FY 2026 HUD SAFMR Yavapai +61% vs US

ZIP HUD FMR profile

86351 Sedona, AZ Fair Market Rent

FY 2026 HUD Small Area FMR for ZIP 86351 (Prescott Valley-Prescott, AZ MSA). ZIP-specific schedule - not county-wide FMR, not current asking rent.

$1,540
1-bedroom SAFMR / mo
+61%
vs US average
$61,600
Income needed (30% rule)

Sedona, AZ — Yavapai. Population: 6,349 (Census). FY 2026 HUD Small Area FMR.

How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 86351 uses the FY 2026 SAFMR for Prescott Valley-Prescott, AZ MSA ($1,540 1BR). The county-wide FMR schedule for Yavapai may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.

The displayed HUD FMR for ZIP 86351 (Sedona) is 61% above the national average and 34% above the state average. A 1-bedroom benchmark is $1,540/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $61,600/year to afford a 1-bedroom at this FMR (30% rule).

What the FMR for ZIP 86351 actually means

HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 86351 (Sedona, AZ) is covered by Prescott Valley-Prescott, AZ MSA, so FY 2026 figures here are ZIP-specific: $1,540 for a 1-bedroom, studio $1,330, 2-bedroom $1,930, 3-bedroom $2,680, and 4-bedroom $2,940. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.

Because this page uses SAFMR, nearby ZIPs in Yavapai can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 61% above the US average of $959, and 34% above the AZ state average of $1,151.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,540, that implies a household income of $61,600 per year (about $5,133/month) to avoid being cost-burdened, a 2-bedroom at $1,930 lifts that threshold higher still. ZIP 86351 has a population of 6,349 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).

Fair Market Rents (2026)

Studio
State avg: $1,053 · US avg: $893
$1,330/mo
↑ 20.8% YoY +26% vs state +49% vs US
1 Bedroom
State avg: $1,151 · US avg: $959
$1,540/mo
↑ 19.1% YoY +34% vs state +61% vs US
2 Bedroom
State avg: $1,419 · US avg: $1,175
$1,930/mo
↑ 20.2% YoY +36% vs state +64% vs US
3 Bedroom
State avg: $1,889 · US avg: $1,525
$2,680/mo
↑ 20.9% YoY +42% vs state +76% vs US
4 Bedroom
State avg: $2,158 · US avg: $1,756
$2,940/mo
↑ 15.4% YoY +36% vs state +67% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$61,600
$5,133/month gross
Required annual income for 2 BR
$77,200
$6,433/month gross

County Information

ZIP 86351 is in Yavapai. HUD sets Fair Market Rents at the county level, so all ZIP codes within Yavapai share the same FMR.

Nearby ZIP Codes in Yavapai

Frequently Asked Questions

What is the HUD Fair Market Rent for ZIP code 86351?
The FY 2026 HUD Small Area FMR for a 1-bedroom in ZIP 86351 (Sedona, AZ) is $1,540 per month. A 2-bedroom is $1,930 and a studio is $1,330. These are ZIP-level SAFMR figures from HUD for Prescott Valley-Prescott, AZ MSA, not asking rents.
How does the FMR in 86351 compare to the national average?
The displayed 1-bedroom FMR for ZIP 86351 is 61% above the national average ($1,540 vs $959).
What income do I need to afford the FMR in 86351?
Based on the 30% affordability rule, you need an annual income of at least $61,600 to afford a 1-bedroom at the displayed HUD FMR in ZIP 86351 (Sedona, AZ).
What county is ZIP code 86351 in?
ZIP 86351 is in Yavapai, AZ. This page uses HUD's Small Area FMR for the ZIP (Prescott Valley-Prescott, AZ MSA), which can differ from the county-wide FMR schedule.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.