Jo Daviess County
FY 2026 HUD Fair Market Rents in Illinois. Population: 21,942.
Fair Market Rents (2026)
Studio
National avg: $893
$658/mo
↑ 9.3% YoY
-26% vs US
1 Bedroom
National avg: $959
$796/mo
↑ 7.0% YoY
-17% vs US
2 Bedroom
National avg: $1,175
$954/mo
↑ 8.7% YoY
-19% vs US
3 Bedroom
National avg: $1,525
$1,271/mo
↑ 9.6% YoY
-17% vs US
4 Bedroom
National avg: $1,756
$1,276/mo
↑ 9.6% YoY
-27% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $602 | $658 | +$56 (+9.3%) |
| 1 Bedroom | $744 | $796 | +$52 (+7.0%) |
| 2 Bedroom | $878 | $954 | +$76 (+8.7%) |
| 3 Bedroom | $1,160 | $1,271 | +$111 (+9.6%) |
| 4 Bedroom | $1,164 | $1,276 | +$112 (+9.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$31,840
$2,653/month gross
Required annual income for 2 BR
$38,160
$3,180/month gross
Other Counties in Illinois
Bond County
1 BR: $836/mo
Warren County
1 BR: $698/mo
Madison County
1 BR: $995/mo
Cumberland County
1 BR: $717/mo
Sangamon County
1 BR: $970/mo
Iroquois County
1 BR: $698/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.