Swain County
FY 2026 HUD Fair Market Rents in North Carolina. Population: 14,130.
Fair Market Rents (2026)
Studio
National avg: $893
$806/mo
↑ 6.5% YoY
-10% vs US
1 Bedroom
National avg: $959
$813/mo
↑ 6.7% YoY
-15% vs US
2 Bedroom
National avg: $1,175
$925/mo
↓ 0.5% YoY
-21% vs US
3 Bedroom
National avg: $1,525
$1,264/mo
↓ 3.0% YoY
-17% vs US
4 Bedroom
National avg: $1,756
$1,390/mo
↓ 0.6% YoY
-21% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $757 | $806 | +$49 (+6.5%) |
| 1 Bedroom | $762 | $813 | +$51 (+6.7%) |
| 2 Bedroom | $930 | $925 | $-5 (-0.5%) |
| 3 Bedroom | $1,303 | $1,264 | $-39 (-3.0%) |
| 4 Bedroom | $1,398 | $1,390 | $-8 (-0.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$32,520
$2,710/month gross
Required annual income for 2 BR
$37,000
$3,083/month gross
Other Counties in North Carolina
Stanly County
1 BR: $705/mo
Watauga County
1 BR: $988/mo
Yancey County
1 BR: $713/mo
Jackson County
1 BR: $879/mo
Edgecombe County
1 BR: $918/mo
Lincoln County
1 BR: $953/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.