County FMR · HUD FY2026

Gila County Fair Market Rent

HUD's FY2026 Fair Market Rent for Gila County, AZ - 18% above the US average.

$1,127
1-bedroom FMR
$1,479
2-bedroom FMR
+4.5%
YoY change
+18%
vs US avg

The verdict

Gila is the 5th most expensive of 15 counties in Arizona by 2-bedroom FMR; nationally it ranks #472 most expensive of 3,145 HUD counties.

#472
most expensive of 3,145 US counties (2BR)
#5
most expensive of 15 in Arizona (2BR)
-2%
vs the state average
$45,080
income to afford it (30% rule)

Software Developers spend the smallest share of income on rent here (10.5%), while Fast Food and Counter Workers spend the most (40.9%); nearby Arizona counties range as much as 50% apart in 1-bedroom FMR, so the county line itself can matter for renters comparing options.

FY 2026 HUD Fair Market Rent for Gila County, AZ. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Gila County, Arizona is $1,127 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,479/mo and a studio is $1,120/mo. This is 18% higher than the national average of $959 and 2% below the Arizona average of $1,151.

Rent increased4.5% from FY 2025 ($1,078), outpacing inflation. A household needs about $45,080/year to stay under the 30% rent-to-income line.

Observed renter burden: 40.1% of the 5,309 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.

FY 2026 HUD Fair Market Rents in Arizona. Population: 53,419. Population has held roughly steady over the past five years (+0.4%, Census ACS). That's slower than Arizona's statewide growth of +4.6% over the same period.

FMR filing desk

Area GILA·COUNTY·AZ·AZ

Gila County, AZ: $1,127/mo 1BR · #472 of 3145 counties (2BR) · FY2026

  • FMR-AREA AZ
  • 1BR-FMR $1,127
  • 2BR-FMR $1,479
  • RANK-MID #472
  • YOY-UP +4.5%
  • VSUS-ABOVE +18%
  • VS-ST-NEAR -2% AZ
  • INC-MID 23%
  • POP-MID 53K
  • PHOTO-NEAR Maricopa County
  • VOUCH-90-110 $1,014–$1,240
  • FY-2026 FY2026

Photo-finish peer: Maricopa ($456 1BR gap)

Read with: Understanding rent burden

Fair Market Rents (2026)

Studio
State avg: $1,053 · US avg: $893
$1,120/mo
↑ 15.9% YoY +6% vs state +25% vs US
1 Bedroom
State avg: $1,151 · US avg: $959
$1,127/mo
↑ 4.5% YoY -2% vs state +18% vs US
2 Bedroom
State avg: $1,419 · US avg: $1,175
$1,479/mo
↑ 5.0% YoY +4% vs state +26% vs US
3 Bedroom
State avg: $1,889 · US avg: $1,525
$1,871/mo
↓ 2.8% YoY -1% vs state +23% vs US
4 Bedroom
State avg: $2,158 · US avg: $1,756
$2,170/mo
↑ 8.3% YoY +1% vs state +24% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $966
$1,120
+$154 (+15.9%)
1 Bedroom $1,078
$1,127
+$49 (+4.5%)
2 Bedroom $1,409
$1,479
+$70 (+5.0%)
3 Bedroom $1,925
$1,871
$-54 (-2.8%)
4 Bedroom $2,004
$2,170
+$166 (+8.3%)

Rent Burden Analysis

How much of household income goes to rent in Gila County. The 30% threshold indicates cost burden.

Studio
22.7%
Affordable
Need $44,800/yr for 30% rule
1 Bedroom
22.9%
Affordable
Need $45,080/yr for 30% rule
2 Bedroom
30%
Affordable
Need $59,160/yr for 30% rule
3 Bedroom
38%
Burdened
Need $74,840/yr for 30% rule
4 Bedroom
44.1%
Burdened
Need $86,800/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%30%
Gila County 2-bedroom rent burden
County median income: $59,089 · National avg burden: 21.7% ·View Arizona rent burden →

Where Gila sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,479 Top 15% higher than 85% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). Below this entry. $1,400–$1,600: 181 counties (6%). This entry sits in this band. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Gila compares on 1-bedroom rent

1-bedroom FMR vs other Arizona counties

1BR FMR / mo

What this shows Gila is highlighted. Nearby Arizona counties by 1-bedroom FMR, highest to lowest: Maricopa County ($1,583), Pinal County ($1,583), Yavapai County ($1,309), Gila County (this county) ($1,127), Pima County ($1,081), Mohave County ($1,060), Yuma County ($1,053).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

Against a high local FMR of $1,127/mo, which of 15 common occupations still clear the 30% line using Arizona BLS wages?

