Stephenson County
FY 2026 HUD Fair Market Rents in Illinois. Population: 44,482.
Fair Market Rents (2026)
Studio
National avg: $893
$694/mo
↑ 16.2% YoY
-22% vs US
1 Bedroom
National avg: $959
$698/mo
↑ 5.3% YoY
-27% vs US
2 Bedroom
National avg: $1,175
$916/mo
↑ 5.3% YoY
-22% vs US
3 Bedroom
National avg: $1,525
$1,124/mo
↑ 6.4% YoY
-26% vs US
4 Bedroom
National avg: $1,756
$1,342/mo
↑ 9.6% YoY
-24% vs US
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $597 | $694 | +$97 (+16.2%) |
| 1 Bedroom | $663 | $698 | +$35 (+5.3%) |
| 2 Bedroom | $870 | $916 | +$46 (+5.3%) |
| 3 Bedroom | $1,056 | $1,124 | +$68 (+6.4%) |
| 4 Bedroom | $1,225 | $1,342 | +$117 (+9.6%) |
Affordability Snapshot
Based on the standard that rent should not exceed 30% of gross income:
Required annual income for 1 BR
$27,920
$2,327/month gross
Required annual income for 2 BR
$36,640
$3,053/month gross
Other Counties in Illinois
Will County
1 BR: $1,581/mo
Jefferson County
1 BR: $782/mo
Kankakee County
1 BR: $1,011/mo
Franklin County
1 BR: $698/mo
Douglas County
1 BR: $836/mo
Brown County
1 BR: $810/mo
Data source: U.S. Department of Housing and Urban Development, FY 2026 Fair Market Rents. Fair Market Rents represent the 40th percentile of gross rents for standard quality units in each area.