County FMR · HUD FY2026

Ralls County Fair Market Rent

HUD's FY2026 Fair Market Rent for Ralls County, MO - 29% below the US average.

$677
1-bedroom FMR
$888
2-bedroom FMR
+5.1%
YoY change
-29%
vs US avg

The verdict

Ralls is the 43rd cheapest of 116 counties in Missouri by 2-bedroom FMR; rent here has climbed 5.1% since FY 2025, a modest shift relative to most counties.

#43
cheapest of 116 in Missouri (2BR)
-13%
vs the state average
$27,080
income to afford it (30% rule)
+5.1%
YoY, FY2025→2026

Software Developers spend the smallest share of income on rent here (7.1%), while Teaching Assistants, Except Postsecondary spend the most (28%); 15 of 15 common occupations here can afford a 1-bedroom at Fair Market Rent without exceeding the 30% threshold.

FY 2026 HUD Fair Market Rent for Ralls County, MO. Verify with HUD →

Ralls County, Missouri carries an FY 2026 1-bedroom Fair Market Rent of $677 per month, the federal benchmark HUD publishes for this county. A 2-bedroom costs $888/mo and a studio is $660/mo. That's 29% below the national benchmark of $959 and 13% below the Missouri average of $777.

Rent increased5.1% from FY 2025 ($644), outpacing inflation. To afford rent here, a household needs at least $27,080/year based on the 30% affordability rule.

FY 2026 HUD Fair Market Rents in Missouri. Population: 10,356. Population has held roughly steady over the past five years (+1.7%, Census ACS). That's in line with Missouri's statewide growth of +1.3% over the same period.

What these rents mean for Ralls County

The Ralls County FMR area applies to all ZIP codes inside the county boundary, and Missouri's housing authorities use it as the baseline for Section 8 Housing Choice Voucher payment standards. See how FMR is calculated for the full 40th-percentile methodology and payment-standard rules.

Compared to the rest of the country, a 1-bedroom here is 29% below the US average of $959 and 13% lower than the Missouri state average of $777. The 1-bedroom FMR went from$644 in FY 2025 to $677 in FY 2026 - a change of +5.1%, which outpaces typical consumer inflation.

At the FY 2026 1-bedroom FMR of $677, affording it under the 30%-of-income rule takes $27,080 per year (about $2,257/month) in household income, and a 2-bedroom at $888 pushes that threshold even higher. With a population of 10,356 and a county median household income of $62,054, the arithmetic here directly shapes which wage earners can rent without being cost-burdened.

Fair Market Rents (2026)

Studio
State avg: $734 · US avg: $893
$660/mo
↑ 4.8% YoY -10% vs state -26% vs US
1 Bedroom
State avg: $777 · US avg: $959
$677/mo
↑ 5.1% YoY -13% vs state -29% vs US
2 Bedroom
State avg: $972 · US avg: $1,175
$888/mo
↑ 5.1% YoY -9% vs state -24% vs US
3 Bedroom
State avg: $1,268 · US avg: $1,525
$1,128/mo
↑ 5.7% YoY -11% vs state -26% vs US
4 Bedroom
State avg: $1,460 · US avg: $1,756
$1,490/mo
↑ 5.0% YoY +2% vs state -15% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $630
$660
+$30 (+4.8%)
1 Bedroom $644
$677
+$33 (+5.1%)
2 Bedroom $845
$888
+$43 (+5.1%)
3 Bedroom $1,067
$1,128
+$61 (+5.7%)
4 Bedroom $1,419
$1,490
+$71 (+5.0%)

Affordability Snapshot

Based on the standard that rent should not exceed 30% of gross income:

Required annual income for 1 BR
$27,080
$2,257/month gross
Required annual income for 2 BR
$35,520
$2,960/month gross

Rent Burden Analysis

How much of household income goes to rent in Ralls County. The 30% threshold indicates cost burden.

