Rent comparison · HUD FY2026

Morristown, TN HUD Metro FMR Area vs Chattanooga, TN-GA MSA

How do Morristown, TN HUD Metro FMR Area and Chattanooga, TN-GA MSA rents compare? A side-by-side FY 2026 HUD Fair Market Rent breakdown, studio through 4-bedroom.

$887
Morristown, TN HUD Metro FMR Area (1BR)
$1,263
Chattanooga, TN-GA MSA (1BR)
−30%
1BR difference

Side-by-side FY 2026 HUD Fair Market Rent comparison. Data from U.S. Department of Housing and Urban Development (HUD).

Metro
Morristown, TN HUD Metro FMR Area
$887/mo 1BR
Population: 119,548
Metro
Chattanooga, TN-GA MSA
$1,263/mo 1BR
Population: 564,466

A 1-bedroom in Morristown, TN HUD Metro FMR Area is 30% cheaper than Chattanooga, TN-GA MSA at the HUD Fair Market Rent level ($887 vs $1,263). Both figures are the 40th percentile of gross rents (utilities included, telephone excluded) set by HUD for the federal fiscal year 2026. Section 8 Housing Choice Voucher payment standards in each area are set between 90% and 110% of these FMR numbers. Source: HUD Fair Market Rents.

How Do Rents Compare By Bedroom?

Bedrooms Morristown, TN HUD Metro FMR Area Chattanooga, TN-GA MSA Difference
Studio $881 $1,211 −$330 (-27%)
1 Bedroom $887 $1,263 −$376 (-30%)
2 Bedroom $1,135 $1,390 −$255 (-18%)
3 Bedroom $1,444 $1,734 −$290 (-17%)
4 Bedroom $1,827 $1,853 −$26 (-1%)

vs US National Average

National average 1BR: $959. Morristown, TN HUD Metro FMR Area is 8% below the US average. Chattanooga, TN-GA MSA is 32% above.

Sources: HUD Fair Market Rents FY 2026. Population and median income from U.S. Census Bureau American Community Survey (ACS).