FY 2026 HUD FMR Harris +38% vs US

ZIP rent profile

77502 Pasadena, TX Fair Market Rent

FY 2026 HUD Fair Market Rent for ZIP 77502 in Harris, based on the county-level FMR schedule.

$1,323
1-bedroom FMR / mo
+38%
vs US average
$52,920
Income needed (30% rule)

Pasadena, TX — Harris. Population: 37,995 (Census). FY 2026 HUD Fair Market Rents.

How this rate was derived: HUD publishes Fair Market Rent at the county level - not per ZIP code. ZIP 77502 is shown here with the FMR for Harris, TX, the HUD-defined area it belongs to. Apartments in this ZIP may rent above or below the FMR, which represents HUD's 40th-percentile gross-rent estimate for the FMR area.

Rent in ZIP 77502 (Pasadena) is 38% above the national average and 41% above the state average. A 1-bedroom costs $1,323/mo compared to $959 nationally. FMR is based on Harris rates set by HUD. You need at least $52,920/year to afford a 1-bedroom here (30% rule).

What rent in ZIP 77502 actually means

HUD does not publish Fair Market Rents at the ZIP code level, it publishes them per FMR area, which is either a metropolitan statistical area or a non-metro county. ZIP 77502 (Pasadena, TX) sits inside Harris, so HUD's FY 2026 FMR for this ZIP is the county FMR: $1,323 for a 1-bedroom, with a studio at $1,280, 2-bedroom at $1,573, 3-bedroom at $2,116, and 4-bedroom at $2,639. These figures represent the 40th percentile of gross rents (including utilities except telephone), meaning roughly 60% of standard-quality units in the FMR area rent for more. Section 8 Housing Choice Voucher payment standards are set between 90% and 110% of this FMR.

Because HUD uses county-level FMR, every ZIP inside Harris shares the same baseline, a wealthy ZIP and a lower-cost ZIP in the same county will both show identical HUD figures even when street-level market rents differ substantially. Some metro areas participate in HUD's Small Area FMR program, which replaces a single metro FMR with ZIP-specific FMRs to give voucher holders access to higher-opportunity neighborhoods; if ZIP 77502 falls inside a SAFMR metro, its effective payment standard may differ. Against the national benchmark the 1-bedroom FMR here is 38% above the US average of $959, and 41% above the TX state average of $935. Year-over-year, the 1-bedroom moved up3.4% from FY 2025 ($1,279) to FY 2026.

For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,323, that implies a household income of $52,920 per year (about $4,410/month) to avoid being cost-burdened, a 2-bedroom at $1,573 lifts that threshold higher still. ZIP 77502 has a population of 37,995 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%). For renters comparing ZIP codes inside Harris, FMR will be identical, the real variation comes from school quality, commute, and private-market premiums not captured in HUD data.

Fair Market Rents (2026)

Studio
State avg: $887 · US avg: $893
$1,280/mo
↑ 4.4% YoY +44% vs state +43% vs US
1 Bedroom
State avg: $935 · US avg: $959
$1,323/mo
↑ 3.4% YoY +41% vs state +38% vs US
2 Bedroom
State avg: $1,149 · US avg: $1,175
$1,573/mo
↑ 2.9% YoY +37% vs state +34% vs US
3 Bedroom
State avg: $1,497 · US avg: $1,525
$2,116/mo
↑ 3.8% YoY +41% vs state +39% vs US
4 Bedroom
State avg: $1,733 · US avg: $1,756
$2,639/mo
↑ 2.8% YoY +52% vs state +50% vs US

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$52,920
$4,410/month gross
Required annual income for 2 BR
$62,920
$5,243/month gross

County Information

ZIP 77502 is in Harris. HUD sets Fair Market Rents at the county level, so all ZIP codes within Harris share the same FMR.

Nearby ZIP Codes in Harris

Frequently Asked Questions

What is the rent for ZIP code 77502?
The FY 2026 Fair Market Rent for a 1-bedroom in ZIP 77502 (Pasadena, TX) is $1,323 per month. A 2-bedroom is $1,573 and a studio is $1,280. These rates are based on Harris data from HUD.
How does rent in 77502 compare to the national average?
Rent in ZIP 77502 is 38% above the national average. A 1-bedroom here costs $1,323 compared to $959 nationally.
What income do I need to afford rent in 77502?
Based on the 30% affordability rule, you need an annual income of at least $52,920 to afford a 1-bedroom at Fair Market Rent in ZIP 77502 (Pasadena, TX).
What county is ZIP code 77502 in?
ZIP code 77502 is located in Harris, TX. Fair Market Rents are set at the county level by HUD, so all ZIP codes in Harris share the same FMR rates.

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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.