County FMR · HUD FY2026
Hutchinson County Fair Market Rent
HUD's FY2026 Fair Market Rent for Hutchinson County, TX - 23% below the US average.
- $742
- 1-bedroom FMR
- $973
- 2-bedroom FMR
- +4.4%
- YoY change
- -23%
- vs US avg
The verdict
Hutchinson is the 33rd cheapest of 254 counties in Texas by 2-bedroom FMR; nationally it ranks #976 most affordable of 3,145 HUD counties.
- #976
- most affordable of 3,145 US counties (2BR)
- #33
- cheapest of 254 in Texas (2BR)
- -21%
- vs the state average
- $29,680
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (6.8%), while Fast Food and Counter Workers spend the most (33%); 13 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Hutchinson County, TX. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Hutchinson County, Texas at $742 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $973/mo and a studio is $737/mo. This is 23% lower than the national average of $959 and 21% below the Texas average of $935.
Rent increased4.4% from FY 2025 ($711), outpacing inflation. The 30% affordability floor is comparatively reachable here at $29,680/year.
FY 2026 HUD Fair Market Rents in Texas. Population: 20,595. Population declined 5.4% over the past five years (Census ACS), a trend that can ease rental-market pressure over time even as FMR reflects recent rent levels. That's slower than Texas's statewide growth of +6.3% over the same period.
What these rents mean for Hutchinson County
HUD publishes one FMR schedule per FMR area (often the county). Local housing authorities use it as the Section 8 Housing Choice Voucher payment-standard baseline. See how FMR is calculated.
According to HUD's FY 2026 Fair Market Rent schedule, Hutchinson County's 2-bedroom of $973 ranks #976 most affordable of 3,145 US counties, in the middle half of HUD counties.
This is a below-average rent market: 1-bedroom FMR is 23% under the US average of $959 and 21% below Texas's $935. HUD's 1-bedroom figure shifted from $711 (FY 2025) to $742 (FY 2026), a +4.4% move that still leaves this county below the US mid-point.
A 1-bedroom at $742 needs $29,680/year under the 30% rule against a county median of $65,470, and the median household clears that line with room to spare. A 2-bedroom at $973 is the next step up.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $707 | $737 | +$30 (+4.2%) |
| 1 Bedroom | $711 | $742 | +$31 (+4.4%) |
| 2 Bedroom | $933 | $973 | +$40 (+4.3%) |
| 3 Bedroom | $1,307 | $1,353 | +$46 (+3.5%) |
| 4 Bedroom | $1,567 | $1,632 | +$65 (+4.1%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Hutchinson County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Hutchinson sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$973 higher than 31% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Hutchinson compares on 1-bedroom rent
1-bedroom FMR vs other Texas counties
- Dallas
Dallas County
$1,648 1BR FMR / mo
- Collin
Collin County
$1,648 1BR FMR / mo
- Travis
Travis County
$1,562 1BR FMR / mo
- Tarrant
Tarrant County
$1,473 1BR FMR / mo
- Harris
Harris County
$1,323 1BR FMR / mo
- Bexar
Bexar County
$1,177 1BR FMR / mo
- Hutchinson
Hutchinson County
$742 1BR FMR / mo
What this shows Hutchinson is highlighted. Nearby Texas counties by 1-bedroom FMR, highest to lowest: Dallas County ($1,648), Collin County ($1,648), Travis County ($1,562), Tarrant County ($1,473), Harris County ($1,323), Bexar County ($1,177), Hutchinson County (this county) ($742).
Can Common Jobs Afford Rent Here?
With a below-average 1-bedroom at $742/mo, most of these Texas occupations clear, or miss, the 30% affordability line.
| Occupation | TX Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $130,500 | 6.8% | Affordable |
| General & Operations Managers | $100,290 | 8.9% | Affordable |
| Registered Nurses | $90,010 | 9.9% | Affordable |
| Accountants & Auditors | $80,000 | 11.1% | Affordable |
| Police & Sheriff's Patrol Officers | $76,350 | 11.7% | Affordable |
| Elementary School Teachers | $61,380 | 14.5% | Affordable |
| Paralegals & Legal Assistants | $59,700 | 14.9% | Affordable |
| Electricians | $56,920 | 15.6% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $53,070 | 16.8% | Affordable |
| Pharmacy Technicians | $43,920 | 20.3% | Affordable |
| Customer Service Representatives | $39,100 | 22.8% | Affordable |
| Janitors & Cleaners | $31,230 | 28.5% | Affordable |
| Retail Salespersons | $30,130 | 29.6% | Affordable |
| Teaching Assistants | $27,630 | 32.2% | Stretched |
| Fast Food & Counter Workers | $27,000 | 33% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Hutchinson County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Hutchinson (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 26.4% overall, from $587 to $742. The increases have been fairly steady year to year, with no single jump exceeding 9.5% (FY 2024).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑4.4% | $737 | $742 | $973 |
| FY 2025 ↓9.1% | $707 | $711 | $933 |
| FY 2024 ↑9.5% | $777 | $782 | $1,028 |
| FY 2023 ↑9.2% | $709 | $714 | $940 |
| FY 2022 ↑5.8% | $637 | $654 | $861 |
| FY 2021 ↑5.3% | $597 | $618 | $814 |
| FY 2020 | $573 | $587 | $773 |
Part of the Borger, TX Micro Area
Hutchinson County is a central county of the Borger, TX micropolitan statistical area.
Nearby Counties in Texas
Largest counties by population in Texas
Frequently Asked Questions
What is the average rent in Hutchinson County? ▼
How does Hutchinson County rent compare to the national average? ▼
Where does Hutchinson County rank nationally for Fair Market Rent? ▼
What income do I need to afford rent in Hutchinson County? ▼
Is rent going up or down in Hutchinson County? ▼
Which jobs can afford rent in Hutchinson County? ▼
How much has rent changed in Hutchinson County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Hutchinson County? ▼
What does Fair Market Rent mean for Hutchinson County? ▼
What this means for renters
Treat Hutchinson's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $742 implies about $29,680/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Hutchinson can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.