County FMR · HUD FY2026
Lumpkin County Fair Market Rent
HUD's FY2026 Fair Market Rent for Lumpkin County, GA - 18% above the US average.
- $1,136
- 1-bedroom FMR
- $1,245
- 2-bedroom FMR
- +15.0%
- YoY change
- +18%
- vs US avg
The verdict
Lumpkin is the 50th most expensive of 159 counties in Georgia by 2-bedroom FMR; nationally it ranks #881 most expensive of 3,145 HUD counties; rent here has climbed 15.0% since FY 2025, a sharp move relative to most counties.
- #881
- most expensive of 3,145 US counties (2BR)
- #50
- most expensive of 159 in Georgia (2BR)
- +11%
- vs the state average
- $45,440
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (10.6%), while Fast Food and Counter Workers spend the most (51.8%).
FY 2026 HUD Fair Market Rent for Lumpkin County, GA. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Lumpkin County, Georgia is $1,136 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,245/mo and a studio is $1,085/mo. This is 18% higher than the national average of $959 and 11% above the Georgia average of $1,023.
Rent increased15.0% from FY 2025 ($988), outpacing inflation. A household needs about $45,440/year to stay under the 30% rent-to-income line.
Observed renter burden: 48.6% of the 2,460 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 11.5%, a loose rental market that typically gives renters more negotiating leverage than the FMR schedule alone implies.
Local labor market: The county's BLS unemployment rate has averaged 3.4% over the past 12 months, a tight labor market that typically supports steadier rent demand.
FY 2026 HUD Fair Market Rents in Georgia. Population: 33,405. Population grew 6.2% over the past five years (Census ACS) - among the faster-growing counties nationally, a trend that typically adds upward pressure on rents. That's in line with Georgia's statewide growth of +5.1% over the same period.
FMR filing desk
Area LUMPKIN·COUNTY·GA·GA
Lumpkin County, GA: $1,136/mo 1BR · #881 of 3145 counties (2BR) · FY2026
- FMR-AREA GA
- 1BR-FMR $1,136
- 2BR-FMR $1,245
- RANK-MID #881
- YOY-SURGE +15.0%
- VSUS-ABOVE +18%
- VS-ST-HIGH +11% GA
- INC-ROOM 19%
- POP-SMALL 33K
- PHOTO-NEAR Fulton County
- VOUCH-90-110 $1,022–$1,250
- FY-2026 FY2026
Photo-finish peer: Fulton ($524 1BR gap)
Read with: Understanding rent burden
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $951 | $1,085 | +$134 (+14.1%) |
| 1 Bedroom | $988 | $1,136 | +$148 (+15.0%) |
| 2 Bedroom | $1,094 | $1,245 | +$151 (+13.8%) |
| 3 Bedroom | $1,337 | $1,577 | +$240 (+18.0%) |
| 4 Bedroom | $1,837 | $2,089 | +$252 (+13.7%) |
Rent Burden Analysis
How much of household income goes to rent in Lumpkin County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Lumpkin sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,245 Top 28% higher than 72% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Lumpkin compares on 1-bedroom rent
1-bedroom FMR vs other Georgia counties
- Fulton
Fulton County
$1,660 1BR FMR / mo
- Gwinnett
Gwinnett County
$1,660 1BR FMR / mo
- Cobb
Cobb County
$1,660 1BR FMR / mo
- DeKalb
DeKalb County
$1,660 1BR FMR / mo
- Clayton
Clayton County
$1,660 1BR FMR / mo
- Chatham
Chatham County
$1,533 1BR FMR / mo
- Lumpkin
Lumpkin County
$1,136 1BR FMR / mo
What this shows Lumpkin is highlighted. Nearby Georgia counties by 1-bedroom FMR, highest to lowest: Fulton County ($1,660), Gwinnett County ($1,660), Cobb County ($1,660), DeKalb County ($1,660), Clayton County ($1,660), Chatham County ($1,533), Lumpkin County (this county) ($1,136).
Can Common Jobs Afford Rent Here?
