Metro FMR · CBSA 10500 · HUD FY2026

Albany, GA MSA Fair Market Rent

HUD's FY2026 Fair Market Rent for the Albany, GA MSA metro area - 5% above the US average.

$1,006
1-bedroom FMR
$1,129
2-bedroom FMR
+5.7%
YoY change
+5%
vs US avg

The verdict

A 2-bedroom in the Albany, GA MSA area rents at $1,129 under HUD's FY2026 Fair Market Rent - 4% below the US average, lower than 76% of the 387 metro areas HUD tracks.

#94
most affordable of 387 US metros (2BR)
-4%
vs the US 2-bedroom average
$45,160
income to afford it (30% rule)
+5.7%
1BR change, FY2025→2026

Affordability & income context

Albany: #94 most affordable nationally · income context

At the metro's ACS median household income of $54,219, this 1-bedroom FMR takes 22.3% of annual income. It remains below the 30% affordability guide, but is a material part of a median-income household's budget.

The 2-bedroom figure places Albany in the lower-rent quarter of HUD metro areas, using the same FY2026 HUD schedule as the national comparison.

With 147,716 residents, this is a smaller-metro benchmark rather than a single-neighborhood rent quote.

Population has held roughly steady over the past five years (-4.1%, Census ACS).

The ACS rental vacancy rate here is 7.4%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

The Census ACS median gross rent across all rental units here is $922/month - the FY2026 HUD two-bedroom FMR of $1,129 runs 22.5% above that all-unit-types median. The two figures measure different things (ACS covers every rented unit; FMR targets a specific bedroom count), so a gap is expected, not an error.

Its 2-bedroom FMR sits in the lower-rent quarter of HUD metro areas, so the local-income comparison is more informative than the national rank alone.

The studio-through-two-bedroom FMR bands stay below 30% of recorded median income here; the larger-bedroom rows show where that headroom narrows.

Observed renter burden: 46.5% of the 25,110 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from the FY2026 HUD FMR benchmark.

ACS median household income lags the FY2026 HUD FMR schedule. The income share is a same-metro cross-source read (Census ACS B19013 vs HUD FMR), not a same-vintage ratio.

Studio

$966/mo

21.4% of median income

1 Bedroom

$1,006/mo

22.3% of median income

2 Bedroom

$1,129/mo

25.0% of median income

3 Bedroom

$1,534/mo

34.0% of median income

4 Bedroom

$1,858/mo

41.1% of median income

FMR filing desk

CBSA CBSA·10500

Albany: $1,006/mo 1BR · #94 of 387 metros (2BR) · FY2026 CBSA 10500

  • CBSA 10500
  • 1BR-FMR $1,006
  • 2BR-FMR $1,129
  • RANK-MID #94
  • YOY-SURGE +5.7%
  • VSUS-NEAR +5%
  • IN-ST-LOW #5 GA
  • INC-MID 22%
  • POP-MID 148K
  • PHOTO-NEAR Athens-Clarke Coun
  • VOUCH-90-110 $905–$1,107
  • FY-2026 FY2026

Photo-finish peer: Athens-Clarke County ($177 1BR gap)

Read with: Understanding rent trends

Where Albany sits among every US metro

2-bedroom Fair Market Rent vs. all 387 HUD metro areas

$1,129 higher than 24% of 387 metro areas

$800–$1,000: 28 metro areas (7%). Below this entry. $1,000–$1,200: 114 metro areas (29%). This entry sits in this band. $1,200–$1,400: 95 metro areas (25%). Above this entry. $1,400–$1,600: 52 metro areas (13%). Above this entry. $1,600–$1,800: 41 metro areas (11%). Above this entry. $1,800–$2,000: 26 metro areas (7%). Above this entry. $2,000–$2,200: 9 metro areas (2%). Above this entry. $2,200–$2,400: 5 metro areas (1%). Above this entry. $2,400–$2,600: 5 metro areas (1%). Above this entry. $2,600–$2,800: 5 metro areas (1%). Above this entry. $2,800–$3,000: 4 metro areas (1%). Above this entry. $3,000–$3,200: 2 metro areas (1%). Above this entry. $3,200–$3,400: 0 metro areas (0%). Above this entry. $3,400–$3,600: 0 metro areas (0%). Above this entry. $3,600–$3,800: 0 metro areas (0%). Above this entry. $3,800–$4,000: 0 metro areas (0%). Above this entry. $4,000–$4,200: 0 metro areas (0%). Above this entry. $4,200–$4,400: 1 metro areas (0%). Above this entry. This metro $800 $4,400 every US metro, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more metro areas. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

