County FMR · HUD FY2026

Lawrence County Fair Market Rent

HUD's FY2026 Fair Market Rent for Lawrence County, IL — 25% below the US average.

$721
1-bedroom FMR
$946
2-bedroom FMR
+8.7%
YoY change
-25%
vs US avg

FY 2026 HUD Fair Market Rent for Lawrence County, IL. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Lawrence County, Illinois is $721 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $946/mo and a studio is $652/mo.

This is 25% lower than the national average of $959 and 16% below the Illinois average of $854. Rent increased8.7% from FY 2025 ($663), outpacing inflation. To afford rent here, a household needs at least $28,840/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Illinois. Population: 15,302.

What these rents mean for Lawrence County

HUD's FY 2026 Fair Market Rent schedule sets the Lawrence County Illinois 1-bedroom at $721, with a studio at $652, 2-bedroom at $946, 3-bedroom at $1,136, and 4-bedroom at $1,253. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Lawrence County FMR area applies to all ZIP codes inside the county boundary, and Illinois's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 25% below the US average of $959 and 16% lower than the Illinois state average of $854. Year-over-year, the 1-bedroom FMR moved from $663 in FY 2025 to $721 in FY 2026 — a change of +8.7%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $721, that implies a household income of $28,840 per year (about $2,403/month) to stay affordable — a 2-bedroom at $946 pushes that threshold even higher. With a population of 15,302 and a county median household income of $53,438, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $774 · US avg: $893
$652/mo
↑ 9.2% YoY -16% vs state -27% vs US
1 Bedroom
State avg: $854 · US avg: $959
$721/mo
↑ 8.7% YoY -16% vs state -25% vs US
2 Bedroom
State avg: $1,063 · US avg: $1,175
$946/mo
↑ 8.7% YoY -11% vs state -19% vs US
3 Bedroom
State avg: $1,370 · US avg: $1,525
$1,136/mo
↑ 5.7% YoY -17% vs state -26% vs US
4 Bedroom
State avg: $1,561 · US avg: $1,756
$1,253/mo
↑ 8.7% YoY -20% vs state -29% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $597 $652 +$55 (+9.2%)
1 Bedroom $663 $721 +$58 (+8.7%)
2 Bedroom $870 $946 +$76 (+8.7%)
3 Bedroom $1,075 $1,136 +$61 (+5.7%)
4 Bedroom $1,153 $1,253 +$100 (+8.7%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$28,840
$2,403/month gross
Required annual income for 2 BR
$37,840
$3,153/month gross

Rent Burden Analysis

How much of household income goes to rent in Lawrence County. The 30% threshold indicates cost burden.

Studio
14.6%
Affordable
Need $26,080/yr for 30% rule
1 Bedroom
16.2%
Affordable
Need $28,840/yr for 30% rule
2 Bedroom
21.2%
Affordable
Need $37,840/yr for 30% rule
3 Bedroom
25.5%
Affordable
Need $45,440/yr for 30% rule
4 Bedroom
28.1%
Affordable
Need $50,120/yr for 30% rule
County median income: $53,438 · National avg burden: 21.7% ·View Illinois rent burden →

How Lawrence compares on 1-bedroom rent

1-bedroom FMR vs other Illinois counties

1BR FMR / mo

What this shows Lawrence is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $721/mo compares to Illinois salaries for popular occupations (30% rule).

Occupation IL Salary Rent Burden Verdict
Software Developers $127,770 6.8% Affordable
General & Operations Managers $101,430 8.5% Affordable
Police & Sheriff's Patrol Officers $101,530 8.5% Affordable
Electricians $96,360 9% Affordable
Registered Nurses $86,410 10% Affordable
Accountants & Auditors $79,300 10.9% Affordable
Elementary School Teachers $64,160 13.5% Affordable
Paralegals & Legal Assistants $62,290 13.9% Affordable
Heavy & Tractor-Trailer Truck Drivers $59,790 14.5% Affordable
Customer Service Representatives $44,910 19.3% Affordable
Pharmacy Technicians $44,610 19.4% Affordable
Janitors & Cleaners $37,010 23.4% Affordable
Teaching Assistants $35,780 24.2% Affordable
Retail Salespersons $34,490 25.1% Affordable
Fast Food & Counter Workers $31,900 27.1% Affordable
Salaries: BLS OES (Illinois) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Lawrence County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑8.7% $652 $721 $946
FY 2025 ↑8.0% $597 $663 $870
FY 2024 ↑4.4% $553 $614 $807
FY 2023 ↑5.2% $531 $588 $774
FY 2022 ↑5.3% $503 $559 $735
FY 2021 ↑0.2% $476 $531 $700
FY 2020 $475 $530 $698
Total change (6yr): +36.0%
Annualized: +5.3%/yr
1 BR: $530 → $721

Nearby Counties in Illinois

Largest counties by population in Illinois

Frequently Asked Questions

What is the average rent in Lawrence County?
The FY 2026 Fair Market Rent for a 1-bedroom in Lawrence County is $721 per month. A 2-bedroom is $946 and a studio is $652.
How does Lawrence County rent compare to the national average?
Rent in Lawrence County is 25% below the national average. A 1-bedroom here costs $721 compared to $959 nationally.
What income do I need to afford rent in Lawrence County?
Based on the 30% affordability rule, you need an annual income of at least $28,840 ($2,403/month) to afford a 1-bedroom at Fair Market Rent in Lawrence County.
Is rent going up or down in Lawrence County?
The 1-bedroom Fair Market Rent in Lawrence County increased by 8.7% from FY 2025 to FY 2026, going from $663 to $721.
Which jobs can afford rent in Lawrence County?
Based on Illinois BLS salary data and the 30% affordability rule, jobs like Software Developers, General and Operations Managers, Police and Sheriff's Patrol Officers can afford a 1-bedroom at $721/mo. 15 of 15 common occupations are affordable here.
How much has rent changed in Lawrence County over time?
The 1-bedroom Fair Market Rent in Lawrence County went from $530 in FY 2020 to $721 in FY 2026, a total change of +36.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Lawrence County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Lawrence County. The FY 2026 FMR of $721/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Lawrence County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Lawrence County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Lawrence County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page