County FMR · HUD FY2026

Pennington County Fair Market Rent

HUD's FY2026 Fair Market Rent for Pennington County, SD - 6% above the US average.

$1,018
1-bedroom FMR
$1,336
2-bedroom FMR
+18.9%
YoY change
+6%
vs US avg

The verdict

Pennington is the 1st most expensive of 66 counties in South Dakota by 2-bedroom FMR; nationally it ranks #692 most expensive of 3,145 HUD counties; rent here has climbed 18.9% since FY 2025, a sharp move relative to most counties.

#692
most expensive of 3,145 US counties (2BR)
#1
most expensive of 66 in South Dakota (2BR)
+30%
vs the state average
$40,720
income to afford it (30% rule)

General and Operations Managers spend the smallest share of income on rent here (9.2%), while Teaching Assistants, Except Postsecondary spend the most (45.2%).

FY 2026 HUD Fair Market Rent for Pennington County, SD. Verify with HUD →

The Fair Market Rent for a 1-bedroom apartment in Pennington County, South Dakota is $1,018 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,336/mo and a studio is $921/mo. This is 6% higher than the national average of $959 and 30% above the South Dakota average of $784.

Rent increased18.9% from FY 2025 ($856), outpacing inflation. Under the 30% rule, affordability starts near $40,720/year for a 1-bedroom.

FY 2026 HUD Fair Market Rents in South Dakota. Population: 110,386. Population has held roughly steady over the past five years (+2.6%, Census ACS). That's in line with South Dakota's statewide growth of +4.0% over the same period.

FMR filing desk

Area PENNINGTON·COUNTY·SD·SD

Pennington County, SD: $1,018/mo 1BR · #692 of 3145 counties (2BR) · FY2026

  • FMR-AREA SD
  • 1BR-FMR $1,018
  • 2BR-FMR $1,336
  • RANK-MID #692
  • YOY-SURGE +18.9%
  • VSUS-NEAR +6%
  • VS-ST-HIGH +30% SD
  • INC-ROOM 17%
  • POP-MID 110K
  • PHOTO-NEAR Minnehaha County
  • VOUCH-90-110 $916–$1,120
  • FY-2026 FY2026

Photo-finish peer: Minnehaha ($32 1BR gap)

Read with: How Fair Market Rent works

Fair Market Rents (2026)

Studio
State avg: $691 · US avg: $893
$921/mo
↑ 20.1% YoY +33% vs state +3% vs US
1 Bedroom
State avg: $784 · US avg: $959
$1,018/mo
↑ 18.9% YoY +30% vs state +6% vs US
2 Bedroom
State avg: $990 · US avg: $1,175
$1,336/mo
↑ 19.4% YoY +35% vs state +14% vs US
3 Bedroom
State avg: $1,295 · US avg: $1,525
$1,743/mo
↑ 17.0% YoY +35% vs state +14% vs US
4 Bedroom
State avg: $1,540 · US avg: $1,756
$2,178/mo
↑ 22.6% YoY +41% vs state +24% vs US

Year-over-Year Comparison

Bedrooms FY 2025 FY 2026 Change
Studio $767
$921
+$154 (+20.1%)
1 Bedroom $856
$1,018
+$162 (+18.9%)
2 Bedroom $1,119
$1,336
+$217 (+19.4%)
3 Bedroom $1,490
$1,743
+$253 (+17.0%)
4 Bedroom $1,777
$2,178
+$401 (+22.6%)

Rent Burden Analysis

How much of household income goes to rent in Pennington County. The 30% threshold indicates cost burden.

Studio
15.6%
Affordable
Need $36,840/yr for 30% rule
1 Bedroom
17.3%
Affordable
Need $40,720/yr for 30% rule
2 Bedroom
22.7%
Affordable
Need $53,440/yr for 30% rule
3 Bedroom
29.6%
Affordable
Need $69,720/yr for 30% rule
4 Bedroom
36.9%
Burdened
Need $87,120/yr for 30% rule
How we calculate this

Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.

0%100%National avg22%22.7%
Pennington County 2-bedroom rent burden
County median income: $70,768 · National avg burden: 21.7% ·View South Dakota rent burden →

Where Pennington sits among every US county

2-bedroom Fair Market Rent vs. all 3,145 HUD counties

$1,336 Top 22% higher than 78% of 3,145 counties

$600–$800: 23 counties (1%). Below this entry. $800–$1,000: 1,406 counties (45%). Below this entry. $1,000–$1,200: 723 counties (23%). Below this entry. $1,200–$1,400: 417 counties (13%). This entry sits in this band. $1,400–$1,600: 181 counties (6%). Above this entry. $1,600–$1,800: 172 counties (5%). Above this entry. $1,800–$2,000: 108 counties (3%). Above this entry. $2,000–$2,200: 29 counties (1%). Above this entry. $2,200–$2,400: 40 counties (1%). Above this entry. $2,400–$2,600: 13 counties (0%). Above this entry. $2,600–$2,800: 9 counties (0%). Above this entry. $2,800–$3,000: 15 counties (0%). Above this entry. $3,000–$3,200: 3 counties (0%). Above this entry. $3,200–$3,400: 1 counties (0%). Above this entry. $3,400–$3,600: 1 counties (0%). Above this entry. $3,600–$3,800: 3 counties (0%). Above this entry. $3,800–$4,000: 0 counties (0%). Above this entry. $4,000–$4,200: 0 counties (0%). Above this entry. $4,200–$4,400: 1 counties (0%). Above this entry. This county $600 $4,400 every US county, bucketed by value

Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026

How Pennington compares on 1-bedroom rent

1-bedroom FMR vs other South Dakota counties

1BR FMR / mo

What this shows Pennington is highlighted. Nearby South Dakota counties by 1-bedroom FMR, highest to lowest: Pennington County (this county) ($1,018), Minnehaha County ($986), Lincoln County ($986), Meade County ($970), Codington County ($825), Brookings County ($781), Brown County ($708).

