County FMR · HUD FY2026

Whitfield County Fair Market Rent

HUD's FY2026 Fair Market Rent for Whitfield County, GA — 6% below the US average.

$899
1-bedroom FMR
$1,121
2-bedroom FMR
+7.3%
YoY change
-6%
vs US avg

FY 2026 HUD Fair Market Rent for Whitfield County, GA. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Whitfield County, Georgia is $899 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,121/mo and a studio is $776/mo.

This is 6% lower than the national average of $959 and 12% below the Georgia average of $1,023. Rent increased7.3% from FY 2025 ($838), outpacing inflation. To afford rent here, a household needs at least $35,960/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Georgia. Population: 103,033.

What these rents mean for Whitfield County

HUD's FY 2026 Fair Market Rent schedule sets the Whitfield County Georgia 1-bedroom at $899, with a studio at $776, 2-bedroom at $1,121, 3-bedroom at $1,461, and 4-bedroom at $1,876. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Whitfield County FMR area applies to all ZIP codes inside the county boundary, and Georgia's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 6% below the US average of $959 and 12% lower than the Georgia state average of $1,023. Year-over-year, the 1-bedroom FMR moved from $838 in FY 2025 to $899 in FY 2026 — a change of +7.3%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $899, that implies a household income of $35,960 per year (about $2,997/month) to stay affordable — a 2-bedroom at $1,121 pushes that threshold even higher. With a population of 103,033 and a county median household income of $64,262, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $979 · US avg: $893
$776/mo
↑ 2.9% YoY -21% vs state -13% vs US
1 Bedroom
State avg: $1,023 · US avg: $959
$899/mo
↑ 7.3% YoY -12% vs state -6% vs US
2 Bedroom
State avg: $1,203 · US avg: $1,175
$1,121/mo
↑ 1.9% YoY -7% vs state -5% vs US
3 Bedroom
State avg: $1,524 · US avg: $1,525
$1,461/mo
↑ 1.8% YoY -4% vs state -4% vs US
4 Bedroom
State avg: $1,775 · US avg: $1,756
$1,876/mo
↑ 12.7% YoY +6% vs state +7% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $754 $776 +$22 (+2.9%)
1 Bedroom $838 $899 +$61 (+7.3%)
2 Bedroom $1,100 $1,121 +$21 (+1.9%)
3 Bedroom $1,435 $1,461 +$26 (+1.8%)
4 Bedroom $1,665 $1,876 +$211 (+12.7%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$35,960
$2,997/month gross
Required annual income for 2 BR
$44,840
$3,737/month gross

Rent Burden Analysis

How much of household income goes to rent in Whitfield County. The 30% threshold indicates cost burden.

Studio
14.5%
Affordable
Need $31,040/yr for 30% rule
1 Bedroom
16.8%
Affordable
Need $35,960/yr for 30% rule
2 Bedroom
20.9%
Affordable
Need $44,840/yr for 30% rule
3 Bedroom
27.3%
Affordable
Need $58,440/yr for 30% rule
4 Bedroom
35%
Burdened
Need $75,040/yr for 30% rule
County median income: $64,262 · National avg burden: 21.7% ·View Georgia rent burden →

How Whitfield compares on 1-bedroom rent

1-bedroom FMR vs other Georgia counties

1BR FMR / mo

What this shows Whitfield is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $899/mo compares to Georgia salaries for popular occupations (30% rule).

Occupation GA Salary Rent Burden Verdict
Software Developers $128,920 8.4% Affordable
General & Operations Managers $99,800 10.8% Affordable
Registered Nurses $86,560 12.5% Affordable
Accountants & Auditors $80,100 13.5% Affordable
Elementary School Teachers $63,490 17% Affordable
Electricians $58,860 18.3% Affordable
Police & Sheriff's Patrol Officers $56,350 19.1% Affordable
Heavy & Tractor-Trailer Truck Drivers $56,570 19.1% Affordable
Paralegals & Legal Assistants $55,120 19.6% Affordable
Customer Service Representatives $39,030 27.6% Affordable
Pharmacy Technicians $38,390 28.1% Affordable
Janitors & Cleaners $33,130 32.6% Stretched
Retail Salespersons $29,770 36.2% Stretched
Teaching Assistants $27,860 38.7% Stretched
Fast Food & Counter Workers $26,310 41% Stretched
Salaries: BLS OES (Georgia) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Whitfield County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑7.3% $776 $899 $1,121
FY 2025 ↑13.7% $754 $838 $1,100
FY 2024 ↑12.5% $656 $737 $968
FY 2023 ↑6.2% $590 $655 $862
FY 2022 ↑1.6% $558 $617 $806
FY 2021 ↑0.5% $531 $607 $753
FY 2020 $542 $604 $724
Total change (6yr): +48.8%
Annualized: +6.9%/yr
1 BR: $604 → $899

Nearby Counties in Georgia

Largest counties by population in Georgia

Frequently Asked Questions

What is the average rent in Whitfield County?
The FY 2026 Fair Market Rent for a 1-bedroom in Whitfield County is $899 per month. A 2-bedroom is $1,121 and a studio is $776.
How does Whitfield County rent compare to the national average?
Rent in Whitfield County is 6% below the national average. A 1-bedroom here costs $899 compared to $959 nationally.
What income do I need to afford rent in Whitfield County?
Based on the 30% affordability rule, you need an annual income of at least $35,960 ($2,997/month) to afford a 1-bedroom at Fair Market Rent in Whitfield County.
Is rent going up or down in Whitfield County?
The 1-bedroom Fair Market Rent in Whitfield County increased by 7.3% from FY 2025 to FY 2026, going from $838 to $899.
Which jobs can afford rent in Whitfield County?
Based on Georgia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $899/mo. 11 of 15 common occupations are affordable here.
How much has rent changed in Whitfield County over time?
The 1-bedroom Fair Market Rent in Whitfield County went from $604 in FY 2020 to $899 in FY 2026, a total change of +48.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Whitfield County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Whitfield County. The FY 2026 FMR of $899/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Whitfield County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Whitfield County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Whitfield County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page