Studio
12.8%
Affordable
Need $26,400/yr for 30% rule
1 Bedroom
13.1%
Affordable
Need $27,080/yr for 30% rule
2 Bedroom
17.2%
Affordable
Need $35,520/yr for 30% rule
3 Bedroom
21.8%
Affordable
Need $45,120/yr for 30% rule
4 Bedroom
28.8%
Affordable
Need $59,600/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

Ralls County 2-bedroom rent burden

0%100%National avg22%17.2%
Ralls County 2-bedroom rent burden
County median income: $62,054 · National avg burden: 21.7% ·View Missouri rent burden →

Where Ralls sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$888 higher than 11% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). This entry sits in this band. $1,000–$1,200: 723 counties (23%). Above this entry. $1,200–$1,400: 417 counties (13%). Above this entry. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Ralls compares on 1-bedroom rent

1-bedroom FMR vs other Missouri counties

1BR FMR / mo

What this shows Ralls is highlighted. Nearby Missouri counties by 1-bedroom FMR, highest to lowest: Jackson County ($1,197), Clay County ($1,197), St. Louis County ($995), St. Charles County ($995), St. Louis city ($995), Greene County ($883), Ralls County (this county) ($677).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $677/mo compares to Missouri salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation MO Salary Rent Burden Verdict
Software Developers $114,550 7.1% Affordable
Registered Nurses $79,770 10.2% Affordable
General & Operations Managers $77,410 10.5% Affordable
Accountants & Auditors $73,210 11.1% Affordable
Electricians $70,950 11.5% Affordable
Police & Sheriff's Patrol Officers $60,720 13.4% Affordable
Paralegals & Legal Assistants $58,730 13.8% Affordable
Heavy & Tractor-Trailer Truck Drivers $50,540 16.1% Affordable
Elementary School Teachers $48,250 16.8% Affordable
Customer Service Representatives $41,850 19.4% Affordable
Pharmacy Technicians $37,990 21.4% Affordable
Janitors & Cleaners $34,080 23.8% Affordable
Retail Salespersons $31,250 26% Affordable
Fast Food & Counter Workers $29,310 27.7% Affordable
Teaching Assistants $29,060 28% Affordable
Salaries: BLS OES (Missouri) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Ralls County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Ralls (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 24.0% overall, from $546 to $677. The increases have been fairly steady year to year, with no single jump exceeding 9.2% (FY 2023).

$500$550$600$650$700 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $677
Ralls County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑5.1% $660 $677 $888
FY 2025 ↓0.3% $630 $644 $845
FY 2024 ↓0.9% $640 $646 $849
FY 2023 ↑9.2% $632 $652 $858
FY 2022 ↑4.0% $560 $597 $785
FY 2021 ↑5.1% $522 $574 $757
FY 2020 $483 $546 $719
Total change (6yr): +24.0%
Annualized: +3.6%/yr
1 BR: $546 → $677

Part of the Hannibal, MO Micro Area

Ralls County is a outlying county of the Hannibal, MO micropolitan statistical area, alongside 1 other micro-area county.

Ralls County ranks #2 of 2 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Marion County ($729), Ralls County (this county) ($677).

Marion County
1 BR: $729/mo
Ralls County (this county)
1 BR: $677/mo

Nearby Counties in Missouri

Largest counties by population in Missouri

Frequently Asked Questions

What is the average rent in Ralls County?
The FY 2026 Fair Market Rent for a 1-bedroom in Ralls County is $677 per month. A 2-bedroom is $888 and a studio is $660.
How does Ralls County rent compare to the national average?
Rent in Ralls County is 29% below the national average. A 1-bedroom here costs $677 compared to $959 nationally.
What income do I need to afford rent in Ralls County?
Based on the 30% affordability rule, you need an annual income of at least $27,080 ($2,257/month) to afford a 1-bedroom at Fair Market Rent in Ralls County.
Is rent going up or down in Ralls County?
The 1-bedroom Fair Market Rent in Ralls County increased by 5.1% from FY 2025 to FY 2026, going from $644 to $677.
Which jobs can afford rent in Ralls County?
Based on Missouri BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $677/mo. 15 of 15 common occupations are affordable here.
How much has rent changed in Ralls County over time?
The 1-bedroom Fair Market Rent in Ralls County went from $546 in FY 2020 to $677 in FY 2026, a total change of +24.0% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Ralls County?
In Ralls County, the FY 2026 FMR of $677/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Ralls County?
For Ralls County, it's the specific 40th-percentile rent HUD publishes each year ($677/mo for a 1-bedroom in FY 2026).

What this means for renters

Treat Ralls's FY2026 Fair Market Rent as HUD's affordability benchmark, not a market quote.

  • Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $677 implies about $27,080/yr to rent without being cost-burdened. Run your numbers
  • Compare this county against nearby metros and states before signing a lease. Compare areas
  • See where it sits on the national rent map. View rankings

Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents in Ralls can run higher or lower, and HUD updates FMRs once a year. This page is informational and not financial or relocation advice.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.