County FMR · HUD FY2026
Stanly County Fair Market Rent
HUD's FY2026 Fair Market Rent for Stanly County, NC - 26% below the US average.
- $705
- 1-bedroom FMR
- $925
- 2-bedroom FMR
- -5.6%
- YoY change
- -26%
- vs US avg
The verdict
Stanly is the 22nd cheapest of 100 counties in North Carolina by 2-bedroom FMR; rent here has fallen 5.6% since FY 2025, a modest shift relative to most counties.
- #22
- cheapest of 100 in North Carolina (2BR)
- -28%
- vs the state average
- $28,200
- income to afford it (30% rule)
- -5.6%
- YoY, FY2025→2026
Software Developers spend the smallest share of income on rent here (6.5%), while Teaching Assistants, Except Postsecondary spend the most (30%); 15 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.
FY 2026 HUD Fair Market Rent for Stanly County, NC. Verify with HUD →
HUD sets the FY 2026 1-bedroom Fair Market Rent for Stanly County, North Carolina at $705 per month - the federal rental-assistance benchmark for this county. A 2-bedroom costs $925/mo and a studio is $638/mo. This is 26% lower than the national average of $959 and 28% below the North Carolina average of $981.
Rent decreased5.6% from FY 2025 ($747), declining against the trend. To afford rent here, a household needs at least $28,200/year based on the 30% affordability rule.
FY 2026 HUD Fair Market Rents in North Carolina. Population: 62,723. Population has held roughly steady over the past five years (+4.0%, Census ACS). That's in line with North Carolina's statewide growth of +4.2% over the same period.
What these rents mean for Stanly County
The Stanly County FMR area applies to all ZIP codes inside the county boundary, and North Carolina's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.
Stanly County's 1-bedroom rent runs 26% below the US average of $959 and 28% lower than the North Carolina state average of $981. Over the past year, 1-bedroom rent here shifted from$747 in FY 2025 to $705 in FY 2026 - a change of -5.6%, which is unusual and suggests softening demand or revised HUD sampling.
At the FY 2026 1-bedroom FMR of $705, affording it under the 30%-of-income rule takes $28,200 per year (about $2,350/month) in household income, and a 2-bedroom at $925 pushes that threshold even higher. With a population of 62,723 and a county median household income of $61,631, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $672 | $638 | $-34 (-5.1%) |
| 1 Bedroom | $747 | $705 | $-42 (-5.6%) |
| 2 Bedroom | $980 | $925 | $-55 (-5.6%) |
| 3 Bedroom | $1,342 | $1,281 | $-61 (-4.5%) |
| 4 Bedroom | $1,628 | $1,466 | $-162 (-10.0%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Rent Burden Analysis
How much of household income goes to rent in Stanly County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Stanly County 2-bedroom rent burden
Where Stanly sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$925 higher than 19% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Stanly compares on 1-bedroom rent
1-bedroom FMR vs other North Carolina counties
- Wake
Wake County
$1,596 1BR FMR / mo
- Mecklenburg
Mecklenburg County
$1,538 1BR FMR / mo
- Durham
Durham County
$1,507 1BR FMR / mo
- Guilford
Guilford County
$1,213 1BR FMR / mo
- Cumberland
Cumberland County
$1,113 1BR FMR / mo
- Forsyth
Forsyth County
$1,082 1BR FMR / mo
- Stanly
Stanly County
$705 1BR FMR / mo
What this shows Stanly is highlighted. Nearby North Carolina counties by 1-bedroom FMR, highest to lowest: Wake County ($1,596), Mecklenburg County ($1,538), Durham County ($1,507), Guilford County ($1,213), Cumberland County ($1,113), Forsyth County ($1,082), Stanly County (this county) ($705).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $705/mo compares to North Carolina salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | NC Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $131,000 | 6.5% | Affordable |
| General & Operations Managers | $99,190 | 8.5% | Affordable |
| Registered Nurses | $81,860 | 10.3% | Affordable |
| Accountants & Auditors | $80,490 | 10.5% | Affordable |
| Police & Sheriff's Patrol Officers | $58,030 | 14.6% | Affordable |
| Electricians | $54,070 | 15.6% | Affordable |
| Elementary School Teachers | $49,400 | 17.1% | Affordable |
| Paralegals & Legal Assistants | $49,390 | 17.1% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $49,580 | 17.1% | Affordable |
| Pharmacy Technicians | $39,870 | 21.2% | Affordable |
| Customer Service Representatives | $39,530 | 21.4% | Affordable |
| Janitors & Cleaners | $32,630 | 25.9% | Affordable |
| Retail Salespersons | $30,090 | 28.1% | Affordable |
| Fast Food & Counter Workers | $28,760 | 29.4% | Affordable |
| Teaching Assistants | $28,230 | 30% | Affordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Stanly County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Stanly (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 31.3% overall, from $537 to $705. The increases have been fairly steady year to year, with no single jump exceeding 11.7% (FY 2022).
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↓5.6% | $638 | $705 | $925 |
| FY 2025 ↑6.1% | $672 | $747 | $980 |
| FY 2024 ↑4.5% | $627 | $704 | $925 |
| FY 2023 ↑5.1% | $560 | $674 | $815 |
| FY 2022 ↑11.7% | $517 | $641 | $747 |
| FY 2021 ↑6.9% | $571 | $574 | $693 |
| FY 2020 | $534 | $537 | $671 |
Part of the Albemarle, NC Micro Area
Stanly County is a central county of the Albemarle, NC micropolitan statistical area.
Nearby Counties in North Carolina
Largest counties by population in North Carolina
Frequently Asked Questions
What is the average rent in Stanly County? ▼
How does Stanly County rent compare to the national average? ▼
What income do I need to afford rent in Stanly County? ▼
Is rent going up or down in Stanly County? ▼
Which jobs can afford rent in Stanly County? ▼
How much has rent changed in Stanly County over time? ▼
How does Fair Market Rent affect Section 8 vouchers in Stanly County? ▼
What does Fair Market Rent mean for Stanly County? ▼
What this means for renters
Treat Stanly's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $705 implies about $28,200/yr to rent without being cost-burdened. Run your numbers
- Compare this county against nearby metros and states before signing a lease. Compare areas
- See where it sits on the national rent map. View rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Stanly can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.