ZIP HUD FMR profile
75755 Big Sandy, TX Fair Market Rent
FY 2026 HUD Small Area FMR for ZIP 75755 (Wood County, TX). ZIP-specific schedule - not county-wide FMR, not current asking rent.
- $960
- 1-bedroom SAFMR / mo
- +0%
- vs US average
- $38,400
- Income needed (30% rule)
Big Sandy, TX — Upshur. Population: 5,719 (Census). FY 2026 HUD Small Area FMR.
How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 75755 uses the FY 2026 SAFMR for Wood County, TX ($960 1BR). The county-wide FMR schedule for Upshur may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.
The displayed HUD FMR for ZIP 75755 (Big Sandy) is 0% above the national average and 3% above the state average. A 1-bedroom benchmark is $960/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $38,400/year to afford a 1-bedroom at this FMR (30% rule).
What the FMR for ZIP 75755 actually means
HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 75755 (Big Sandy, TX) is covered by Wood County, TX, so FY 2026 figures here are ZIP-specific: $960 for a 1-bedroom, studio $950, 2-bedroom $1,140, 3-bedroom $1,520, and 4-bedroom $1,610. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.
Because this page uses SAFMR, nearby ZIPs in Upshur can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 0% above the US average of $959, and 3% above the TX state average of $935.
For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $960, that implies a household income of $38,400 per year (about $3,200/month) to avoid being cost-burdened, a 2-bedroom at $1,140 lifts that threshold higher still. ZIP 75755 has a population of 5,719 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).
Fair Market Rents (2026)
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
County Information
ZIP 75755 is in Upshur. HUD sets Fair Market Rents at the county level, so all ZIP codes within Upshur share the same FMR.
Nearby ZIP Codes in Upshur
Frequently Asked Questions
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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.
Read our methodology - how this data is sourced, computed, and verified.