ZIP HUD FMR profile
13680 Rensselaer Falls, NY Fair Market Rent
FY 2026 HUD Small Area FMR for ZIP 13680 (St. Lawrence County, NY). ZIP-specific schedule - not county-wide FMR, not current asking rent.
- $780
- 1-bedroom SAFMR / mo
- -19%
- vs US average
- $31,200
- Income needed (30% rule)
Rensselaer Falls, NY — St. Lawrence. Population: 1,244 (Census). FY 2026 HUD Small Area FMR.
How this rate was derived: HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 13680 uses the FY 2026 SAFMR for St. Lawrence County, NY ($780 1BR). The county-wide FMR schedule for St. Lawrence may differ; this page prefers the ZIP-specific SAFMR. Apartments may rent above or below FMR, which is HUD's 40th-percentile gross-rent estimate, not live asking rent.
The displayed HUD FMR for ZIP 13680 (Rensselaer Falls) is 19% below the national average and 41% below the state average. A 1-bedroom benchmark is $780/mo compared to $959 nationally. Source: HUD Small Area FMR. You need at least $31,200/year to afford a 1-bedroom at this FMR (30% rule).
What the FMR for ZIP 13680 actually means
HUD publishes Small Area Fair Market Rents at the ZIP code level for designated metros. ZIP 13680 (Rensselaer Falls, NY) is covered by St. Lawrence County, NY, so FY 2026 figures here are ZIP-specific: $780 for a 1-bedroom, studio $710, 2-bedroom $1,030, 3-bedroom $1,230, and 4-bedroom $1,360. These are 40th-percentile gross rents (utilities except telephone), not live asking rents. Housing Choice Voucher payment standards are typically set between 90% and 110% of the applicable FMR/SAFMR.
Because this page uses SAFMR, nearby ZIPs in St. Lawrence can show different bedroom figures. Against the national benchmark the 1-bedroom SAFMR here is 19% below the US average of $959, and 41% below the NY state average of $1,315.
For budgeting, the 30% affordability rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $780, that implies a household income of $31,200 per year (about $2,600/month) to avoid being cost-burdened, a 2-bedroom at $1,030 lifts that threshold higher still. ZIP 13680 has a population of 1,244 residents, so the gap between these FMR figures and local wages shapes how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%).
Fair Market Rents (2026)
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
County Information
ZIP 13680 is in St. Lawrence. HUD sets Fair Market Rents at the county level, so all ZIP codes within St. Lawrence share the same FMR.
Nearby ZIP Codes in St. Lawrence
Frequently Asked Questions
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Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. ZIP-to-county mapping from U.S. Census Bureau. FMRs are set at the county or metro level; individual ZIP code rents may vary.
Read our methodology - how this data is sourced, computed, and verified.