Metro FMR · CBSA 39460 · HUD FY2026

Punta Gorda, FL MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Punta Gorda, FL MSA metro area - 22% above the US average.

$1,167
1-bedroom FMR
$1,470
2-bedroom FMR
+0.6%
YoY change
+22%
vs US avg

The verdict

A 2-bedroom in the Punta Gorda, FL MSA area rents at $1,470 under HUD's FY2026 Fair Market Rent - 25% above the US average, higher than 66% of the 387 metro areas HUD tracks.

#132
priciest of 387 US metros (2BR)
+25%
vs the US 2-bedroom average
$58,800
income to afford it (30% rule)
+0.6%
1BR change, FY2025→2026

Affordability & income context

Punta Gorda: #132 priciest nationally · income context

At the metro's ACS median household income of $66,154, this 1-bedroom FMR takes 21.2% of annual income. It remains below the 30% affordability guide, but is a material part of a median-income household's budget.

The 2-bedroom figure places Punta Gorda in the middle half of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 189,900 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population grew 10.2% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents.

The ACS rental vacancy rate here is 13.0%, a loose rental market that typically gives renters more negotiating leverage than the FMR schedule alone implies.

The Census ACS median gross rent across all rental units here is $1,289/month - the FY2026 HUD two-bedroom FMR of $1,470 runs 14.0% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR sits in the middle half of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 54.4% of the 14,706 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,159/mo

21.0% of median income

1 Bedroom

$1,167/mo

21.2% of median income

2 Bedroom

$1,470/mo

26.7% of median income

3 Bedroom

$2,041/mo

37.0% of median income

4 Bedroom

$2,326/mo

42.2% of median income

FMR filing desk

CBSA CBSA·39460

Punta Gorda: $1,167/mo 1BR · #132 of 387 metros (2BR) · FY2026 CBSA 39460

  • CBSA 39460
  • 1BR-FMR $1,167
  • 2BR-FMR $1,470
  • RANK-MID #132
  • YOY-FLAT +0.6%
  • VSUS-ABOVE +22%
  • IN-ST-LOW #5 FL
  • INC-MID 21%
  • POP-MID 190K
  • PHOTO-NEAR Baker County
  • VOUCH-90-110 $1,050–$1,284
  • FY-2026 FY2026

Photo-finish peer: Baker County ($245 1BR gap)

Read with: Understanding rent burden

Where Punta Gorda sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,470 Top 34% higher than 66% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). This entry sits in this band. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #132 of 387 HUD-tracked metro areas, 25% above the national 2-bedroom average. 51 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

Punta Gorda studio–4BR schedule (FY2026) · 2BR #132 nationally

1BR $1,167 (+22% vs US, +0.6% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 39460.

Studio
$1,159
US avg $893
↑0.5% YoY +30% vs US
1 Bedroom
$1,167
US avg $959
↑0.6% YoY +22% vs US
2 Bedroom
$1,470
US avg $1,175
↑0.6% YoY +25% vs US
3 Bedroom
$2,041
US avg $1,525
↓0.3% YoY +34% vs US
4 Bedroom
$2,326
US avg $1,756
↑3.6% YoY +32% vs US

How Punta Gorda compares on 1-bedroom rent

1-bedroom FMR vs other FL metro areas

1BR FMR / mo

What this shows Punta Gorda highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Punta Gorda: out-of-state FMR & burden peers

PlainRent pairs Punta Gorda with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside FL (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside FL

Nearest schedules by 2BR delta (FY2026).

Dover
DE · 2 BR $1,470/mo
Knoxville
TN · 2 BR $1,471/mo
Hanford-Corcoran
CA · 2 BR $1,469/mo
Indianapolis-Carmel
IN · 2 BR $1,473/mo

Burden % · outside FL

Nearest 2BR FMR ÷ ACS median income (FY2026).

Kingston
NY · 26.7% of income · 2 BR $1,818/mo
Seattle-Bellevue
WA · 26.7% of income · 2 BR $2,501/mo
Dallas
TX · 26.6% of income · 2 BR $1,931/mo
Bellingham
WA · 26.6% of income · 2 BR $1,794/mo

Punta Gorda: quick answers

What is the average rent in the Punta Gorda, FL MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Punta Gorda, FL MSA is $1,167 per month. A 2-bedroom is $1,470 and a studio is $1,159.
How does Punta Gorda, FL MSA rent compare to the national average? ▼
Rent in the Punta Gorda, FL MSA metro area is 22% above the national average. A 1-bedroom costs $1,167 compared to $959 nationally.
Where does Punta Gorda rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,470 ranks #132 most expensive among 387 US metro areas (the middle half of HUD metro areas).
What income do I need to afford rent in Punta Gorda, FL MSA? ▼
Based on the 30% affordability rule, you need an annual income of at least $46,680 ($3,890/month) to afford a 1-bedroom at Fair Market Rent in the Punta Gorda, FL MSA area.
Is Punta Gorda's population growing, and how tight is its rental market? ▼
Population grew 10.2% over the past five years (Census ACS) - among the faster-growing metros nationally, a trend that typically adds upward pressure on rents. The ACS rental vacancy rate here is 13.0%, a loose rental market that typically gives renters more negotiating leverage than the FMR schedule alone implies.

Compare Punta Gorda vs Baker County →

What this means for renters

Treat Punta Gorda's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $1,167 implies about $46,680/yr to rent without being cost-burdened. Run your numbers
  • See how Punta Gorda stacks up against a comparable metro before assuming this figure applies elsewhere. Compare vs Baker County
  • See where Punta Gorda ranks nationally on rent. National rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 1 county; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,167/mo · 1BR FL

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.