Clay County
FY 2026 HUD Fair Market Rents in North Carolina. Population: 11,186.
Fair Market Rents (2026)
Studio
National avg: $893
$878/mo
↑ 2.6% YoY
-2% vs US
1 Bedroom
National avg: $959
$948/mo
↑ 2.9% YoY
-1% vs US
2 Bedroom
National avg: $1,175
$1,039/mo
↑ 1.9% YoY
-12% vs US
3 Bedroom
National avg: $1,525
$1,429/mo
↑ 5.3% YoY
-6% vs US
4 Bedroom
National avg: $1,756
$1,561/mo
↑ 1.8% YoY
-11% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $856 | $878 | +$22 (+2.6%) |
| 1 Bedroom | $921 | $948 | +$27 (+2.9%) |
| 2 Bedroom | $1,020 | $1,039 | +$19 (+1.9%) |
| 3 Bedroom | $1,357 | $1,429 | +$72 (+5.3%) |
| 4 Bedroom | $1,533 | $1,561 | +$28 (+1.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$37,920
$3,160/month gross
Required annual income for 2 BR
$41,560
$3,463/month gross
Other Counties in North Carolina
Gaston County
1 BR: $1,538/mo
Edgecombe County
1 BR: $918/mo
Hoke County
1 BR: $761/mo
Caldwell County
1 BR: $908/mo
Johnston County
1 BR: $1,596/mo
Buncombe County
1 BR: $1,429/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.