Lakeland-Winter Haven, FL MSA
FY 2026 HUD Fair Market Rents for the Lakeland-Winter Haven, FL MSA metro area. Population: 736,229.
Fair Market Rents (2026)
Studio
National avg: $893
$1,226/mo
↑ 13.0% YoY
+37% vs US
1 Bedroom
National avg: $959
$1,230/mo
↑ 12.6% YoY
+28% vs US
2 Bedroom
National avg: $1,175
$1,497/mo
↑ 12.0% YoY
+27% vs US
3 Bedroom
National avg: $1,525
$2,023/mo
↑ 12.6% YoY
+33% vs US
4 Bedroom
National avg: $1,756
$2,511/mo
↑ 11.8% YoY
+43% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,085 | $1,226 | +$141 (+13.0%) |
| 1 Bedroom | $1,092 | $1,230 | +$138 (+12.6%) |
| 2 Bedroom | $1,337 | $1,497 | +$160 (+12.0%) |
| 3 Bedroom | $1,797 | $2,023 | +$226 (+12.6%) |
| 4 Bedroom | $2,245 | $2,511 | +$266 (+11.8%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$49,200
$4,100/month gross
Required annual income for 2 BR
$59,880
$4,990/month gross
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.