County FMR · HUD FY2026
Gila County Fair Market Rent
HUD's FY2026 Fair Market Rent for Gila County, AZ - 18% above the US average.
- $1,127
- 1-bedroom FMR
- $1,479
- 2-bedroom FMR
- +4.5%
- YoY change
- +18%
- vs US avg
The verdict
Gila is the 5th most expensive of 15 counties in Arizona by 2-bedroom FMR.
- #5
- most expensive of 15 in Arizona (2BR)
- -2%
- vs the state average
- $45,080
- income to afford it (30% rule)
- +4.5%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (10.5%), while Fast Food and Counter Workers spend the most (40.9%); nearby Arizona counties range as much as 50% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.
FY 2026 HUD Fair Market Rent for Gila County, AZ. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Gila County, Arizona is $1,127 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,479/mo and a studio is $1,120/mo. This is 18% higher than the national average of $959 and 2% below the Arizona average of $1,151.
Rent increased4.5% from FY 2025 ($1,078), outpacing inflation. To afford rent here, a household needs at least $45,080/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in Arizona. Population: 53,419. Population has held roughly steady over the past five years (+0.4%, Census ACS). That's slower than Arizona's statewide growth of +4.6% over the same period.
What these rents mean for Gila County
The Gila County FMR area applies to all ZIP codes inside the county boundary, and Arizona's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Compared to the rest of the country, a 1-bedroom here is 18% above the US average of $959 and 2% lower than the Arizona state average of $1,151. Year-over-year, the 1-bedroom FMR moved from$1,078 in FY 2025 to $1,127 in FY 2026 - a change of +4.5%, which outpaces typical consumer inflation.
At the FY 2026 1-bedroom FMR of $1,127, affording it under the 30%-of-income rule takes $45,080 per year (about $3,757/month) in household income, and a 2-bedroom at $1,479 pushes that threshold even higher. With a population of 53,419 and a county median household income of $59,089, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $966 | $1,120 | +$154 (+15.9%) |
| 1 Bedroom | $1,078 | $1,127 | +$49 (+4.5%) |
| 2 Bedroom | $1,409 | $1,479 | +$70 (+5.0%) |
| 3 Bedroom | $1,925 | $1,871 | $-54 (-2.8%) |
| 4 Bedroom | $2,004 | $2,170 | +$166 (+8.3%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Gila County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Gila County 2-bedroom rent burden
Where Gila sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,479 Top 15% higher than 85% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Gila compares on 1-bedroom rent
1-bedroom FMR vs other Arizona counties
- Maricopa
Maricopa County
$1,583 1BR FMR / mo
- Pinal
Pinal County
$1,583 1BR FMR / mo
- Yavapai
Yavapai County
$1,309 1BR FMR / mo
- Gila
Gila County
$1,127 1BR FMR / mo
- Pima
Pima County
$1,081 1BR FMR / mo
- Mohave
Mohave County
$1,060 1BR FMR / mo
- Yuma
Yuma County
$1,053 1BR FMR / mo
What this shows Gila is highlighted. Nearby Arizona counties by 1-bedroom FMR, highest to lowest: Maricopa County ($1,583), Pinal County ($1,583), Yavapai County ($1,309), Gila County (this county) ($1,127), Pima County ($1,081), Mohave County ($1,060), Yuma County ($1,053).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $1,127/mo compares to Arizona salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | AZ Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $128,690 | 10.5% | Affordable |
| Registered Nurses | $96,890 | 14% | Affordable |
| General & Operations Managers | $90,000 | 15% | Affordable |
| Police & Sheriff's Patrol Officers | $79,370 | 17% | Affordable |
| Accountants & Auditors | $78,620 | 17.2% | Affordable |
| Paralegals & Legal Assistants | $61,220 | 22.1% | Affordable |
| Electricians | $59,480 | 22.7% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $53,690 | 25.2% | Affordable |
| Elementary School Teachers | $50,980 | 26.5% | Affordable |
| Pharmacy Technicians | $47,620 | 28.4% | Affordable |
| Customer Service Representatives | $43,440 | 31.1% | Stretched |
| Janitors & Cleaners | $36,140 | 37.4% | Stretched |
| Retail Salespersons | $35,320 | 38.3% | Stretched |
| Teaching Assistants | $34,550 | 39.1% | Stretched |
| Fast Food & Counter Workers | $33,060 | 40.9% | Stretched |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Gila County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Gila (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 61.0% overall, from $700 to $1,127. Most of that movement was gradual except for a single sharp jump of +14.8% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑4.5% | $1,120 | $1,127 | $1,479 |
| FY 2025 ↑12.3% | $966 | $1,078 | $1,409 |
| FY 2024 ↑14.8% | $855 | $960 | $1,262 |
| FY 2023 ↑6.5% | $830 | $836 | $1,100 |
| FY 2022 ↑7.8% | $780 | $785 | $1,033 |
| FY 2021 ↑4.0% | $723 | $728 | $959 |
| FY 2020 | $697 | $700 | $922 |
Part of the Payson, AZ Micro Area
Gila County is a central county of the Payson, AZ micropolitan statistical area.
Nearby Counties in Arizona
Largest counties by population in Arizona
Frequently Asked Questions
What is the average rent in Gila County? ▼
How does Gila County rent compare to the national average? ▼
What income do I need to afford rent in Gila County? ▼
Is rent going up or down in Gila County? ▼
Which jobs can afford rent in Gila County? ▼
How much has rent changed in Gila County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Gila County? ▼
What does Fair Market Rent mean for Gila County? ▼
What this means for renters
Treat Gila's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,127 implies about $45,080/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Gila can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.