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Metro FMR · CBSA 49020 · HUD FY2026
Winchester, VA-WV MSA Fair Market Rent
HUD's FY2026 Fair Market Rent for the Winchester, VA-WV MSA metro area - 31% above the US average.
- $1,255
- 1-bedroom FMR
- $1,573
- 2-bedroom FMR
- +0.2%
- YoY change
- +31%
- vs US avg
The verdict
A 2-bedroom in the Winchester, VA-WV MSA area rents at $1,573 under HUD's FY2026 Fair Market Rent - 34% above the US average, higher than 73% of the 387 metro areas HUD tracks.
- #104
- priciest of 387 US metros (2BR)
- +34%
- vs the US 2-bedroom average
- $62,920
- income to afford it (30% rule)
- +0.2%
- 1BR change, FY2025→2026
FY 2026 HUD Fair Market Rents for the Winchester, VA-WV MSA metro area. Population: 143,385. Verify with HUD →
What these rents mean for the Winchester, VA-WV MSA metro
HUD's FY 2026 Fair Market Rent schedule sets the Winchester, VA-WV MSA Metro Area (CBSA 49020) 1-bedroom at $1,255, with a studio at $1,133, 2-bedroom at $1,573, 3-bedroom at $1,965, and 4-bedroom at $2,639. These are the 40th percentile of gross rents, utilities included, excluding telephone, meaning roughly 60% of standard-quality rentals in the metro cost more. Because HUD treats a metropolitan statistical area as a single rent market, every county inside the Winchester, VA-WV MSA CBSA shares these FMR figures, and local housing authorities use them to set Section 8 Housing Choice Voucher payment standards (typically between 90% and 110% of FMR).
Against the national benchmark, a 1-bedroom in Winchester, VA-WV MSA is 31% above the US 1-bedroom FMR of $959. Year-over-year the 1-bedroom FMR shifted from $1,253 in FY 2025 to $1,255 in FY 2026 - a change of +0.2%, which tracks roughly with broader price growth. Metro-level FMRs often diverge from the rents listed for any single suburb, so renters should view this as the HUD ceiling, not a street-level market rate.
For affordability, the 30% rule says rent should not exceed 30% of gross household income. At the FY 2026 1-bedroom FMR of $1,255, that implies a household income of $50,200 per year (about $4,183/month) - a 2-bedroom at $1,573 raises that income floor further. With a metro population of 143,385 and a median household income of $82,413, the gap between FMR and local wages determines how many households qualify as rent-burdened (paying more than 30% of income) or severely burdened (above 50%). Metro FMR also anchors the Small Area FMR program, which sets ZIP-level payment standards in designated metros to expand voucher choice into higher-opportunity neighborhoods.
Where Winchester sits among every US metro
2-bedroom Fair Market Rent vs. all 387 HUD metro areas
$1,573 Top 27% higher than 73% of 387 metro areas
Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
Fair Market Rents by bedroom (2026)
HUD's FY2026 ceiling for each unit size, with the year-over-year change and how it compares to the US average.
Studio
$1,133
US avg $893
↑3.5% YoY
+27% vs US
1 Bedroom
$1,255
US avg $959
↑0.2% YoY
+31% vs US
2 Bedroom
$1,573
US avg $1,175
↑0.3% YoY
+34% vs US
3 Bedroom
$1,965
US avg $1,525
↑0.7% YoY
+29% vs US
4 Bedroom
$2,639
US avg $1,756
↑0.2% YoY
+50% vs US
Year over year, the 1-bedroom moved from $1,253 in FY2025 to $1,255 in FY2026 - a change of +0.2%, roughly tracking broader price growth.
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$50,200
$4,183/month gross
Required annual income for 2 BR
$62,920
$5,243/month gross
The local median household income is $82,413 - comfortably above the $62,920 needed to afford a 2-bedroom at FMR, leaving the median household with room under the 30% line.
How Winchester compares on 1-bedroom rent
1-bedroom FMR vs other VA metro areas
- Charlottesville
Charlottesville, VA MSA
$1,602 1BR FMR / mo
- Richmond
Richmond, VA HUD Metro FMR Area
$1,507 1BR FMR / mo
- Winchester
Winchester, VA-WV MSA
$1,255 1BR FMR / mo
- Harrisonburg
Harrisonburg, VA MSA
$1,057 1BR FMR / mo
- Lynchburg
Lynchburg, VA MSA
$1,033 1BR FMR / mo
- Floyd County
Floyd County, VA HUD Metro FMR Area
$834 1BR FMR / mo
What this shows Winchester is highlighted. Bars are FY2026 HUD 1-bedroom Fair Market Rents.
Nearby & Similar Metro Areas
How Winchester stacks up against other metro areas in the same state, by 1-bedroom Fair Market Rent.
Frequently Asked Questions
What is the average rent in the Winchester, VA-WV MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Winchester, VA-WV MSA is $1,255 per month. A 2-bedroom is $1,573 and a studio is $1,133.
How does Winchester, VA-WV MSA rent compare to the national average? ▼
Rent in the Winchester, VA-WV MSA metro area is 31% above the national average. A 1-bedroom costs $1,255 compared to $959 nationally.
What income do I need to afford rent in Winchester, VA-WV MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $50,200 ($4,183/month) to afford a 1-bedroom at Fair Market Rent in the Winchester, VA-WV MSA area.
Is rent going up or down in Winchester, VA-WV MSA? ▼
The 1-bedroom Fair Market Rent in Winchester, VA-WV MSA increased by 0.2% from FY 2025 to FY 2026, going from $1,253 to $1,255.
How does Fair Market Rent affect Section 8 vouchers in Winchester, VA-WV MSA? ▼
HUD uses Fair Market Rents to set maximum payment standards for Housing Choice Vouchers (Section 8) in the Winchester, VA-WV MSA area. The FY 2026 FMR of $1,255/mo for a 1-bedroom sets the baseline, local housing authorities can set their payment standard between 90% and 110% of FMR.
What does Fair Market Rent mean for the Winchester, VA-WV MSA area? ▼
Fair Market Rent (FMR) is the 40th percentile rent estimate set by HUD for the Winchester, VA-WV MSA metro area. It includes rent plus the cost of utilities (except telephone). FMR is used to determine housing assistance payment amounts, set rent ceilings for certain HUD programs, and evaluate housing affordability.
Rental Guides
How Fair Market Rent Works
What FMR means, how HUD calculates it, and why it matters for renters
Section 8 Housing Guide
How Housing Choice Vouchers work, eligibility, and applying
Understanding Rent Burden
The 30% rule, what cost-burdened means, and how to evaluate affordability
Rent vs. Buy Decision
When renting makes more financial sense than buying a home
Explore Winchester, VA-WV MSA rent data
What this means for renters
Treat the Winchester area's FY2026 Fair Market Rent as HUD's affordability benchmark, not a street-level market rate.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,255 implies about $50,200/yr to rent without being cost-burdened. Run your numbers
- Compare this metro against others before you commit to an area. Compare metros
- See where it ranks among the metros HUD tracks. View rankings
Metro FMRs are HUD's 40th-percentile benchmark used to set voucher payment standards and often diverge from the rents listed in any single suburb. HUD updates FMRs once a year.
Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).
Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area. HUD publishes updated FMRs annually.
Read our methodology - how this data is sourced, computed, and verified.
FY 2026 HUD FMR $1,255/mo · 1BR VA
Update cadence
Annual (FY)
Refreshed within 30 days of HUD release
Source
HUD User
huduser.gov/portal/datasets/fmr.html
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