County FMR · HUD FY2026
Santa Rosa County Fair Market Rent
HUD's FY2026 Fair Market Rent for Santa Rosa County, FL - 31% above the US average.
- $1,257
- 1-bedroom FMR
- $1,471
- 2-bedroom FMR
- -7.6%
- YoY change
- +31%
- vs US avg
The verdict
Santa Rosa is the 33rd most expensive of 67 counties in Florida by 2-bedroom FMR; rent here has fallen 7.6% since FY 2025, a modest shift relative to most counties.
- #33
- most expensive of 67 in Florida (2BR)
- -3%
- vs the state average
- $50,280
- income to afford it (30% rule)
- -7.6%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (11.9%), while Fast Food and Counter Workers spend the most (53.9%).
FY 2026 HUD Fair Market Rent for Santa Rosa County, FL. Verify with HUD →
Santa Rosa County, Florida carries an FY 2026 1-bedroom Fair Market Rent of $1,257 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $1,471/mo and a studio is $1,112/mo. That's 31% above the national benchmark of $959 and 3% below the Florida average of $1,296.
Rent decreased7.6% from FY 2025 ($1,361), declining against the trend. To afford rent here, a household needs at least $50,280/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Florida. Population: 188,994. Population grew 13.7% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's faster than Florida's statewide growth of +6.5% over the same period.
What these rents mean for Santa Rosa County
The Santa Rosa County FMR area applies to all ZIP codes inside the county boundary, and Florida's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 31% above the US average of $959 and 3% lower than the Florida state average of $1,296. The 1-bedroom FMR went from$1,361 in FY 2025 to $1,257 in FY 2026 - a change of -7.6%, which is unusual and suggests softening demand or revised HUD sampling.
At the FY 2026 1-bedroom FMR of $1,257, affording it under the 30%-of-income rule takes $50,280 per year (about $4,190/month) in household income, and a 2-bedroom at $1,471 pushes that threshold even higher. With a population of 188,994 and a county median household income of $88,968, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,219 | $1,112 | $-107 (-8.8%) |
| 1 Bedroom | $1,361 | $1,257 | $-104 (-7.6%) |
| 2 Bedroom | $1,605 | $1,471 | $-134 (-8.3%) |
| 3 Bedroom | $2,147 | $1,952 | $-195 (-9.1%) |
| 4 Bedroom | $2,644 | $2,380 | $-264 (-10.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Santa Rosa County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Santa Rosa County 2-bedroom rent burden
Where Santa Rosa sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,471 Top 16% higher than 84% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Santa Rosa compares on 1-bedroom rent
1-bedroom FMR vs other Florida counties
- Miami-Dade
Miami-Dade County
$1,995 1BR FMR / mo
- Palm Beach
Palm Beach County
$1,901 1BR FMR / mo
- Broward
Broward County
$1,900 1BR FMR / mo
- Orange
Orange County
$1,731 1BR FMR / mo
- Hillsborough
Hillsborough County
$1,696 1BR FMR / mo
- Duval
Duval County
$1,382 1BR FMR / mo
- Santa Rosa
Santa Rosa County
$1,257 1BR FMR / mo
What this shows Santa Rosa is highlighted. Nearby Florida counties by 1-bedroom FMR, highest to lowest: Miami-Dade County ($1,995), Palm Beach County ($1,901), Broward County ($1,900), Orange County ($1,731), Hillsborough County ($1,696), Duval County ($1,382), Santa Rosa County (this county) ($1,257).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,257/mo compares to Florida salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | FL Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $126,550 | 11.9% | Affordable |
| General & Operations Managers | $100,750 | 15% | Affordable |
| Registered Nurses | $82,850 | 18.2% | Affordable |
| Accountants & Auditors | $78,470 | 19.2% | Affordable |
| Police & Sheriff's Patrol Officers | $76,190 | 19.8% | Affordable |
| Paralegals & Legal Assistants | $60,280 | 25% | Affordable |
| Elementary School Teachers | $55,550 | 27.2% | Affordable |
| Electricians | $53,100 | 28.4% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $50,000 | 30.2% | Stretched |
| Pharmacy Technicians | $39,640 | 38.1% | Stretched |
| Customer Service Representatives | $38,890 | 38.8% | Stretched |
| Retail Salespersons | $31,950 | 47.2% | Stretched |
| Janitors & Cleaners | $31,540 | 47.8% | Stretched |
| Teaching Assistants | $30,230 | 49.9% | Stretched |
| Fast Food & Counter Workers | $27,990 | 53.9% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Santa Rosa County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Santa Rosa (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 56.5% overall, from $803 to $1,257. The path there hasn't been smooth: year-over-year moves have swung by as much as 24.0% (FY 2025), a volatility pattern that makes single-year comparisons a poor guide to the underlying trend.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓7.6% | $1,112 | $1,257 | $1,471 |
| FY 2025 ↑24.0% | $1,219 | $1,361 | $1,605 |
| FY 2024 ↑9.1% | $1,048 | $1,098 | $1,278 |
| FY 2023 ↑14.7% | $969 | $1,006 | $1,168 |
| FY 2022 ↑4.4% | $844 | $877 | $1,012 |
| FY 2021 ↑4.6% | $776 | $840 | $987 |
| FY 2020 | $798 | $803 | $954 |
Part of the Pensacola-Ferry Pass-Brent, FL Metro Area
Santa Rosa County is a central county of the Pensacola-Ferry Pass-Brent, FL metropolitan statistical area, alongside 1 other metro-area county.
Santa Rosa County ranks #2 of 2 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Escambia County ($1,257), Santa Rosa County (this county) ($1,257).
Nearby Counties in Florida
Largest counties by population in Florida
Frequently Asked Questions
What is the average rent in Santa Rosa County? ▼
How does Santa Rosa County rent compare to the national average? ▼
What income do I need to afford rent in Santa Rosa County? ▼
Is rent going up or down in Santa Rosa County? ▼
Which jobs can afford rent in Santa Rosa County? ▼
How much has rent changed in Santa Rosa County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Santa Rosa County? ▼
What does Fair Market Rent mean for Santa Rosa County? ▼
What this means for renters
Treat Santa Rosa's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,257 implies about $50,280/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Santa Rosa can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.