County FMR · HUD FY2026

Clearwater County Fair Market Rent

HUD's FY2026 Fair Market Rent for Clearwater County, ID — 14% below the US average.

$821
1-bedroom FMR
$1,077
2-bedroom FMR
+11.2%
YoY change
-14%
vs US avg

FY 2026 HUD Fair Market Rent for Clearwater County, ID. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Clearwater County, Idaho is $821 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,077/mo and a studio is $815/mo.

This is 14% lower than the national average of $959 and 14% below the Idaho average of $950. Rent increased11.2% from FY 2025 ($738), outpacing inflation. To afford rent here, a household needs at least $32,840/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Idaho. Population: 8,810.

What these rents mean for Clearwater County

HUD's FY 2026 Fair Market Rent schedule sets the Clearwater County Idaho 1-bedroom at $821, with a studio at $815, 2-bedroom at $1,077, 3-bedroom at $1,498, and 4-bedroom at $1,807. These figures represent the 40th percentile of gross rents — meaning 60% of standard-quality rental units in this HUD area cost more. The Clearwater County FMR area applies to all ZIP codes inside the county boundary, and Idaho's housing authorities use it as the baseline when setting Section 8 Housing Choice Voucher payment standards (typically 90%–110% of FMR).

Compared to the rest of the country, a 1-bedroom here is 14% below the US average of $959 and 14% lower than the Idaho state average of $950. Year-over-year, the 1-bedroom FMR moved from $738 in FY 2025 to $821 in FY 2026 — a change of +11.2%, which outpaces typical consumer inflation.

For budgeting, the traditional 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $821, that implies a household income of $32,840 per year (about $2,737/month) to stay affordable — a 2-bedroom at $1,077 pushes that threshold even higher. With a population of 8,810 and a county median household income of $57,961, the arithmetic here directly shapes which wage earners can rent without being cost-burdened. Rent-burdened households (paying more than 30% of income) and severely burdened households (above 50%) face a sharply higher risk of housing instability, and this county's numbers set the benchmark for assessing that risk.

Fair Market Rents (2026)

Studio
State avg: $898 · US avg: $893
$815/mo
↑ 11.2% YoY -9% vs state -9% vs US
1 Bedroom
State avg: $950 · US avg: $959
$821/mo
↑ 11.2% YoY -14% vs state -14% vs US
2 Bedroom
State avg: $1,173 · US avg: $1,175
$1,077/mo
↑ 11.3% YoY -8% vs state -8% vs US
3 Bedroom
State avg: $1,619 · US avg: $1,525
$1,498/mo
↑ 10.6% YoY -7% vs state -2% vs US
4 Bedroom
State avg: $1,949 · US avg: $1,756
$1,807/mo
↑ 11.1% YoY -7% vs state +3% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $733 $815 +$82 (+11.2%)
1 Bedroom $738 $821 +$83 (+11.2%)
2 Bedroom $968 $1,077 +$109 (+11.3%)
3 Bedroom $1,354 $1,498 +$144 (+10.6%)
4 Bedroom $1,626 $1,807 +$181 (+11.1%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$32,840
$2,737/month gross
Required annual income for 2 BR
$43,080
$3,590/month gross

Rent Burden Analysis

How much of household income goes to rent in Clearwater County. The 30% threshold indicates cost burden.

Studio
16.9%
Affordable
Need $32,600/yr for 30% rule
1 Bedroom
17%
Affordable
Need $32,840/yr for 30% rule
2 Bedroom
22.3%
Affordable
Need $43,080/yr for 30% rule
3 Bedroom
31%
Burdened
Need $59,920/yr for 30% rule
4 Bedroom
37.4%
Burdened
Need $72,280/yr for 30% rule
County median income: $57,961 · National avg burden: 21.7% ·View Idaho rent burden →

How Clearwater compares on 1-bedroom rent

1-bedroom FMR vs other Idaho counties

1BR FMR / mo

What this shows Clearwater is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $821/mo compares to Idaho salaries for popular occupations (30% rule).

Occupation ID Salary Rent Burden Verdict
Software Developers $107,900 9.1% Affordable
Registered Nurses $86,100 11.4% Affordable
General & Operations Managers $76,480 12.9% Affordable
Police & Sheriff's Patrol Officers $66,150 14.9% Affordable
Accountants & Auditors $64,840 15.2% Affordable
Electricians $60,670 16.2% Affordable
Elementary School Teachers $59,620 16.5% Affordable
Paralegals & Legal Assistants $54,020 18.2% Affordable
Heavy & Tractor-Trailer Truck Drivers $53,260 18.5% Affordable
Pharmacy Technicians $45,210 21.8% Affordable
Customer Service Representatives $39,420 25% Affordable
Janitors & Cleaners $35,360 27.9% Affordable
Retail Salespersons $33,400 29.5% Affordable
Teaching Assistants $29,840 33% Stretched
Fast Food & Counter Workers $28,450 34.6% Stretched
Salaries: BLS OES (Idaho) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Clearwater County. Shows how HUD rental rates have changed over time.

Year Studio 1 BR 2 BR
FY 2026 ↑11.2% $815 $821 $1,077
FY 2025 ↓2.0% $733 $738 $968
FY 2024 ↑10.7% $726 $753 $989
FY 2023 ↑6.9% $675 $680 $895
FY 2022 ↑4.8% $632 $636 $837
FY 2021 ↑2.0% $603 $607 $800
FY 2020 $577 $595 $783
Total change (6yr): +38.0%
Annualized: +5.5%/yr
1 BR: $595 → $821

Nearby Counties in Idaho

Largest counties by population in Idaho

Frequently Asked Questions

What is the average rent in Clearwater County?
The FY 2026 Fair Market Rent for a 1-bedroom in Clearwater County is $821 per month. A 2-bedroom is $1,077 and a studio is $815.
How does Clearwater County rent compare to the national average?
Rent in Clearwater County is 14% below the national average. A 1-bedroom here costs $821 compared to $959 nationally.
What income do I need to afford rent in Clearwater County?
Based on the 30% affordability rule, you need an annual income of at least $32,840 ($2,737/month) to afford a 1-bedroom at Fair Market Rent in Clearwater County.
Is rent going up or down in Clearwater County?
The 1-bedroom Fair Market Rent in Clearwater County increased by 11.2% from FY 2025 to FY 2026, going from $738 to $821.
Which jobs can afford rent in Clearwater County?
Based on Idaho BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $821/mo. 13 of 15 common occupations are affordable here.
How much has rent changed in Clearwater County over time?
The 1-bedroom Fair Market Rent in Clearwater County went from $595 in FY 2020 to $821 in FY 2026, a total change of +38.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Clearwater County?
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in Clearwater County. The FY 2026 FMR of $821/mo for a 1-bedroom sets the baseline — local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for Clearwater County?
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for Clearwater County. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.

Rental Guides

Explore more rent data

More HUD Fair Market Rent tools and rankings for Clearwater County and beyond.

Data Sources

Primary source: U.S. Department of Housing and Urban Development (HUD), FY 2026 Fair Market Rents. FMRs represent the 40th percentile of gross rents for standard quality units in each area.

Affordability data: Income-to-rent ratios calculated using the 30% affordability standard. Population and income data from U.S. Census Bureau American Community Survey (ACS) estimates.

Salary data: Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics, used for job affordability analysis.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page