Bergen-Passaic, NJ HUD Metro FMR Area
FY 2026 HUD Fair Market Rents for the Bergen-Passaic, NJ HUD Metro FMR Area metro area. Population: 19,849,599.
Fair Market Rents (2026)
Studio
National avg: $893
$1,778/mo
↑ 14.3% YoY
+99% vs US
1 Bedroom
National avg: $959
$2,024/mo
↑ 12.0% YoY
+111% vs US
2 Bedroom
National avg: $1,175
$2,324/mo
↑ 12.2% YoY
+98% vs US
3 Bedroom
National avg: $1,525
$2,835/mo
↑ 11.2% YoY
+86% vs US
4 Bedroom
National avg: $1,756
$3,618/mo
↑ 12.2% YoY
+106% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $1,556 | $1,778 | +$222 (+14.3%) |
| 1 Bedroom | $1,807 | $2,024 | +$217 (+12.0%) |
| 2 Bedroom | $2,072 | $2,324 | +$252 (+12.2%) |
| 3 Bedroom | $2,550 | $2,835 | +$285 (+11.2%) |
| 4 Bedroom | $3,225 | $3,618 | +$393 (+12.2%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$80,960
$6,747/month gross
Required annual income for 2 BR
$92,960
$7,747/month gross
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.