Metro FMR · CBSA 37860 · HUD FY2026

Pensacola-Ferry Pass-Brent, FL MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Pensacola-Ferry Pass-Brent, FL MSA metro area - 31% above the US average.

$1,257
1-bedroom FMR
$1,471
2-bedroom FMR
-7.6%
YoY change
+31%
vs US avg

The verdict

A 2-bedroom in the Pensacola-Ferry Pass-Brent, FL MSA area rents at $1,471 under HUD's FY2026 Fair Market Rent - 25% above the US average, higher than 67% of the 387 metro areas HUD tracks.

#128
priciest of 387 US metros (2BR)
+25%
vs the US 2-bedroom average
$58,840
income to afford it (30% rule)
-7.6%
1BR change, FY2025→2026

Affordability & income context

Pensacola-Ferry Pass-Brent: #128 priciest nationally · income context

At the metro's ACS median household income of $73,588, this 1-bedroom FMR takes 20.5% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Pensacola-Ferry Pass-Brent in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 510,290 residents, this is a major regional metro benchmark rather than a single-neighborhood rent quote.

Population grew 7.3% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents.

The ACS rental vacancy rate here is 4.7%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

The Census ACS median gross rent across all rental units here is $1,267/month - the FY2026 HUD two-bedroom FMR of $1,471 runs 16.1% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 46.3% of the 60,450 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,112/mo

18.1% of median income

1 Bedroom

$1,257/mo

20.5% of median income

2 Bedroom

$1,471/mo

24.0% of median income

3 Bedroom

$1,952/mo

31.8% of median income

4 Bedroom

$2,380/mo

38.8% of median income

FMR filing desk

CBSA CBSA·37860

Pensacola-Ferry Pass-Brent: $1,257/mo 1BR · #128 of 387 metros (2BR) · FY2026 CBSA 37860

  • CBSA 37860
  • 1BR-FMR $1,257
  • 2BR-FMR $1,471
  • RANK-MID #128
  • YOY-DOWN -7.6%
  • VSUS-HIGH +31%
  • IN-ST-LOW #11 FL
  • INC-MID 20%
  • POP-MAJOR 510K
  • PHOTO-NEAR Baker County
  • VOUCH-90-110 $1,131–$1,383
  • FY-2026 FY2026

Photo-finish peer: Baker County ($335 1BR gap)

Read with: Understanding rent burden

Where Pensacola-Ferry Pass-Brent sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,471 Top 33% higher than 67% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). This entry sits in this band. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #128 of 387 HUD-tracked metro areas, 25% above the national 2-bedroom average. 51 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 37860

Counties inside Pensacola-Ferry Pass-Brent

Across 2 HUD counties in CBSA 37860, 2-bedroom FMRs cluster tightly ($1,471–$1,471, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Escambia County 2BR $1,471 · 321K Santa Rosa County 2BR $1,471 · 189K

Pensacola-Ferry Pass-Brent studio–4BR schedule (FY2026) · 2BR #128 nationally

1BR $1,257 (+31% vs US, -7.6% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 37860.

Studio
$1,112
US avg $893
↓8.8% YoY +25% vs US
1 Bedroom
$1,257
US avg $959
↓7.6% YoY +31% vs US
2 Bedroom
$1,471
US avg $1,175
↓8.3% YoY +25% vs US
3 Bedroom
$1,952
US avg $1,525
↓9.1% YoY +28% vs US
4 Bedroom
$2,380
US avg $1,756
↓10.0% YoY +36% vs US

How Pensacola-Ferry Pass-Brent compares on 1-bedroom rent

1-bedroom FMR vs other FL metro areas

1BR FMR / mo

What this shows Pensacola-Ferry Pass-Brent highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Pensacola-Ferry Pass-Brent: out-of-state FMR & burden peers

PlainRent pairs Pensacola-Ferry Pass-Brent with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside FL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside FL

Nearest schedules by 2BR delta (FY2026).

Knoxville
TN · 2 BR $1,471/mo
Dover
DE · 2 BR $1,470/mo
Indianapolis-Carmel
IN · 2 BR $1,473/mo
Hanford-Corcoran
CA · 2 BR $1,469/mo

Burden % · outside FL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Boise City
ID · 24% of income · 2 BR $1,655/mo
Auburn-Opelika
AL · 24% of income · 2 BR $1,181/mo
Brunswick-St. Simons
GA · 23.9% of income · 2 BR $1,293/mo
Chicago-Joliet-Naperville
IL · 24.1% of income · 2 BR $1,781/mo

Pensacola-Ferry Pass-Brent: quick answers

What is the average rent in the Pensacola-Ferry Pass-Brent, FL MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Pensacola-Ferry Pass-Brent, FL MSA is $1,257 per month. A 2-bedroom is $1,471 and a studio is $1,112.
How does Pensacola-Ferry Pass-Brent, FL MSA rent compare to the national average? ▼
Rent in the Pensacola-Ferry Pass-Brent, FL MSA metro area is 31% above the national average. A 1-bedroom costs $1,257 compared to $959 nationally.
Where does Pensacola-Ferry Pass-Brent rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,471 ranks #128 most expensive among 387 US metro areas (the middle half of HUD metro areas).
Do county rents differ inside the Pensacola-Ferry Pass-Brent metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 37860, but 2 constituent counties publish their own county FMR schedules spanning $1,471–$1,471 for a 2-bedroom (0% spread). Use county pages for filing at the county level.
Is Pensacola-Ferry Pass-Brent's population growing, and how tight is its rental market? ▼
Population grew 7.3% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents. The ACS rental vacancy rate here is 4.7%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

Compare Pensacola-Ferry Pass-Brent vs Baker County →

What this means for renters

Treat Pensacola-Ferry Pass-Brent's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,257 implies about $50,280/yr to rent without being cost-burdened. Run your numbers
  • See how Pensacola-Ferry Pass-Brent stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Baker County
  • See where Pensacola-Ferry Pass-Brent ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 2 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,257/mo · 1BR FL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.