Against a high local FMR of $1,136/mo, which of 15 common occupations still clear the 30% line using Georgia BLS wages?
| Occupation | GA Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $128,920 | 10.6% | Affordable |
| General & Operations Managers | $99,800 | 13.7% | Affordable |
| Registered Nurses | $86,560 | 15.7% | Affordable |
| Accountants & Auditors | $80,100 | 17% | Affordable |
| Elementary School Teachers | $63,490 | 21.5% | Affordable |
| Electricians | $58,860 | 23.2% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $56,570 | 24.1% | Affordable |
| Police & Sheriff's Patrol Officers | $56,350 | 24.2% | Affordable |
| Paralegals & Legal Assistants | $55,120 | 24.7% | Affordable |
| Customer Service Representatives | $39,030 | 34.9% | Stretched |
| Pharmacy Technicians | $38,390 | 35.5% | Stretched |
| Janitors & Cleaners | $33,130 | 41.1% | Stretched |
| Retail Salespersons | $29,770 | 45.8% | Stretched |
| Teaching Assistants | $27,860 | 48.9% | Stretched |
| Fast Food & Counter Workers | $26,310 | 51.8% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Lumpkin County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Lumpkin (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 77.5% overall, from $640 to $1,136. Most of that movement was gradual except for a single sharp jump of +16.2% in FY 2025, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑15.0% | $1,085 | $1,136 | $1,245 |
| FY 2025 ↑16.2% | $951 | $988 | $1,094 |
| FY 2024 ↑10.0% | $845 | $850 | $1,079 |
| FY 2023 ↑13.3% | $768 | $773 | $985 |
| FY 2022 ↑6.6% | $678 | $682 | $898 |
| FY 2021 ↑0.0% | $636 | $640 | $844 |
| FY 2020 | $636 | $640 | $843 |
Part of the Atlanta-Sandy Springs-Roswell, GA Metro Area
Lumpkin County is a outlying county of the Atlanta-Sandy Springs-Roswell, GA metropolitan statistical area, alongside 28 other metro-area counties.
Lumpkin County ranks #26 of 29 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Fulton County ($1,660), Gwinnett County ($1,660), Cobb County ($1,660), DeKalb County ($1,660), Clayton County ($1,660), Cherokee County ($1,660), Forsyth County ($1,660), Henry County ($1,660), Paulding County ($1,660), Coweta County ($1,660), Douglas County ($1,660), Carroll County ($1,660), Fayette County ($1,660), Newton County ($1,660), Bartow County ($1,660), Walton County ($1,660), Rockdale County ($1,660), Barrow County ($1,660), Spalding County ($1,660), Pickens County ($1,660), Dawson County ($1,660), Pike County ($1,660), Jasper County ($1,660), Heard County ($1,660), Morgan County ($1,315), Lumpkin County (this county) ($1,136), Butts County ($977), Haralson County ($844), Meriwether County ($763).
Show all 29 counties in this metro area
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Lumpkin County, both outside Georgia so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside GA (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside GA).
Nearby Counties in Georgia
Largest counties by population in Georgia
Showing the 8 largest of 158 other counties in Georgia.
Frequently Asked Questions
What is the average rent in Lumpkin County?
The FY 2026 Fair Market Rent for a 1-bedroom in Lumpkin County is $1,136 per month. A 2-bedroom is $1,245 and a studio is $1,085.
How does Lumpkin County rent compare to the national average?
Rent in Lumpkin County is 18% above the national average. A 1-bedroom here costs $1,136 compared to $959 nationally.
Where does Lumpkin County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Lumpkin County's 2-bedroom FMR of $1,245 ranks #881 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Lumpkin County?
Based on the 30% affordability rule, you need an annual income of at least $45,440 ($3,787/month) to afford a 1-bedroom at Fair Market Rent in Lumpkin County.
Is rent going up or down in Lumpkin County?
The 1-bedroom Fair Market Rent in Lumpkin County increased by 15.0% from FY 2025 to FY 2026, going from $988 to $1,136.
Which jobs can afford rent in Lumpkin County?
Based on Georgia BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Registered Nurses can afford a 1-bedroom at $1,136/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Lumpkin County over time?
The 1-bedroom Fair Market Rent in Lumpkin County went from $640 in FY 2020 to $1,136 in FY 2026, a total change of +77.5% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Lumpkin County?
In Lumpkin County, the FY 2026 FMR of $1,136/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Lumpkin County?
For Lumpkin County, it's the specific 40th-percentile rent HUD publishes each year ($1,136/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Lumpkin County?
The ACS rental vacancy rate here is 11.5%, a loose rental market that typically gives renters more negotiating leverage than the FMR schedule alone implies.
What is the unemployment rate in Lumpkin County?
The county's BLS unemployment rate has averaged 3.4% over the past 12 months, a tight labor market that typically supports steadier rent demand.
Data sources
What this means for renters
Treat Lumpkin's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,136 implies about $45,440/yr to rent without being cost-burdened. Run your numbers
- Georgia counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Fulton
- See where Lumpkin ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.