County FMR · HUD FY2026
Osage County Fair Market Rent
HUD's FY2026 Fair Market Rent for Osage County, OK - 3% above the US average.
- $987
- 1-bedroom FMR
- $1,217
- 2-bedroom FMR
- +3.9%
- YoY change
- +3%
- vs US avg
The verdict
Osage is the 9th most expensive of 77 counties in Oklahoma by 2-bedroom FMR; nationally it ranks #975 most expensive of 3,145 HUD counties.
- #975
- most expensive of 3,145 US counties (2BR)
- #9
- most expensive of 77 in Oklahoma (2BR)
- +25%
- vs the state average
- $39,480
- income to afford it (30% rule)
Software Developers spend the smallest share of income on rent here (11%), while Fast Food and Counter Workers spend the most (50.2%).
FY 2026 HUD Fair Market Rent for Osage County, OK. Verify with HUD →
The Fair Market Rent for a 1-bedroom apartment in Osage County, Oklahoma is $987 per month in FY 2026, according to the U.S. Department of Housing and Urban Development (HUD). A 2-bedroom costs $1,217/mo and a studio is $933/mo. This is 3% higher than the national average of $959 and 25% above the Oklahoma average of $791.
Rent increased3.9% from FY 2025 ($950), outpacing inflation. Under the 30% rule, affordability starts near $39,480/year for a 1-bedroom.
Observed renter burden: 36.1% of the 3,712 renter households counted by ACS paid at least 30% of income in gross rent. This ACS 2023 household measure is distinct from HUD's FY2026 Fair Market Rent benchmark above.
Market slack: The ACS rental vacancy rate here is 4.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
Local labor market: The county's BLS unemployment rate has averaged 4.4% over the past 12 months, close to the typical US county range.
FY 2026 HUD Fair Market Rents in Oklahoma. Population: 46,004. Population has held roughly steady over the past five years (-2.8%, Census ACS). That's slower than Oklahoma's statewide growth of +2.0% over the same period.
FMR filing desk
Area OSAGE·COUNTY·OK·OK
Osage County, OK: $987/mo 1BR · #975 of 3145 counties (2BR) · FY2026
- FMR-AREA OK
- 1BR-FMR $987
- 2BR-FMR $1,217
- RANK-MID #975
- YOY-UP +3.9%
- VSUS-NEAR +3%
- VS-ST-HIGH +25% OK
- INC-ROOM 20%
- POP-SMALL 46K
- PHOTO-NEAR Oklahoma County
- VOUCH-90-110 $888–$1,086
- FY-2026 FY2026
Photo-finish peer: Oklahoma ($30 1BR gap)
Read with: How Fair Market Rent works
Fair Market Rents (2026)
Year-over-Year Comparison
| Bedrooms | FY 2025 | FY 2026 | Change |
|---|---|---|---|
| Studio | $890 | $933 | +$43 (+4.8%) |
| 1 Bedroom | $950 | $987 | +$37 (+3.9%) |
| 2 Bedroom | $1,179 | $1,217 | +$38 (+3.2%) |
| 3 Bedroom | $1,555 | $1,602 | +$47 (+3.0%) |
| 4 Bedroom | $1,796 | $1,858 | +$62 (+3.5%) |
Rent Burden Analysis
How much of household income goes to rent in Osage County. The 30% threshold indicates cost burden.
How we calculate this
Rent burden = (FMR × 12) ÷ county median household income. Required income = (FMR × 12) ÷ 0.3, the federal 30%-of-gross-income rule HUD uses to define cost burden. Median household income is from the U.S. Census Bureau's American Community Survey; FMR is from HUD's FY2026 release. See methodology.
Where Osage sits among every US county
2-bedroom Fair Market Rent vs. all 3,145 HUD counties
$1,217 Top 31% higher than 69% of 3,145 counties
Each bar is a $0.2K-wide band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Department of Housing and Urban Development, Fair Market Rents · FY2026
How Osage compares on 1-bedroom rent
1-bedroom FMR vs other Oklahoma counties
- Oklahoma
Oklahoma County
$1,017 1BR FMR / mo
- Cleveland
Cleveland County
$1,017 1BR FMR / mo
- Canadian
Canadian County
$1,017 1BR FMR / mo
- Osage
Osage County
$987 1BR FMR / mo
- Tulsa
Tulsa County
$987 1BR FMR / mo
- Rogers
Rogers County
$987 1BR FMR / mo
- Comanche
Comanche County
$784 1BR FMR / mo
What this shows Osage is highlighted. Nearby Oklahoma counties by 1-bedroom FMR, highest to lowest: Oklahoma County ($1,017), Cleveland County ($1,017), Canadian County ($1,017), Osage County (this county) ($987), Tulsa County ($987), Rogers County ($987), Comanche County ($784).
Can Common Jobs Afford Rent Here?
