026
Photo-finish peer: Fargo ($113 1BR gap)
Read with: Understanding rent trends
Where Bismarck sits among every US metro
2-bedroom Fair Market Rent vs. all 387 HUD metro areas
$1,175 higher than 32% of 387 metro areas
Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
What this shows #125 of 387 HUD-tracked metro areas, 0% above the national 2-bedroom average. 113 other metro areas fall in this same rent band.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
CBSA 13900
Counties inside Bismarck
Across 3 HUD counties in CBSA 13900, 2-bedroom FMRs cluster tightly ($1,175–$1,175, 0% spread), so the metro-wide schedule tracks most constituent counties closely.
Bismarck studio–4BR schedule (FY2026) · 2BR #125 most affordable
1BR $1,030 (+7% vs US, +12.3% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 13900.
How Bismarck compares on 1-bedroom rent
1-bedroom FMR vs other ND metro areas
- Bismarck
Bismarck, ND MSA
$1,030 1BR FMR / mo
- Fargo
Fargo, ND-MN MSA
$917 1BR FMR / mo
- Grand Forks
Grand Forks, ND-MN MSA
$868 1BR FMR / mo
- McHenry County
McHenry County, ND HUD Metro FMR Area
$839 1BR FMR / mo
What this shows Bismarck highlighted among 3 peers · FY2026 1BR HUD FMR.
Bismarck: out-of-state FMR & burden peers
PlainRent pairs Bismarck with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside ND (burden peers exclude the FMR set; pop ≥50k).
2BR FMR · outside ND
Nearest schedules by 2BR delta (FY2026).
Burden % · outside ND
Nearest 2BR FMR ÷ ACS median income (FY2026).
Bismarck: quick answers
What is the average rent in the Bismarck, ND MSA metro area? ▼
How does Bismarck, ND MSA rent compare to the national average? ▼
Where does Bismarck rank nationally for Fair Market Rent? ▼
Do county rents differ inside the Bismarck metro area? ▼
Is Bismarck's population growing, and how tight is its rental market? ▼
What this means for renters
Treat Bismarck's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,030 implies about $41,200/yr to rent without being cost-burdened. Run your numbers
- See how Bismarck stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Fargo
- See where Bismarck ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 3 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.