Metro FMR · CBSA 37980 · HUD FY2026

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA metro area - 58% above the US average.

$1,520
1-bedroom FMR
$1,810
2-bedroom FMR
+0.5%
YoY change
+58%
vs US avg

The verdict

A 2-bedroom in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA area rents at $1,810 under HUD's FY2026 Fair Market Rent - 54% above the US average, higher than 86% of the 387 metro areas HUD tracks.

#54
priciest of 387 US metros (2BR)
+54%
vs the US 2-bedroom average
$72,400
income to afford it (30% rule)
+0.5%
1BR change, FY2025→2026

Affordability & income context

Philadelphia-Camden-Wilmington: #54 priciest nationally · income context

At the metro's ACS median household income of $89,273, this 1-bedroom FMR takes 20.4% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Philadelphia-Camden-Wilmington in the upper-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 6,232,894 residents, this is a large metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the upper-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$1,397/mo

18.8% of median income

1 Bedroom

$1,520/mo

20.4% of median income

2 Bedroom

$1,810/mo

24.3% of median income

3 Bedroom

$2,170/mo

29.2% of median income

4 Bedroom

$2,423/mo

32.6% of median income

FMR filing desk

CBSA CBSA·37980

Philadelphia-Camden-Wilmington: $1,520/mo 1BR · #54 of 387 metros (2BR) · FY2026 CBSA 37980

  • CBSA 37980
  • 1BR-FMR $1,520
  • 2BR-FMR $1,810
  • RANK-MID #54
  • YOY-FLAT +0.5%
  • VSUS-HIGH +58%
  • IN-ST-HIGH #15 PA
  • INC-MID 20%
  • POP-MEGA 6.2M
  • PHOTO-NEAR Altoona
  • VOUCH-90-110 $1,368–$1,672
  • FY-2026 FY2026

Photo-finish peer: Altoona ($572 1BR gap)

Read with: Understanding rent burden

Where Philadelphia-Camden-Wilmington sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,810 Top 14% higher than 86% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). Below this entry. $1,200–$1,400: 95 metro areas (25%). Below this entry. $1,400–$1,600: 52 metro areas (13%). Below this entry. $1,600–$1,800: 41 metro areas (11%). Below this entry. $1,800–$2,000: 26 metro areas (7%). This entry sits in this band. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 37980

Counties inside Philadelphia-Camden-Wilmington

Across 11 HUD counties in CBSA 37980, 2-bedroom FMRs cluster tightly ($1,810–$1,810, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Philadelphia County 2BR $1,810 · 1.6M Montgomery County 2BR $1,810 · 856K Bucks County 2BR $1,810 · 645K Delaware County 2BR $1,810 · 575K New Castle County 2BR $1,810 · 571K Chester County 2BR $1,810 · 536K

Showing the 6 largest of 11 HUD counties in this CBSA. County pages carry filing-level FMR detail.

Philadelphia-Camden-Wilmington studio–4BR schedule (FY2026) · 2BR #54 nationally

1BR $1,520 (+58% vs US, +0.5% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 37980.

Studio
$1,397
US avg $893
↑1.8% YoY +56% vs US
1 Bedroom
$1,520
US avg $959
↑0.5% YoY +58% vs US
2 Bedroom
$1,810
US avg $1,175
↑0.4% YoY +54% vs US
3 Bedroom
$2,170
US avg $1,525
↓0.0% YoY +42% vs US
4 Bedroom
$2,423
US avg $1,756
↓1.8% YoY +38% vs US

How Philadelphia-Camden-Wilmington compares on 1-bedroom rent

1-bedroom FMR vs other PA metro areas

1BR FMR / mo

What this shows Philadelphia-Camden-Wilmington highlighted among 3 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Philadelphia-Camden-Wilmington: out-of-state FMR & burden peers

PlainRent pairs Philadelphia-Camden-Wilmington with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside PA (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside PA

Nearest schedules by 2BR delta (FY2026).

Palm Coast
FL · 2 BR $1,806/mo
Beaufort County
SC · 2 BR $1,816/mo
Kingston
NY · 2 BR $1,818/mo
Atlanta-Sandy Springs-Roswell
GA · 2 BR $1,820/mo

Burden % · outside PA

Nearest 2BR FMR ÷ ACS median income (FY2026).

McAllen-Edinburg-Mission
TX · 24.3% of income · 2 BR $1,060/mo
San Angelo
TX · 24.3% of income · 2 BR $1,339/mo
El Paso
TX · 24.3% of income · 2 BR $1,191/mo
Chattanooga
TN · 24.3% of income · 2 BR $1,390/mo

Philadelphia-Camden-Wilmington: quick answers

What is the average rent in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA is $1,520 per month. A 2-bedroom is $1,810 and a studio is $1,397.
How does Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA rent compare to the national average? ▼
Rent in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA metro area is 58% above the national average. A 1-bedroom costs $1,520 compared to $959 nationally.
Where does Philadelphia-Camden-Wilmington rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,810 ranks #54 most expensive among 387 US metro areas (the upper-rent quarter of HUD metro areas).
Do county rents differ inside the Philadelphia-Camden-Wilmington metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 37980, but 11 constituent counties publish their own county FMR schedules spanning $1,810–$1,810 for a 2-bedroom (0% spread). Use county pages for filing at the county level.

Compare Philadelphia-Camden-Wilmington vs Altoona →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,520/mo · 1BR PA

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.