Source U.S. Department of Housing and Urban Development (HUD) As of FY2026

Can Common Jobs Afford Rent Here?

How a 1-bedroom at $1,018/mo compares to South Dakota salaries for popular occupations (BLS wage data, 30%-of-income rule).

Occupation SD Salary Rent Burden Verdict
General & Operations Managers $133,440 9.2% Affordable
Software Developers $87,770 13.9% Affordable
Accountants & Auditors $77,310 15.8% Affordable
Registered Nurses $69,510 17.6% Affordable
Police & Sheriff's Patrol Officers $60,300 20.3% Affordable
Electricians $58,550 20.9% Affordable
Paralegals & Legal Assistants $57,300 21.3% Affordable
Heavy & Tractor-Trailer Truck Drivers $56,880 21.5% Affordable
Elementary School Teachers $49,110 24.9% Affordable
Pharmacy Technicians $43,760 27.9% Affordable
Customer Service Representatives $39,760 30.7% Stretched
Retail Salespersons $34,260 35.7% Stretched
Janitors & Cleaners $33,940 36% Stretched
Fast Food & Counter Workers $29,480 41.4% Stretched
Teaching Assistants $27,020 45.2% Stretched
Salaries: BLS OES (South Dakota) median · 30% = affordable threshold · Try the salary calculator →

7-year Fair Market Rent history for Pennington County. Shows how HUD rental rates have changed over time.

Over the 6-year span HUD has tracked for Pennington (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 59.3% overall, from $639 to $1,018. Most of that movement was gradual except for a single sharp jump of +18.9% in FY 2026, well above this county's typical year-to-year change.

$600$700$800$900$1,000$1,100 FY2020FY2021FY2022FY2023FY2024FY2025FY2026 $1,018
Pennington County 1-bedroom Fair Market Rent, FY2020–FY2026
Year Studio 1 BR 2 BR
FY 2026 ↑18.9% $921 $1,018 $1,336
FY 2025 ↓3.4% $767 $856 $1,119
FY 2024 ↑17.2% $788 $886 $1,163
FY 2023 ↑8.8% $665 $756 $995
FY 2022 ↑4.7% $608 $695 $915
FY 2021 ↑3.9% $577 $664 $875
FY 2020 $549 $639 $841
Total change (6yr): +59.3%
Annualized: +8.1%/yr
1 BR: $639 → $1,018

Part of the Rapid City, SD Metro Area

Pennington County is a central county of the Rapid City, SD metropolitan statistical area, alongside 2 other metro-area counties.

Pennington County ranks #1 of 3 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Pennington County (this county) ($1,018), Meade County ($970), Custer County ($894).

Pennington County (this county)
1 BR: $1,018/mo
Meade County
1 BR: $970/mo
Custer County
1 BR: $894/mo

Nationwide peers by 2BR FMR & rent burden

Two PlainRent-derived comparison paths for Pennington County, both outside South Dakota so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.

Nearby Counties in South Dakota

Largest counties by population in South Dakota

Showing the 8 largest of 65 other counties in South Dakota.

Frequently Asked Questions

What is the average rent in Pennington County?
The FY 2026 Fair Market Rent for a 1-bedroom in Pennington County is $1,018 per month. A 2-bedroom is $1,336 and a studio is $921.
How does Pennington County rent compare to the national average?
Rent in Pennington County is 6% above the national average. A 1-bedroom here costs $1,018 compared to $959 nationally.
Where does Pennington County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Pennington County's 2-bedroom FMR of $1,336 ranks #692 most expensive among 3,145 HUD counties, placing it in the upper-rent quarter of HUD counties.
What income do I need to afford rent in Pennington County?
Based on the 30% affordability rule, you need an annual income of at least $40,720 ($3,393/month) to afford a 1-bedroom at Fair Market Rent in Pennington County.
Is rent going up or down in Pennington County?
The 1-bedroom Fair Market Rent in Pennington County increased by 18.9% from FY 2025 to FY 2026, going from $856 to $1,018.
Which jobs can afford rent in Pennington County?
Based on South Dakota BLS salary data and the 30% affordability rule, jobs like General and Operations Managers, Software Developers, Accountants and Auditors can afford a 1-bedroom at $1,018/mo. 10 of 15 common occupations are affordable here.
How much has rent changed in Pennington County over time?
The 1-bedroom Fair Market Rent in Pennington County went from $639 in FY 2020 to $1,018 in FY 2026, a total change of +59.3% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Pennington County?
In Pennington County, the FY 2026 FMR of $1,018/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Pennington County?
For Pennington County, it's the specific 40th-percentile rent HUD publishes each year ($1,018/mo for a 1-bedroom in FY 2026).

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the U.S. Census Bureau and HUD Fair Market Rents. Consult a qualified professional before making decisions based on this data.

Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.