Metro FMR · CBSA 38860 · HUD FY2026

Cumberland County, ME (part) HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Cumberland County, ME (part) HUD Metro FMR Area metro area - 46% above the US average.

$1,397
1-bedroom FMR
$1,833
2-bedroom FMR
+5.0%
YoY change
+46%
vs US avg

The verdict

A 2-bedroom in the Cumberland County, ME (part) HUD Metro FMR Area area rents at $1,833 under HUD's FY2026 Fair Market Rent - 56% above the US average, higher than 87% of the 387 metro areas HUD tracks.

#50
priciest of 387 US metros (2BR)
+56%
vs the US 2-bedroom average
$73,320
income to afford it (30% rule)
+5.0%
1BR change, FY2025→2026

Affordability & income context

Cumberland County: #50 priciest nationally · income context

At the metro's ACS median household income of $88,602, this 1-bedroom FMR takes 18.9% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Cumberland County in the upper-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 4,471 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the upper-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 43.3% of the 63,650 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,264/mo

17.1% of median income

1 Bedroom

$1,397/mo

18.9% of median income

2 Bedroom

$1,833/mo

24.8% of median income

3 Bedroom

$2,380/mo

32.2% of median income

4 Bedroom

$3,038/mo

41.1% of median income

FMR filing desk

CBSA CBSA·38860

Cumberland County: $1,397/mo 1BR · #50 of 387 metros (2BR) · FY2026 CBSA 38860

  • CBSA 38860
  • 1BR-FMR $1,397
  • 2BR-FMR $1,833
  • RANK-MID #50
  • YOY-SURGE +5.0%
  • VSUS-HIGH +46%
  • IN-ST-HIGH #3 ME
  • INC-ROOM 19%
  • POP-SMALL 4K
  • PHOTO-NEAR Lewiston-Auburn
  • VOUCH-90-110 $1,257–$1,537
  • FY-2026 FY2026

Photo-finish peer: Lewiston-Auburn ($179 1BR gap)

Read with: Understanding rent burden

Where Cumberland County sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,833 Top 13% higher than 87% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). Below this entry. $1,600–$1,800: 41 metro areas (11%). Below this entry. $1,800–$2,000: 26 metro areas (7%). This entry sits in this band. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 38860

Counties inside Cumberland County

Across 3 HUD counties in CBSA 38860, 2-bedroom FMRs cluster tightly ($1,577–$1,833, 16% spread), so the metro-wide schedule tracks most constituent counties closely.

York County 2BR $1,716 · 3K Cumberland County 2BR $1,833 · 1K Sagadahoc County 2BR $1,577 · 1K

Cumberland County studio–4BR schedule (FY2026) · 2BR #50 nationally

1BR $1,397 (+46% vs US, +5.0% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 38860.

Studio
$1,264
US avg $893
↑5.6% YoY +42% vs US
1 Bedroom
$1,397
US avg $959
↑5.0% YoY +46% vs US
2 Bedroom
$1,833
US avg $1,175
↑5.0% YoY +56% vs US
3 Bedroom
$2,380
US avg $1,525
↑8.6% YoY +56% vs US
4 Bedroom
$3,038
US avg $1,756
↑13.9% YoY +73% vs US

How Cumberland County compares on 1-bedroom rent

1-bedroom FMR vs metros with similar rent levels

1BR FMR / mo

What this shows Cumberland County highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Cumberland County: out-of-state FMR & burden peers

PlainRent pairs Cumberland County with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside ME (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside ME

Nearest schedules by 2BR delta (FY2026).

Phoenix-Mesa-Chandler
AZ · 2 BR $1,839/mo
Charlottesville
VA · 2 BR $1,824/mo
Atlanta-Sandy Springs-Roswell
GA · 2 BR $1,820/mo
Kingston
NY · 2 BR $1,818/mo

Burden % · outside ME

Nearest 2BR FMR ÷ ACS median income (FY2026).

Boulder
CO · 24.8% of income · 2 BR $2,124/mo
Victoria
TX · 24.9% of income · 2 BR $1,442/mo
Yuba City
CA · 24.9% of income · 2 BR $1,550/mo
Lafayette-West Lafayette
IN · 24.9% of income · 2 BR $1,242/mo

Cumberland County: quick answers

What is the average rent in the Cumberland County, ME (part) HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Cumberland County, ME (part) HUD Metro FMR Area is $1,397 per month. A 2-bedroom is $1,833 and a studio is $1,264.
How does Cumberland County, ME (part) HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Cumberland County, ME (part) HUD Metro FMR Area metro area is 46% above the national average. A 1-bedroom costs $1,397 compared to $959 nationally.
Where does Cumberland County rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,833 ranks #50 most expensive among 387 US metro areas (the upper-rent quarter of HUD metro areas).
Do county rents differ inside the Cumberland County metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 38860, but 3 constituent counties publish their own county FMR schedules spanning $1,577–$1,833 for a 2-bedroom (16% spread). Use county pages for filing at the county level.

Compare Cumberland County vs Lewiston-Auburn →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,397/mo · 1BR ME

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.