How a 1-bedroom at $987/mo compares to Oklahoma salaries for popular occupations (BLS wage data, 30%-of-income rule).
| Occupation | OK Salary | Rent Burden | Verdict |
|---|---|---|---|
| Software Developers | $107,420 | 11% | Affordable |
| Registered Nurses | $81,160 | 14.6% | Affordable |
| General & Operations Managers | $80,620 | 14.7% | Affordable |
| Accountants & Auditors | $76,820 | 15.4% | Affordable |
| Electricians | $60,050 | 19.7% | Affordable |
| Police & Sheriff's Patrol Officers | $57,360 | 20.6% | Affordable |
| Heavy & Tractor-Trailer Truck Drivers | $51,920 | 22.8% | Affordable |
| Paralegals & Legal Assistants | $50,200 | 23.6% | Affordable |
| Elementary School Teachers | $47,470 | 25% | Affordable |
| Pharmacy Technicians | $38,200 | 31% | Stretched |
| Customer Service Representatives | $37,570 | 31.5% | Stretched |
| Janitors & Cleaners | $30,590 | 38.7% | Stretched |
| Retail Salespersons | $29,580 | 40% | Stretched |
| Teaching Assistants | $26,830 | 44.1% | Stretched |
| Fast Food & Counter Workers | $23,590 | 50.2% | Unaffordable |
Rent Trends (2020–2026)
7-year Fair Market Rent history for Osage County. Shows how HUD rental rates have changed over time.
Over the 6-year span HUD has tracked for Osage (FY 2020-2026), the 1-bedroom Fair Market Rent has risen 41.8% overall, from $696 to $987. Most of that movement was gradual except for a single sharp jump of +15.2% in FY 2024, well above this county's typical year-to-year change.
| Year | Studio | 1 BR | 2 BR |
|---|---|---|---|
| FY 2026 ↑3.9% | $933 | $987 | $1,217 |
| FY 2025 ↑5.6% | $890 | $950 | $1,179 |
| FY 2024 ↑15.2% | $834 | $900 | $1,128 |
| FY 2023 ↑7.9% | $711 | $781 | $987 |
| FY 2022 ↑3.9% | $646 | $724 | $925 |
| FY 2021 ↑0.1% | $607 | $697 | $896 |
| FY 2020 | $597 | $696 | $898 |
Part of the Tulsa, OK Metro Area
Osage County is a central county of the Tulsa, OK metropolitan statistical area, alongside 6 other metro-area counties.
Osage County ranks #5 of 7 counties in this metro area by 1-bedroom FMR. Every county sharing this metro, highest to lowest: Tulsa County ($987), Rogers County ($987), Wagoner County ($987), Creek County ($987), Osage County (this county) ($987), Pawnee County ($818), Okmulgee County ($766).
Nationwide peers by 2BR FMR & rent burden
Two PlainRent-derived comparison paths for Osage County, both outside Oklahoma so the link neighborhoods are not the same-state geography lattice above. Axes stay disjoint: burden peers exclude the FMR peer set.
Similar 2-bedroom FMR
Nearest HUD 2BR Fair Market Rents outside OK (FY2026).
Similar rent burden
Nearest 2BR FMR as a share of median household income (outside OK).
Nearby Counties in Oklahoma
Largest counties by population in Oklahoma
Showing the 8 largest of 76 other counties in Oklahoma.
Frequently Asked Questions
What is the average rent in Osage County?
The FY 2026 Fair Market Rent for a 1-bedroom in Osage County is $987 per month. A 2-bedroom is $1,217 and a studio is $933.
How does Osage County rent compare to the national average?
Rent in Osage County is 3% above the national average. A 1-bedroom here costs $987 compared to $959 nationally.
Where does Osage County rank nationally for Fair Market Rent?
According to HUD's FY 2026 Fair Market Rent schedule, Osage County's 2-bedroom FMR of $1,217 ranks #975 most expensive among 3,145 HUD counties, placing it in the middle half of HUD counties.
What income do I need to afford rent in Osage County?
Based on the 30% affordability rule, you need an annual income of at least $39,480 ($3,290/month) to afford a 1-bedroom at Fair Market Rent in Osage County.
Is rent going up or down in Osage County?
The 1-bedroom Fair Market Rent in Osage County increased by 3.9% from FY 2025 to FY 2026, going from $950 to $987.
Which jobs can afford rent in Osage County?
Based on Oklahoma BLS salary data and the 30% affordability rule, jobs like Software Developers, Registered Nurses, General and Operations Managers can afford a 1-bedroom at $987/mo. 9 of 15 common occupations are affordable here.
How much has rent changed in Osage County over time?
The 1-bedroom Fair Market Rent in Osage County went from $696 in FY 2020 to $987 in FY 2026, a total change of +41.8% over 6 years.
How does Fair Market Rent affect Section 8 vouchers in Osage County?
In Osage County, the FY 2026 FMR of $987/mo for a 1-bedroom sets the baseline that local housing authorities use for Section 8 payment standards.
What does Fair Market Rent mean for Osage County?
For Osage County, it's the specific 40th-percentile rent HUD publishes each year ($987/mo for a 1-bedroom in FY 2026).
Is the rental market tight or loose in Osage County?
The ACS rental vacancy rate here is 4.5%, close to the range where market rents and HUD's FMR benchmark tend to track each other.
What is the unemployment rate in Osage County?
The county's BLS unemployment rate has averaged 4.4% over the past 12 months, close to the typical US county range.
Data sources
What this means for renters
Treat Osage's FY2026 Fair Market Rent as HUD's affordability benchmark, not a single market quote.
- Budget to roughly 30% of income: the FY2026 1-bedroom FMR of $987 implies about $39,480/yr to rent without being cost-burdened. Run your numbers
- Oklahoma counties vary widely around this figure - compare specific counties before assuming this applies to yours. Compare vs Oklahoma
- See where Osage ranks nationally on rent. National rankings
Fair Market Rent is HUD's 40th-percentile policy benchmark used to set Housing Choice Voucher payment standards. Actual asking rents can run higher or lower, and HUD updates FMRs once a year. This site is informational and not financial or relocation advice.
Every figure on PlainRent is rendered directly from HUD's published Fair Market Rent records, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of FY 2026.