What this shows #94 of 387 HUD-tracked metro areas, 4% below the national 2-bedroom average. 113 other metro areas fall in this same rent band.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

CBSA 10500

Counties inside Albany

Across 4 HUD counties in CBSA 10500, 2-bedroom FMRs cluster tightly ($1,129–$1,129, 0% spread), so the metro-wide schedule tracks most constituent counties closely.

Dougherty County 2BR $1,129 · 85K Lee County 2BR $1,129 · 33K Worth County 2BR $1,129 · 21K Terrell County 2BR $1,129 · 9K

Albany studio–4BR schedule (FY2026) · 2BR #94 most affordable

1BR $1,006 (+5% vs US, +5.7% YoY). Each bedroom band below is FY2026 HUD FMR for CBSA 10500.

Studio
$966
US avg $893
↑4.3% YoY +8% vs US
1 Bedroom
$1,006
US avg $959
↑5.7% YoY +5% vs US
2 Bedroom
$1,129
US avg $1,175
↑4.5% YoY -4% vs US
3 Bedroom
$1,534
US avg $1,525
↑5.0% YoY +1% vs US
4 Bedroom
$1,858
US avg $1,756
↑5.8% YoY +6% vs US

How Albany compares on 1-bedroom rent

1-bedroom FMR vs other GA metro areas

1BR FMR / mo

What this shows Albany highlighted among 5 peers · FY2026 1BR HUD FMR.

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Albany: out-of-state FMR & burden peers

PlainRent pairs Albany with the 4 nearest HUD 2BR schedules and 4 nearest burden matches outside GA (burden peers exclude the FMR set; pop ≥50k).

2BR FMR · outside GA

Nearest schedules by 2BR delta (FY2026).

Johnson City
TN · 2 BR $1,132/mo
Morristown
TN · 2 BR $1,135/mo
Kokomo
IN · 2 BR $1,123/mo
Champaign-Urbana
IL · 2 BR $1,122/mo

Burden % · outside GA

Nearest 2BR FMR ÷ ACS median income (FY2026).

Olympia-Lacey-Tumwater
WA · 25% of income · 2 BR $1,960/mo
Lafayette-West Lafayette
IN · 24.9% of income · 2 BR $1,242/mo
Yuba City
CA · 24.9% of income · 2 BR $1,550/mo
Burlington
NC · 25.1% of income · 2 BR $1,348/mo

Albany: quick answers

What is the average rent in the Albany, GA MSA metro area? ▼
The FY 2026 Fair Market Rent for a 1-bedroom in Albany, GA MSA is $1,006 per month. A 2-bedroom is $1,129 and a studio is $966.
How does Albany, GA MSA rent compare to the national average? ▼
Rent in the Albany, GA MSA metro area is 5% above the national average. A 1-bedroom costs $1,006 compared to $959 nationally.
Where does Albany rank nationally for Fair Market Rent? ▼
HUD's FY 2026 2-bedroom FMR of $1,129 ranks #94 most affordable among 387 US metro areas (the lower-rent quarter of HUD metro areas).
Do county rents differ inside the Albany metro area? ▼
Yes. HUD assigns one metro-wide FMR for CBSA 10500, but 4 constituent counties publish their own county FMR schedules spanning $1,129–$1,129 for a 2-bedroom (0% spread). Use county pages for filing at the county level.
Is Albany's population growing, and how tight is its rental market? ▼
Population has held roughly steady over the past five years (-4.1%, Census ACS). The ACS rental vacancy rate here is 7.4%, close to the range where market rents and HUD's FMR benchmark tend to track each other.

Compare Albany vs Athens-Clarke County →

What this means for renters

Treat Albany's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. This is a metro-wide figure across 4 counties; actual asking rents in any specific county can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.

Data as of FY 2026. Source: U.S. Department of Housing and Urban Development (HUD) Fair Market Rents. Population and demographic data from U.S. Census Bureau American Community Survey (ACS).

Read our methodology - how this data is sourced, computed, and verified.

FY 2026 HUD FMR $1,006/mo · 1BR GA

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.