Occupation AZ Salary Rent Burden Verdict
Software Developers $128,690 10.5% Affordable
Registered Nurses $96,890 14% Affordable
General & Operations Managers $90,000 15% Affordable
Police & Sheriff's Patrol Officers $79,370 17% Affordable
Accountants & Auditors $78,620 17.2% Affordable
Paralegals & Legal Assistants $61,220 22.1% Affordable
Electricians $59,480 22.7% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,690 25.2% Affordable
Elementary School Teachers $50,980 26.5% Affordable
Pharmacy Technicians $47,620 28.4% Affordable
Customer Service Representatives $43,440 31.1% Stretched
Janitors & Cleaners $36,140 37.4% Stretched
Retail Salespersons $35,320 38.3% Stretched
Teaching Assistants $34,550 39.1% Stretched
Fast Food & Counter Workers $33,060 40.9% Stretched
Salaries: BLS OES (Arizona) median · 30% = affordable threshold · Try the salary calculator →

Rent Trends (2020–2026)

7-year Fair Market Rent history for Gila County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Gila (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 61.0% overall, from $700 to $1,127. Most of that movement was gradual except for a single sharp jump of +14.8% in FY 2024, well above this county's typical year-to-year change.

$600$700$800$900$1,000$1,100$1,200 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,127
Gila County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑4.5% $1,120 $1,127 $1,479
FY 2025 ↑12.3% $966 $1,078 $1,409
FY 2024 ↑14.8% $855 $960 $1,262
FY 2023 ↑6.5% $830 $836 $1,100
FY 2022 ↑7.8% $780 $785 $1,033
FY 2021 ↑4.0% $723 $728 $959
FY 2020 $697 $700 $922
Total change (6yr): +61.0%
Annualized: +8.3%/yr
1 BR: $700 → $1,127

Part of the Payson, AZ Micro Area

Gila County is a central county of the Payson, AZ micropolitan statistical area.

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Gila County, both outside Arizona so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Similar 2-bedroom FMR

Nearest HUD 2BR Fair Market Rents outside AZ (FY2026).

Lincoln County
OR · 2 BR $1,480/mo
Washington County
VT · 2 BR $1,482/mo
Kern County
CA · 2 BR $1,483/mo
Grand County
CO · 2 BR $1,475/mo

Similar rent burden

Nearest 2BR FMR as a share of median household income (outside AZ).

Alachua County
FL · 30% of income · 2 BR $1,493/mo
Grand County
UT · 30% of income · 2 BR $1,564/mo
Brooks County
GA · 30% of income · 2 BR $1,192/mo
Madison County
AR · 30% of income · 2 BR $1,347/mo

Nearby Counties in Arizona

Largest counties by population in Arizona

Showing the 8 largest of 14 other counties in Arizona.

Maricopa County
1 BR: $1,583/mo Pop: 4,430,871
Pima County
1 BR: $1,081/mo Pop: 1,042,393
Pinal County
1 BR: $1,583/mo Pop: 433,338
Yavapai County
1 BR: $1,309/mo Pop: 237,830
Mohave County
1 BR: $1,060/mo Pop: 214,229
Yuma County
1 BR: $1,053/mo Pop: 204,374
Coconino County
1 BR: $1,727/mo Pop: 144,705
Cochise County
1 BR: $1,111/mo Pop: 125,504
View all counties in Arizona →

Frequently Asked Questions

What is the average rent in Gila County? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Gila County is $1,127 per month. A 2-bedroom is $1,479 and a studio is $1,120.
How does Gila County rent compare to the national average? ▼
Rent in Gila County is 18% above the national average. A 1-bedroom here costs $1,127 compared to $959 nationally.
Where does Gila County rank nationally for Fair Market Rent? ▼
According to HUD's FY 2026 Fair Market Rent schedule, Gila County's 2-bedroom FMR of $1,479 ranks #472 most expensive among 3,145 HUD counties, placing it in the upper-rent quarter of HUD counties.
What income do I need to afford rent in Gila County? ▼
Based on the 30% affordability rule, you need an annual income of at least $45,080 ($3,757/month) to afford a 1-bedroom at Fair Market Rent in Gila County.
Is rent going up or down in Gila County? ▼
The 1-bedroom Fair Market Rent in Gila County increased by 4.5% from FY 2025 to FY 2026, going from $1,078 to $1,127.
Which jobs can afford rent in Gila County? ▼
Based on Arizona BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $1,127/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Gila County over time? ▼
The 1-bedroom Fair Market Rent in Gila County went from $700 in FY 2020 to $1,127 in FY 2026, a total change of +61.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Gila County? ▼
In Gila County, the FY 2026 FMR of $1,127/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Gila County? ▼
For Gila County, it's the specific 40th-percentile rent HUD publishes each year ($1,127/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page
  • HUD Fair Market Rents (FMR) - county-level fair-market rent estimates by bedroom count. huduser.gov/datasets/fmr
  • HUD Income Limits - area median income for affordability calculations. huduser.gov/datasets/il
  • HUD Comprehensive Housing Affordability Strategy (CHAS) - rent burden and housing-cost distribution. huduser.gov/datasets/cp
  • U.S. Census Bureau ACS - county and metro housing characteristics + median rent. census.gov/programs-surveys/acs
  • BLS Consumer Price Index, Rent of Primary Residence - rent inflation by metro. bls.gov/cpi
  • IRS Migration Data (SOI) - interstate migration aggregates affecting county demand. irs.gov/statistics/migration
  • BLS Occupational Employment and Wage Statistics - state-level median wages by occupation, used for job affordability analysis. bls.gov/oes

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.