Metro FMR · CBSA 34100 · HUD FY2026

Morristown, TN HUD Metro FMR Area Fair Market Rent

HUD's FY2026 Fair Market Rent for the Morristown, TN HUD Metro FMR Area metro area - 8% below the US average.

$887
1-bedroom FMR
$1,135
2-bedroom FMR
+29.5%
YoY change
-8%
vs US avg

The verdict

A 2-bedroom in the Morristown, TN HUD Metro FMR Area area rents at $1,135 under HUD's FY2026 Fair Market Rent - 3% below the US average, lower than 76% of the 387 metro areas HUD tracks.

#94
most affordable of 387 US metros (2BR)
-3%
vs the US 2-bedroom average
$45,400
income to afford it (30% rule)
+29.5%
1BR change, FY2025→2026

Affordability & income context

Morristown: #94 most affordable nationally · income context

At the metro's ACS median household income of $58,130, this 1-bedroom FMR takes 18.3% of annual income. It is well below the 30% affordability guide for a median-income household.

The 2-bedroom figure places Morristown in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 119,548 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 40.7% of the 13,700 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$881/mo

18.2% of median income

1 Bedroom

$887/mo

18.3% of median income

2 Bedroom

$1,135/mo

23.4% of median income

3 Bedroom

$1,444/mo

29.8% of median income

4 Bedroom

$1,827/mo

37.7% of median income

FMR filing desk

CBSA CBSA·34100

Morristown: $887/mo 1BR · #94 of 387 metros (2BR) · FY2026 CBSA 34100

  • CBSA 34100
  • 1BR-FMR $887
  • 2BR-FMR $1,135
  • RANK-MID #94
  • YOY-SURGE +29.5%
  • VSUS-NEAR -8%
  • IN-ST-LOW #2 TN
  • INC-ROOM 18%
  • POP-MID 120K
  • PHOTO-NEAR Chattanooga
  • VOUCH-90-110 $798–$976
  • FY-2026 FY2026

Photo-finish peer: Chattanooga ($376 1BR gap)

Read with: Understanding rent trends

Where Morristown sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,135 higher than 24% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 34100

Counties inside Morristown

Across 2 HUD counties in CBSA 34100, 2-bedroom FMRs cluster tightly ($1,135–$1,135, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Hamblen County 2BR $1,135 · 65K Jefferson County 2BR $1,135 · 55K

Morristown studio–4BR schedule (FY2026) · 2BR #94 most affordable

1BR $887 (-8% vs US, +29.5% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 34100.

Studio
$881
US avg $893
↑29.4% YoY -1% vs US
1 Bedroom
$887
US avg $959
↑29.5% YoY -8% vs US
2 Bedroom
$1,135
US avg $1,175
↑26.3% YoY -3% vs US
3 Bedroom
$1,444
US avg $1,525
↑21.7% YoY -5% vs US
4 Bedroom
$1,827
US avg $1,756
↑53.3% YoY +4% vs US

How Morristown compares on 1-bedroom rent

1-bedroom FMR vs other TN metro areas

1BR FMR / mo

What this shows Morristown highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Morristown: out-of-state FMR & burden peers

PlainRent pairs Morristown with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside TN (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside TN

Nearest schedules by 2BR delta (FY2026).

Wichita Falls
TX · 2 BR $1,136/mo
Anson County
NC · 2 BR $1,138/mo
Altoona
PA · 2 BR $1,138/mo
Gulfport-Biloxi
MS · 2 BR $1,140/mo

Burden % · outside TN

Nearest 2BR FMR ÷ ACS median income (FY2026).

Gainesville
GA · 23.5% of income · 2 BR $1,514/mo
Battle Creek
MI · 23.4% of income · 2 BR $1,176/mo
Muskegon-Norton Shores
MI · 23.4% of income · 2 BR $1,236/mo
Richmond
VA · 23.5% of income · 2 BR $1,655/mo

Morristown: quick answers

What is the average rent in the Morristown, TN HUD Metro FMR Area metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Morristown, TN HUD Metro FMR Area is $887 per month. A 2-bedroom is $1,135 and a studio is $881.
How does Morristown, TN HUD Metro FMR Area rent compare to the national average? ▼
Rent in the Morristown, TN HUD Metro FMR Area metro area is 8% below the national average. A 1-bedroom costs $887 compared to $959 nationally.
Where does Morristown rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,135 ranks #94 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Morristown metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 34100, but 2 constituent counties publish their own county FMR schedules spanning $1,135–$1,135 for a 2-bedroom (0% spread). Use county pages for filing at the county level.

Compare Morristown vs Chattanooga →

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $887/mo · 1BR TN

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.